ECB blog statement: "Bitcoin’s last stand"

[zasad@]

I heard that the banking system of P2P transfers works much worse in Europe. To confirm transfers, you need to call the bank or send a fax. CBDC will give more opportunities for people to easily and quickly make P2P transfers and exchange cryptocurrencies for CBDC.

[NeuroticFish]

I heard that the banking system of P2P transfers works much worse in Europe. To confirm transfers, you need to call the bank or send a fax.

There may be a misunderstanding or something I simply don't know, but aren't all the transfers in banking business involving at least a bank? So no P2P there. It's account from bank1 to account in bank2.
And I've never had to call or fax anyone for my transfers, I've just done them from the bank app on my phone and that's all.

Plus, maybe the older types of bank transfers were worse and needed that kind of checking you're talking about, but nowadays, with SEPA for example, all is faster and automated.

CBDC will give more opportunities for people to easily and quickly make P2P transfers and exchange cryptocurrencies for CBDC.

CBDCs can indeed make faster the interaction between fiat and crypto - pretty much like stable coins work. But only that will not make me cheer for them; they're far too powerful weapons against people's privacy and that's not OK.

[pooya87]

I heard that the banking system of P2P transfers works much worse in Europe. To confirm transfers, you need to call the bank or send a fax. CBDC will give more opportunities for people to easily and quickly make P2P transfers and exchange cryptocurrencies for CBDC.

Banks/CBDCs and P2P are contradicting ideas that you can't even use in the same sentence
Every time you send money to someone else using banks or even existing CBDCs you are contacting the bank and asking them to send your money to the other person's "account" on your and their behalf. In simple terms there is a middle man so it is not P2P.

BTW the CBDCs are different, they are not all the same and not for the same purpose. For instance the Venezuelan one was mostly for fund raising and filling the budget deficit (same as token scams we see in altcoin market) while the Chinese one is mostly for payment and competing with global centralized payment systems.

[Wind_FURY]

I heard that the banking system of P2P transfers works much worse in Europe. To confirm transfers, you need to call the bank or send a fax. CBDC will give more opportunities for people to easily and quickly make P2P transfers and exchange cryptocurrencies for CBDC.

Read "The Last Stand" in OP. Why would you trust the government with a protocol for programmable money which they can do how, and whatever they want. CBDC will not be like cash, ser. Cash which is hard to censor. A CBDC will be a currency which CAN be censored, with your I.D. attached to every transaction. If the Central Bank wanted that NOT ONE SINGLE CENT would go to Bitcoin exchanges, then for them it has never been easier.