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Author Topic: Is it better to save money or invest it?  (Read 1173987 times)
lvincent
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November 11, 2017, 02:21:07 AM
 #12001

Saving's good too but if you think you have enough savings i think its time for you to invest into something, instead of saving. Investing you excess money so you can make another money from it but i don't think it is wise to invest all of your savings just save enough for your needs or for your future financial problems, it is wise to invest so that you can make your saving's double investing is just like savings but you need to take a risk to make sure that you will have a great profit.

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November 11, 2017, 03:20:51 AM
 #12002

May be someone has very little amount of BTC, no matter what amount of bitcoins you have, just holding them safely in cold storage is the best thing to do. May be it is tiny today but can be worth a lot after few years. Atleast you will not blame yourself for holding.  Investing your precious bitcoins is basically a waste of time where the risks are greater than the potential profit. and if there is a site or service that promises you high returns in a short time, then it's 99,9% a scam. holding is the best!

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November 11, 2017, 11:39:52 AM
 #12003

It will be best of you will do both, if you have the funds available better to save fiat and invest some on crypto currency.
It is none other than you who has to decide this thing that which option out of both he has to opt for. I think of investing of money as the best option than any other option but prior to investing, you actually have to save money.

Only then you’ll be able to invest your money in any kind of business. Investment will actually give you more opportunities for having more money for your better tomorrow.

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November 11, 2017, 11:48:55 AM
 #12004

it is better to save to invest what would not later save in the future.

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November 11, 2017, 12:21:51 PM
 #12005

Is it better to save money in bank or invest it online, in real estate or maybe gold?
Saving money in the bank is good enough and safe, investing in gold is also good only in my opinion is less profitable, but the risk of losing also there is little. Investment in bitcoin is very good and more profitable, but the risk of loss as well. There is. My opinion is as good as saving money in the bank and half we invest in bitcoin. our money keeps changing steadily.

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November 11, 2017, 12:31:44 PM
 #12006

It is better for me to invest your money. But study first the company that your investing at weather it is legit or scam. For the safety of your money.
Investment is not easy as we think, the reward is good because you can grow your money however the risk is also there and when
you lose you might regret what you are doing. It's a way of taking risk and you do not need to put everything because the rule says you invest what you can afford.

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November 11, 2017, 02:31:17 PM
 #12007

The money in question is it just Idle for a while or its going to be for a long period, the answer to this question will lead to answering your question but for me, if the money is going to be idle for a longer period you should rather invest it into a profitable business after making your inquiries so that at the end of the day you won't be at a loss.

Michael-crypto
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November 11, 2017, 02:37:24 PM
 #12008

It's important to make efforts to save money, because the more you save, the less you are dependent from your current job.

And once you've saved enough money, you can think about investing.
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November 11, 2017, 02:52:57 PM
 #12009

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I will do both, if I have more money, the money I will use for investment, so there is a development or additional income, but we must know the background that we will invest and is believed in the global community

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November 11, 2017, 03:22:39 PM
 #12010

It is better for me to invest your money. But study first the company that your investing at weather it is legit or scam. For the safety of your money.
Investment is not easy as we think, the reward is good because you can grow your money however the risk is also there and when
you lose you might regret what you are doing. It's a way of taking risk and you do not need to put everything because the rule says you invest what you can afford.

So as they say, the biggest risk is not taking risk at all.  For me both are good but investing is much better than saving.  Though I read that we can invest atleast if we already have emergency fund.  Because if we put our money in the bank, it is like 2% per annum.  Inflation rate is around 4% so we already lose some of our money.  in addition to that, the savings we have is taxable.  So better to try taking a risk because 15% or up is really a good income.

inoymuninoy
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November 11, 2017, 04:38:22 PM
 #12011

I think it's better to invest some money and at the same time some of money will save.
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November 11, 2017, 04:48:57 PM
 #12012

It will be best of you will do both, if you have the funds available better to save fiat and invest some on crypto currency.
It is none other than you who has to decide this thing that which option out of both he has to opt for. I think of investing of money as the best option than any other option but prior to investing, you actually have to save money.

Only then you’ll be able to invest your money in any kind of business. Investment will actually give you more opportunities for having more money for your better tomorrow.

Well it depends on how aggressive you want to be in life. If you want to lead a simple life then saving probably is the way for you and will cause no problems. But if you want to lead a bigger more adventurous life I would say

you should save but after you get a decent amount of savings looking to invest wisely. I say wisely because if you throw all your eggs in one basket we all know what can happen if that basket breaks..

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November 11, 2017, 06:05:26 PM
 #12013

It is better to invest online than to save the bank. There will be no problem with it.So,be carefull and best of luck.

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November 11, 2017, 06:15:34 PM
 #12014

Both carries risk but investment gives profit while saving money might give you interest income but the interest is very small compared to the gain you can get in investments.

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November 12, 2017, 08:02:18 AM
 #12015

For me it is better to save money in the bank because ones you needed it in times of emergency you can withdraw it but when you invest it especially business you're not sure if it will become successful or not

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November 12, 2017, 08:11:42 AM
 #12016

Is it better to save money in bank or invest it online, in real estate or maybe gold?
I think it is better to buy bitcoins and hold it for a long time. The price of the bitcoin is becoming more expensive and we can get many profit if we hold our  bitcoins and sell it five years from now.

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November 12, 2017, 08:16:31 AM
 #12017

For me it is better to save money in the bank because ones you needed it in times of emergency you can withdraw it but when you invest it especially business you're not sure if it will become successful or not
Right now that is my dilemma as well whether I will save money or invest it first or hold the bitcoin that I have, my problem is also the time so right now I am planning to save half and remain and hold the other half of what I am earning here in forum. It would really be great if we do have savings as well as investments.

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November 12, 2017, 09:17:25 AM
 #12018

The simple practice of risk vs reward is always a must in bitcoin. Investing is the more profitable option rather storing is the safest option.
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November 12, 2017, 09:22:36 AM
 #12019

Money has to work for you, no actual point in saving it, better invest it in real estate,stocks,crypto.The choice is yours.
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November 12, 2017, 09:27:08 AM
 #12020

Investment brings return, money saved in the bank will not appreciate and if there will be any appreciation on the money, it will be very low compared to the return on investment. Especially if u can invest in Bitcoin and gold. So i will say it is better to invest than save money
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