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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
hidden2209
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October 05, 2017, 03:27:14 AM
 #11341

Do you still ask? Of course, invest! Digital currencies are now the most profitable type of investment. So it's not even negotiable
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October 05, 2017, 03:32:23 AM
 #11342

Is it better to save money in bank or invest it online, in real estate or maybe gold?
Saving money should always come before investing money.think of it as the foundation upon which your financial house is built.the reason is simple.unless you inherit a large amount of wealth, it is your savings that will provide you with the capital to feed your investments. Better grow your business to gain more money not your investment.
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October 05, 2017, 03:35:47 AM
 #11343

If we are looking at the big picture in relation to bitcoin, it would have been a lot better if you invested some a good few years ago.Wink
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October 05, 2017, 06:42:44 AM
 #11344

If we are looking at the big picture in relation to bitcoin, it would have been a lot better if you invested some a good few years ago.Wink
We cannot go back to the past, let's take this present time as our opportunity to invest more.
Of course if we will invest now we will not gonna regret again not to invest just like what happen in the past, their is no guarantee
but time bitcoin more potential to rise more.
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October 05, 2017, 06:55:15 AM
 #11345

Do you still ask? Of course, invest! Digital currencies are now the most profitable type of investment. So it's not even negotiable
The question is whether it's better to save or to invest, I think both are really good but it does not come together when you start from scratch.
By having an income it will help you to save money and when you have enough money that is the time for you to try investing, and you are right that there is no better investment than here in crypto currencies.

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October 05, 2017, 03:34:58 PM
 #11346

If I had do choose, I would invest money, rather than save it. Investing is more secure as for me. Of course, you need to know about how and where you are going to invest your money. If you invested, you would not have any problems with inflation, for example. And as a result you even can have more money than you had at first, you have a chance to become rich because of investing. Also investing is one form of saving, I think, but mediate and more trustworthy.

Don't say that investing is secure for you, there's no secured thing in investments. But once you are able to be with that investment for a long time and you are seeing it's stability in a positive way maybe you might say you are feeling secured with it anyway. I have now a big belief that instead of saving your money in the bank put that in an investment where you can make more money but if that is bitcoin, then just save it.
Exactly, it's not easy as we think as along the way there are a lot of challenges that you have to surpass.
Investing is purely taking risk and we are just believe our investment will succeed but there is no guarantee it will happen.

It is risky but in this world you can't gain something if you are not going to take a risk. And this is an easy thing for those people that are good in taking risk because they know that it's profitable and they have experience with it. Depending on the investment that they are with, just don't try to invest into ponzi schemes and HYIP's they are not worth of our money.
I know what you are talking about i just think that investing is always better because the worth of the money if you save it will be still the same and if you invest it the worth can go up and low and up where you actually make more then you had.
The money that you'll save all the time will be lessen it's value soon because of the inflation and this is why for people that are open minded they tend to invest more instead of saving more. Saving is giving you a feeling that you are secured financially which is a good thing but if you want to make more money and grow it the best thing to do is to invest your money and diversify it.
I also prefer investing over savings but under one condition. If the investment is the right one, it will bring grand amounts of profit but a wrong choice will destroy one's life. For now, the best investment tool is bitcoin. It is gaining value with every passing day and it is said that before November, the price will be at least 4900 dollars. Now is the right time to spend money.
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October 05, 2017, 03:42:41 PM
 #11347

I once heard a saying that you earn money to spend and not to save. I'm sure most of us here save our money for future use, but I don't think saving it alone is enough. I learned this quite late which is why I am kind of nervous to face the real after I graduate. With everything being so expensive nowadays, I am unsure if what I saved is enough to help me get through. Which is why money shouldn't just be stored and saved, it should be invested to allow it to multiply and grow. At an early age, people should be aware of this to be ready for the future.
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October 05, 2017, 03:48:30 PM
 #11348

Is it better to save money in bank or invest it online, in real estate or maybe gold?
With record low interest rates, saving money in the bank is like essentially paying the bank a small amount of money to mind your cash for you. If you give them $100 this year, they might give you $1 in interest over a year, but the true spending power ends up being on $99. So you ended up costing yourself $1 over the year.

