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Author Topic: Is it better to save money or invest it?  (Read 1181158 times)
staker$
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December 26, 2017, 05:12:57 AM
 #12701

This depends on so many factors. Like how much money involved; how frequent you are receiving this money which you intend to invest or save; what was you plan for the money in the future (what was your preference): growing the amount or keeping it safe for some future spending. And so much more. Let me just point out one factor from above: (Ex.) Your purpose for the money is really to growing it. Then the best thing is investment. Savings earns a minimal amount (like savings in a bank), but inflation and other deductions such as taxes and fees would render the earnings to zero up to negative in value. While investment from the term suggests, earnings. Depending on the particular investment style, approach, company, knowledge or skills etc. Your money yields at certain rate of income or losses, could be less volatile or high, low risk or high risk. If you're ready to be exposed to more risk then there could be a high tendency of higher yield as well. But If you want to play safe, maybe opt for less risky ones or just keep your money in savings anyway.

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December 26, 2017, 05:40:30 AM
 #12702

Is it better to save money in bank or invest it online, in real estate or maybe gold?

You should invest in what makes you comfortable both the amount and what you choose to invest in, don't let anyone tell you which is better that is for you to decide and if you can't then maybe you should not invest in anything. I have a dream of owning a nice amount of gold, and real estate but this is my personal opinion and hopes. Gold is the safest of course has held it's value for hundreds of years. Real estate is risky but it is yours and a place you call home? Priceless..

I prefer to invest it in a sure and reliable project rather than saving it in a bank or just in my wallet. In an investment, there is a big possibility to earn more profit while in just saving the money, no or less profit you can earn.

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December 26, 2017, 06:21:49 AM
 #12703

Is it better to save money in bank or invest it online, in real estate or maybe gold?

You should invest in what makes you comfortable both the amount and what you choose to invest in, don't let anyone tell you which is better that is for you to decide and if you can't then maybe you should not invest in anything. I have a dream of owning a nice amount of gold, and real estate but this is my personal opinion and hopes. Gold is the safest of course has held it's value for hundreds of years. Real estate is risky but it is yours and a place you call home? Priceless..

I prefer to invest it in a sure and reliable project rather than saving it in a bank or just in my wallet. In an investment, there is a big possibility to earn more profit while in just saving the money, no or less profit you can earn.



The saving of the money is reducing your money. Because if you save money today and use it after an year , the value of that money will reduce so it means that you reduce your money indirectly. while Invest increase your from its original count and make your money double and than triple. And invest will generate income for you unlimited while saving is limited.
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December 26, 2017, 08:32:26 AM
 #12704

Is it better to save money in bank or invest it online, in real estate or maybe gold?
It is better to invest money than saving it because you can earn more profit by just investing but it is helpfull too when youre saving money because you can use it when the time to use it.
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December 26, 2017, 09:31:45 AM
 #12705

Is it better to save money in bank or invest it online, in real estate or maybe gold?
It is better to invest money than saving it because you can earn more profit by just investing but it is helpfull too when youre saving money because you can use it when the time to use it.
But always be cautious when investing because not all type of investment are profitable, scammers are everywhere so if you value
your money you have to do your home work which is to make a deep research.

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December 26, 2017, 09:59:58 AM
 #12706

The bitcoin only has one disadvantage, when you exchange real currency in the virtual has a potentiality of desvalorizaçao as well with only its value & tasting not switches as in banks, and interest to the month or the year, your return makes if you increase your conversion bitcoins can bring profit or loss.

Exactly if someone is not in mood or condition to take risk he may fall just immediate after very step taken by him. Better is to digest this fact that risk factor would always be there at the end and we need to work out on ourselves so that we can manage better about what all this risk is and how we will be dealing with it. Investments is best way to make money just need some guts.
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December 26, 2017, 10:09:42 AM
 #12707

Both saving money and investing it is necessary. if you want to grow more your money then you need to invest it. Then when it grow, it's to save it and re-invest it again.
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December 26, 2017, 04:29:46 PM
 #12708

I think saving money is not bad but it's better for us to investing it. It's more benefits and dynamic then just keep it day by day.
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December 26, 2017, 04:39:35 PM
Last edit: January 08, 2018, 10:01:59 PM by BlackRock
 #12709

Yes,bitcoin is safe and reliable investment.But don't put all your  eggs in one basket.You can invest some of your savings in bitcoins and minimize risk


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December 26, 2017, 04:43:18 PM
 #12710

It is good to have savings in case emergencies will arise, however if you want your money to grow then take the risk and invest.

