Is it better to save money or invest it?

[beth37]

For me,its better to save for sure coz we did'nt  know what happen in the future,it maybe good also to invest like buying gold because it continue at high price

[Beymax08]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

You can do both, saving and investing. Saving some of your money so you have money to spend on your daily needs. Invest the remaining to have a long term source of profit. So you can control your money and have earnings for your future.

[btc78]

It depends on where you are located. Saving your money in your bank is an easy option but not very lucrative.

In fact, I have read an article about banks who are going to charge negative interest rate on your savings account. Which is ridiculous of course.

I would choose for spreaded investments. Leave 70% of your money in your bank, and invest 15% in Bitcoin and the other 15% in something like a Bitcoin startup.

maybe a little bit higher on what you have mentioned mate,i'll go for 50% on
saving in bank.and 25% for bitcoin long term investment means holding,and the other
25% is for daytrading or investing in legitimate ICO that has a good potential for growth.

But ofcourse this was just my idea if im on your place still its your prerogative on what
 to do with the funds

[alphaomega.f]

i suggest you use your money for investment so somehow you'll earn a percentage from it unlike when you save it, it's just kept somewhere, no profit earned.

[redsun114]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

I personally go for the investments, it is risky but you may win some good profits.

Exactly! There is no easy way out for anything in this world. We really do need to make efforts if we really want the things to happen in a way we want them to happen.

If we will never take such kind of risks by investing our money, then we will never be able to make more money and that we will not be able to change our lifestyle. We need to invest our money in order to have some good days in the days to come.

[lyledark10]

Saving money and investing are all important. It is better to invest the half of your savings so that you can from your savings and you can double invest your profit.

[Abiky]

Most of the time the bank is not going to give you anything and instead charge fees for having your money with them as if they were doing you a favor, and if they give you interest rates those rates are way lower than what the market can give to you.

Yes. That is quite disappointing since banks offer extremely low rates for the money you've invested into them. With this, you won't be able to grow your money within a short time frame. That is why, it is best to combine both saving and investing to preserve your financial future.

One of the most interesting things is that cryptocurrencies can deliver greater rates than those provided by banks. With interest rates of 5% and greater, many people can multiply their investments within a short time frame. Add to this, saving your money into Bitcoin for the long term, and you'll have peace of mind with your financial life.

That is one of the many reasons why cryptocurrencies have become so popular lately, and will greatly rival banks as people use cryptocurrencies more for their daily transactions. Since most cryptocoins are deflationary by nature, they're prone to rise in value over the long term. That's something which fiat currencies lack of, where they experience inflation, reducing your spending power in the future. Just my thoughts

[pankowri]

In my opinion, it should be invested before saving. Although there can be a safe in savings and the investment remains at risks.But is you don't take the risk at some time in life then it will not be beneficial.It would be better to be more profitable by investing.

[aeternus]

better to invest in bitcoin, gold maybe more secure, but bitcoin has more potential to grow

saving money in the bank, will only mean losing them in the long-term with the current high inflation

for me the best way is saving money in the bank and the nearest is invest in a little business that i should know that it can help me for my daily needs....

You just quoted someone that mentioned saving money in the bank is losing long term due to higher inflation. And you still think saving money in the bank is the best? Lol.

It is only the best to save money in the bank if you are trying to have some emergency funds because that is the best way to prepare for some worst case scenarios is to put some money or save some money in the bank but if you are trying to have some well placed money that might grow into a higher amounts then banks are the worst place to place your money since they have a really low interest and the inflation rate is so close to their interest rate so it is just useless.

An emergency fund needs to be on cash, you need to be able to access that money as fast as possible, also that emergency fund needs to be available for all kind of emergencies, if there is a medical emergency then if the money is on the bank is not that important, but what if there is natural disaster and there is no electricity, you will not be able to access your fund at all.

[dayem708]

Actually, it depends on your running income! if you have running income then you should save money! but you can invest 40% of your money so that you gain more money..more money better life 

[Slims]

Learn to save money and invest money from the youth.
1. Invest as early as possible.
2. Accept money as a tool.
3. In time, increase the amount of investment.

[Vikingr]

It is necessary I consider to invest. Investing you ensure income for needs and welfare. There are risks it of course clearly, but in investment so was always. It is good to save it too, but you wont make big money for yourself and the family

We aim to have big money because that would give us security in the future, however we need to take the risk because investing is risky.
Knowing the risk will help us make a good decision because we can analyze the risk and we can employ strategy to get the success.

In every business investment is necessary because definitely business is associated with the name of investment. In any business we have saving plane also because if you are good manager or manage your business with logically you are a good business man. Before we invest our money in any business we have to estimate risk factor or definite a reasonable amount for a backup. And if we do business with Bitcoin then definitely minimum risk factor involved in it but we have to see market situation then we deal with it sensibly.

[bapetdik]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

It's better to invest your money than to save or just keep it. long-term investments are very profitable, let alone invest in bitcoins for the future.

[Kasabus]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

It's better to invest your money than to save or just keep it. long-term investments are very profitable, let alone invest in bitcoins for the future.
[/quote
Investing is the best way for me to make money, however you need to successfully save to get the funds you are needed to invest.
Raising funds from loans is too risky, it should be coming from your savings as you will be tested if you have the discipline to save and that discipline
might help you to be successful in investing.

[butcherme]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

Investing is better than saving because you can make your money grow. If you can make a good investment, you can make more money from it. Saving will make your money stagnant, it will not accumulate.

[arrmia11]

If you have a lot of savings I would suggest that you invest it on something that can give you long term profits. Just like for example in bitcoin, gold and other forms of business. Don't invest on one thing only because it might take time. The more investments you've got the more profit you have. So what Im telling is, it is way more better to invest than to just keep your savings on your hand.

[dx_twisted]

Actually, it depends on your running income! if you have running income then you should save money! but you can invest 40% of your money so that you gain more money..more money better life 

You mean to say, invest first before allocating the remaining of salary to expenses. Actually, 40% to investment is too much. Having emergency expenses neglected might result in pulling out the money from savings. In an instance, when an urgent situation arises, there is already a money prepared to be pulled out. Also, consider savings apart from an investment is another good idea, as there is risk associated with an investment. It might be better to only invest what an investor can afford to lose. In that way, there is more room for any error and mistake that when everything is all lost, an investor can recover in no time.

[mr_enoc]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

It is much better to invest your money for you to get a higher profit than save it to some bank that will surely get a smaller interest.  

By investing it you can have a 100% profit in just a couple of months wherein you cannot get it from banks.

[Bitcoinbitcoin0909]

Is it better to save money in bank or invest it online, in real estate or maybe gold?

The both choices are good in some personal reasons. Saving money to the banks is more secure and you will assure that you will get what you save and have a small interest on it. Investing money in bitcoin will notnsure if it is profitable or not but if you hold it then it will be possibly that the money you invest will become twice as the amount you have invested. So technically it is good to invest than saving.

[anavir]

for me,fifty/fifty....fifty for the investment and fifty for savings inthat case,if my investment is in business and it boom so i am lucky enough to earn big money to add in my fifty percent savings