Investments on the other hand are generally intended to make a higher return, but you also face a higher risk. So it is important to have a diverse approach and to cover the downside.
Investing money will be better because keeping money will not give you any benefits but investing money will give you benefits and if you have decided to invest money than I will suggest to invest your money in bitcoins because bitcoins is the only way to earn money easely and safely.

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October 05, 2017, 03:55:06 PM
 #11349

I once heard a saying that you earn money to spend and not to save. I'm sure most of us here save our money for future use, but I don't think saving it alone is enough. I learned this quite late which is why I am kind of nervous to face the real after I graduate. With everything being so expensive nowadays, I am unsure if what I saved is enough to help me get through. Which is why money shouldn't just be stored and saved, it should be invested to allow it to multiply and grow. At an early age, people should be aware of this to be ready for the future.

Well that is the saying of people who do not save just an excuse for it.  And yes it is true that saving money is not enough.  After saving a good amount of money, by the time you will withdraw it, it is subjected for tax and its price will not that be because of inflation.  So investing it would be better.  So investing is better than saving.
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October 05, 2017, 04:19:43 PM
 #11350

Considering that there were several information that mentioned some banks got difficulty, e.g. lender was hacked, financial institution fired workers, and so on, I believe folks especially the bank consumers began to withdraw their income and decide on to commit it. They do not want to risking their money any more, and the investment decision is greatest answer for them which they will get greater income than conserving it.
xFiber
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October 05, 2017, 04:24:57 PM
 #11351

I once heard a saying that you earn money to spend and not to save. I'm sure most of us here save our money for future use, but I don't think saving it alone is enough. I learned this quite late which is why I am kind of nervous to face the real after I graduate. With everything being so expensive nowadays, I am unsure if what I saved is enough to help me get through. Which is why money shouldn't just be stored and saved, it should be invested to allow it to multiply and grow. At an early age, people should be aware of this to be ready for the future.

Well that is the saying of people who do not save just an excuse for it.  And yes it is true that saving money is not enough.  After saving a good amount of money, by the time you will withdraw it, it is subjected for tax and its price will not that be because of inflation.  So investing it would be better.  So investing is better than saving.
Saving money is the safest way of sustainably growing capital. You need to realize that investing has risks bound to it. Let's say you invest in real estate and the next day the whole markets plummets to the ground. In that case your investment is worth less than it was before. Therefore you need to only invest with money you can afford to lose. Of course investing can be a lot more profitable we all know that. And saving isn't always the best way to go, if inflation occurs you were better of spending the money or investing it.
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October 05, 2017, 04:25:37 PM
 #11352

Is it better to save money or invest? The answer is possible in both the options. Because there are many people who want to invest their money instead of saving because day by day the value of money is decreasing gradually So it will good to earn some more money on the extra money.

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October 05, 2017, 04:30:23 PM
 #11353

Is it better to save money in bank or invest it online, in real estate or maybe gold?

ill go with gold....gold is already stable and one of the common assets in stocks.you just need good timing as always.just like in trading buy low sell high.having or keeping a gold will earn big if you sell it on the right timing.also in any real estates or btc u only need a good timing and proper knowledge.hope this helps😊
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October 05, 2017, 04:51:36 PM
 #11354

If I had do choose, I would invest money, rather than save it. Investing is more secure as for me. Of course, you need to know about how and where you are going to invest your money. If you invested, you would not have any problems with inflation, for example. And as a result you even can have more money than you had at first, you have a chance to become rich because of investing. Also investing is one form of saving, I think, but mediate and more trustworthy.

Don't say that investing is secure for you, there's no secured thing in investments. But once you are able to be with that investment for a long time and you are seeing it's stability in a positive way maybe you might say you are feeling secured with it anyway. I have now a big belief that instead of saving your money in the bank put that in an investment where you can make more money but if that is bitcoin, then just save it.
Exactly, it's not easy as we think as along the way there are a lot of challenges that you have to surpass.
Investing is purely taking risk and we are just believe our investment will succeed but there is no guarantee it will happen.