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December 26, 2017, 04:57:54 PM
 #12711

The bitcoin only has one disadvantage, when you exchange real currency in the virtual has a potentiality of desvalorizaçao as well with only its value & tasting not switches as in banks, and interest to the month or the year, your return makes if you increase your conversion bitcoins can bring profit or loss.

Exactly if someone is not in mood or condition to take risk he may fall just immediate after very step taken by him. Better is to digest this fact that risk factor would always be there at the end and we need to work out on ourselves so that we can manage better about what all this risk is and how we will be dealing with it. Investments is best way to make money just need some guts.
I think we should try both the options.If one has a lot of money he or she can save half of the money for future purpose and can use rest of the money for the current needs.If someone wants to earn more money he or she can invest.Today Bitcoin is the most desirable place to invest as it gives good returns in a short period of time.If one has earned a lot of money then that person can save half of the money and can invest rest of the amount to earn more money.
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December 26, 2017, 05:00:44 PM
 #12712

investing only in gold is no guarantee of a good return you need to trade well, if you really want to make money from it, then leaving your money in bank is also fruitless because of the low interest...
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December 26, 2017, 07:16:57 PM
 #12713

Money devaluates, if you don't keep the cash flowing you lose it, as easy as that. Money brings more money fella

Exactly. You'll need to keep the money flowing by investing it into something that would generate you big returns over the long-term. Because, if you only depend on saving your money, you might lose the valuation of that capital because of inflation.

A wise decision would be to invest part of your capital into Bitcoin, as it is a deflationary cryptocurrency whose value is guaranteed to rise over the long-term. Thus, combining saving alongside with investing could be a great benefit towards preserving your financial future and avoid bankruptcy.

Nevertheless, always plan with what you want to do with your money over the long-term to become wealthy in the future. The easiest way would be to buy and hold cryptocurrencies, as well as gold to become financially free. Just my opinion. Smiley

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December 26, 2017, 07:36:06 PM
 #12714

To me saving money only in the bank is not the best to make more money and I believe in act of let your money make money for youand investing into cryptocurrency like bitcoin,kmd,xrp and Graft Network ICO are the best option.

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December 26, 2017, 07:45:48 PM
 #12715

If you save money in bank it is 100% sure that your money will lose its value due to inflation and if you invest it, it will have the opportunity to double itself within a short time .
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December 26, 2017, 07:51:46 PM
 #12716

if the investment in the bank, if we never saving intensively then will be exposed to interest cuts. if you want to save it in online, then you must make sure first trusted and safe or not.
investment in gold is real shape, but the price remains the same .. unless we keep the gold in the long run.
this is in my opinion.
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December 26, 2017, 08:04:43 PM
 #12717

Is it better to save money in bank or invest it online, in real estate or maybe gold?
It is better to invest money than saving it because you can earn more profit by just investing but it is helpfull too when youre saving money because you can use it when the time to use it.
Good way to just invest money is to split it on money that we could really need in some cases and problems and money that it is just safe by us and invest it in crypto or gold.

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December 26, 2017, 08:05:34 PM
 #12718

Of course, yes, this is one of the best ways of investing and investing money. Since today it is the most stable currency. It does not fall down but only grows Cheesy And if I invest something, then it is bitcoins and I very much hope, that their growth and stability will remain iron Roll Eyes

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December 26, 2017, 08:13:23 PM
 #12719

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I would rather save money in bitcoin form than in a bank, if in bitcoin we can get a lot of profits but if in the bank our money is just silent and not growing.
Most of the time the bank is not going to give you anything and instead charge fees for having your money with them as if they were doing you a favor, and if they give you interest rates those rates are way lower than what the market can give to you.
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December 26, 2017, 08:35:27 PM
 #12720

Of course, yes, this is one of the best ways of investing and investing money. Since today it is the most stable currency. It does not fall down but only grows Cheesy And if I invest something, then it is bitcoins and I very much hope, that their growth and stability will remain iron Roll Eyes
The growth is stable if you are a long term holder because in general the price is going uptrend, there are instances that the price
will dump and that is something you should not be panic of, price will rise again and instead of panicking, learn how to take advantage of the situation,
buy and hold more.

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