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Author Topic: Is it better to save money or invest it?  (Read 1181208 times)
Kurokonobasuke
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September 08, 2017, 09:29:30 PM
 #11001

Is it better to save money in bank or invest it online, in real estate or maybe gold?
In my opinion, it is better to invest it online or into something which is profitable. Investing involves risk but if you want to make your money grow, it is a good choice. You may lessen the risk by studying things about your planned investment or knowing the background of the thing that you'll invest your money with. In this way, you will be able to avoid losing money.

namorthesu
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September 08, 2017, 10:42:22 PM
 #11002

I think that money must work, so I choose to invest it. Especially in our days, when there is a big variety of different kinds of  investments.
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September 09, 2017, 12:32:45 AM
Last edit: September 10, 2017, 12:32:14 AM by Fireblade
 #11003

For me  it's better you choose investment because you invest your money or bitcoin you take the risk and that risk had high possibility to earn. While if you save your money or bitcoin you are not practically business minded because you were only wait to your money or bitcoin even you have no do to earn it.
i would also like to choose investment. although saving is also important i would like to save a small amount of money. i will only save a small amount of money for emergency purpose while will like to invest all the remaining as in good business and increase our investment and make some profit, i think in present time bitcoin investment is the best investment from where we can get a good profit in a short period of time.
plucking23
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September 09, 2017, 01:12:04 AM
 #11004

Is it better to save money in bank or invest it online, in real estate or maybe gold?
I say do both as well, save some of your money in the bank or some safe at home. Then invest the rest that you are wiling to risk or lose in the long run. Investing always entails risk while saving is not.
I think both will be the best thing to do. To be able to invest and save at the same time will give you lots of benefit in the future. If you have invested maybe the profit that you will earn you can again invest thw half of it and save the half as well. In this you do not know you will gain more and will have plenty in the future

Choyor
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September 09, 2017, 02:55:20 AM
Last edit: September 09, 2017, 03:08:59 AM by Choyor
 #11005

investment means we give money to someone for the use of business, and we will get some profits from the money we invest. saving means we give money to the bank to use their business, while we will get interest from our savings in the bank. and I think the risk of losing money in investing is greater than we keep it in the bank. that's my opinion.
Wong Goblog
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September 09, 2017, 04:57:45 AM
 #11006

Yes of course invest is better than save, because with invest then we can get profit up to 100% within a year, whereas if we save then we only get about 10% a year.
mharz
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September 09, 2017, 05:37:46 AM
 #11007

For me  it's better you choose investment because you invest your money or bitcoin you take the risk and that risk had high possibility to earn. While if you save your money or bitcoin you are not practically business minded because you were only wait to your money or bitcoin even you have no do to earn it.
i would also like to choose investment. although saving is also important i would like to save a small amount of money.
I think spending money is like a gambling you have a 50-50 chance to earn profit, because you don't know if the investment you choose is will become successful. But I think if you invest just include the hard work to assure that you can gain profit. While in savings it was stock only in the wallet and wait the fluctuation of bitcoin in the market. It is the strategy of rich people they stock money for a long run of time and they only wait the right time before they withdraw it.
man1996
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September 09, 2017, 06:01:34 AM
 #11008

Saving and investing are two sides of one coin.If u invest money then you earn more money and if you save money then also you earn money.We should save a bit of money for our future and invest some money to get quick returns.

Wingo
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September 09, 2017, 06:56:56 AM
 #11009

Just like what they always say to take the risk to reach the goal. Make an investment but do not invest all of your money, save a few and invest some. Make your money grow, and be sure to list the factors that you needed before investing so you will not lose your money.
Stgsurya
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September 09, 2017, 06:58:32 AM
 #11010

Many new investors don't understand that saving money and investing money are entirely different things. They have different purposes, and play different roles, in your financial strategy and your balance sheet. Making sure you are clear on this fundamental concept before you begin your journey to building wealth and finding financial independence is vital because it can save you from a lot of heartache and stress.
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September 09, 2017, 07:02:51 AM
 #11011

If you want to achieved the highest potential of you capital, it is much better to invest it. Saving is not an option for me because it is subject to the inflation. If you are just saving your money, after a year or two, for sure its value had decreased because here in our country, the annual inflation rate increase is 3% per annum. Much better if you will invest it because there are possible returns.
aldrian09
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September 09, 2017, 07:06:31 AM
 #11012

Just like what they always say to take the risk to reach the goal. Make an investment but do not invest all of your money, save a few and invest some. Make your money grow, and be sure to list the factors that you needed before investing so you will not lose your money.
Right if someone wants to grow money then investing it the best because if you keep on saving it then it will never grow. Save money for emergency needs and for daily expenses.
stepwilli
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September 09, 2017, 08:25:23 AM
 #11013

Its good to do both instead of depending only on any single one as saving can take care of your expenses at the time of emergencies and investment will help you in growing your money in long term so I think both are important.
Being a trader both are important because in case of any disastrous situation one can make use of his investments and savings to escape from disasters.

What we can do is to invest there, where you are damn sure that you will not experience any loss and save a small ratio from each and every profit you get.
Don Pedro Dinero
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September 09, 2017, 08:32:39 AM
 #11014

Well, usually you must save money before you invest it.

What I do is I divide my money depending on when I expect that I will need it. I have some savings as an emergency fund, then I have low risk bonds, also stock index funds and some BTC.

I have the emergency fund in case I need that money soon. I have the low risk bond because I think I may need that money in the mid-term, like 2-3 years. Then I have stock funds and crypto because I don’t expect that I will need that money in quite a few years so I can wait, no matter the dips, for the long term high returns.

I is also a good way to spread the risk.

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September 09, 2017, 08:46:13 AM
 #11015

It's definitely better to invest if you don't need the money at the time. There are so many things you can invest in. You can go from very safe to very unsafe. If I was you i'd invest in both sides.
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September 09, 2017, 09:17:24 AM
 #11016

Invest when the prices are so low. U will get next day 10% atleast.
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September 09, 2017, 09:21:16 AM
 #11017

if you are sure to invest better to invest because by investing we can increase our savings without having to do anything. but if not sure to invest then it is better to save it.

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September 09, 2017, 09:51:41 AM
 #11018

invest your money is always better than to spare them , choose a long-term investment whit little risk you'll never made ​​a wrong choice.
if you want to earn some , long-term investment is the one to choose
Agreed on you to this things, And for what you are talking about is that Bitcoin is one pf the good thing to invest in for a long term investment in online scheme. Because it has a very high value where most of the community wanted it to become more higher for them to earn big reward in the near future.
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September 09, 2017, 10:05:38 AM
 #11019

I have x amount of btc which I'm going to keep no matter what for next few years and all above that number can be used for investment
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September 09, 2017, 10:07:31 AM
 #11020

I believe it is more better to invest but i don't know how to invest.

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