It is risky but in this world you can't gain something if you are not going to take a risk. And this is an easy thing for those people that are good in taking risk because they know that it's profitable and they have experience with it. Depending on the investment that they are with, just don't try to invest into ponzi schemes and HYIP's they are not worth of our money.
I know what you are talking about i just think that investing is always better because the worth of the money if you save it will be still the same and if you invest it the worth can go up and low and up where you actually make more then you had.
The money that you'll save all the time will be lessen it's value soon because of the inflation and this is why for people that are open minded they tend to invest more instead of saving more. Saving is giving you a feeling that you are secured financially which is a good thing but if you want to make more money and grow it the best thing to do is to invest your money and diversify it.
I also prefer investing over savings but under one condition. If the investment is the right one, it will bring grand amounts of profit but a wrong choice will destroy one's life. For now, the best investment tool is bitcoin. It is gaining value with every passing day and it is said that before November, the price will be at least 4900 dollars. Now is the right time to spend money.
I'm not sure about investing but yes I am definitely agree some of your thoughts. We never know if it really works if we don't have to take risk. Eventhough I don't have further experience or knowledge about investing but I guess it is better to try than nothing. I'd rather choose to invest than to save my money. I think there's nothing wrong about it anyway.

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October 05, 2017, 04:56:01 PM
 #11355

You can earn big amount of profit when you invest it. But investment is too risky and the worst thing could happen is that you might lose all your money when you don't have knowledge or if you don't do some research on what you are investing. On the other hand, saving bitcoin is also profitable but you need to wait for how many years just to earn big amount of profit. If you want to earn big amount of profit in a short period of time, then go for investment but if you're willing to wait then go for saving. It's really up to you.
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October 05, 2017, 05:10:01 PM
 #11356

Saving money to your pocket or to your hiding place is not a problem but when you compared it to a money where it has been put into a bank, it will have more value than to your money kept within. Let us make a scenario for you to better understand. let say that you have 100 and half of it is kept within you while the other half is put in a bank, after 1 year, you gathered both, the one you kept within you retained its original value while the one you invested in the bank gained interest and increased its value. In this scene we made we can say that your money could have been increased if it was put in a bank, means that if you wanted to save at the same time earn money, the bank is the best place to put it, a secure one.

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October 05, 2017, 06:40:38 PM
 #11357

It depends on where you are located. Saving your money in your bank is an easy option but not very lucrative.

In fact, I have read an article about banks who are going to charge negative interest rate on your savings account. Which is ridiculous of course.

I would choose for spreaded investments. Leave 70% of your money in your bank, and invest 15% in Bitcoin and the other 15% in something like a Bitcoin startup.
For me its better to invest here in bitcoin because bitcoin is trusted in the field of investing but i dont have enough knowledge about it so i am joining signature campaign and the money i got there is going to my wallet and i will going to save it.

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October 05, 2017, 06:58:20 PM
 #11358

Why don't you invest it in Bitcoin, It is really promising and you can make a good income from it.
What ever you decide, investing in Bitcoin or any thing else, is ,for sure, better than saving your money in banks because it's not profitable at all and even banks are using your money to invest it somewhere else and give you a little portion of what they get so be wise and invest by your self, you may loose sometimes but at the end you will find a way to gain.

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October 05, 2017, 07:00:09 PM
 #11359

Is it better to save money in bank or invest it online, in real estate or maybe gold?
Do both. Save money in the bank so you'll have a reserve of cash plus you'll gain a reasonable amount of interest depending on the banks terms. Invest in bitcoin as it's currently one of the most promising long term investments. Invest in a bit into gold as it depreciates at a low rate..
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October 05, 2017, 07:04:01 PM
 #11360

Is it better to save money in bank or invest it online, in real estate or maybe gold?

For me both, we all know that we can do both as long as we have the knowledge and the enough learnings about investing. Of course we want use our money earned and at the same time save it. You can save money and at the same time use it in investment so that you can save for the future and continue to earn.

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