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Author Topic: NEED A LOAN OF 2.5 BTC  (Read 654 times)
nikki54
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April 06, 2015, 05:26:49 PM
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Okay first things first. Please do not mind my trust rating. If you look on the reference. I DID IN FACT OFFER COLLATERAL. It was just denied. People should learn how to think and use common sense before they go around giving bad ratings. Anyways.

For this loan I will pay you back in 2 weeks. The interest is 150%. Collateral is things that you can have if i screw up.(Which I wont)
THIS IS WHAT I HAVE FOR COLLATERAL
•Iphone 5c Pink
•Ipad 2


You will get both items. Please pm me for pics. These items are extremely valuable to me. So i will need the btc before I send them. I am shipping from Atlanta, Georgia.
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ncsupanda
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April 06, 2015, 05:28:18 PM
 #2

Please list your actual collateral so that anyone who would offer you a loan can know what you're offering.
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April 06, 2015, 05:34:45 PM
 #3

THIS IS WHAT I HAVE FOR COLLATERAL
•Netflix Account
•All of my gmail accounts
•Iphone 5c Pink
•Social Security Number
•I.D.
•Credit Card Account
•Itunes Account
•Paypal Account
•Ipad

Please pick two.

No. That's not collateral. This is the second time you're asking for a big loan without a valid collateral. You seriously need to read this to learn what valid collateral is:
https://bitcointalk.org/index.php?topic=577765.msg6311902#msg6311902

To make it short: it has to be something you can easily sell at more than the loan amount and that you cannot take back before repaying. Of course the lender can't sell your ID for more than 2.5 BTC.

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nikki54
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April 06, 2015, 05:36:11 PM
 #4

They can sell an iphone or iPad though. THAT IS WHY ... i said pick two!
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April 06, 2015, 05:37:34 PM
 #5

Okay first things first. Please do not mind my trust rating. If you look on the reference. I DID IN FACT OFFER COLLATERAL. It was just denied. People should learn how to think and use common sense before they go around giving bad ratings. Anyways.

For this loan I will pay you back in 2 weeks. The interest is 15%. Collateral is things that you can have if i screw up.(Which I wont)
THIS IS WHAT I HAVE FOR COLLATERAL
•Netflix Account
•All of my gmail accounts
•Iphone 5c Pink
•Social Security Number
•I.D.
•Credit Card Account
•Itunes Account
•Paypal Account
•Ipad

Please pick two.

Many of the things you offer as collateral are not valid as one! However, I suggest you to also put pictures of the items - e.g. like your Iphone - so a potential lender - provided he is near you - can evaluate how much is worth as collateral.

What is considered collateral?

Collateral is something that can easily be resold to cover the loan value plus interest should the loaner default on the loan.

- The best collateral is another crypto-currency, such as Litecoin (also written as LTC).  Coins must be moderately traded on multiple exchanges.
- Some digital wares such as domain names can be considered as long as the user cannot recover it.
- Small valuable items that can be shipped though the mail - i.e. gold, silver, iphones, etc.
- Large items, such as a motorcycle or guitar can be used if you live close to the person giving you the loan.  Try localbitcoins.com

What is not considered collateral?

- Items not in hand.  Don't trust a user that promises to give you something *when* they default!  Tracking numbers only show something has been mailed - it could be an empty box.
- Future income.  You can prove you'll make xx coins in the next few days, but nothing forces you to send those coins to pay your debt.
- Identification.  So what if they can prove who they are.  Are you going to spend more money and time taking them to court on untested legal grounds?  You'll probably just walk away, like everyone does.  ID is useless.
- Games codes or similar.  To verify the collateral you need to use the code, which destroys the collateral.  Consider this a purchase, not a loan.  (Post in Digital Goods instead)
- Most new alt-coins or alt-coins that trade for satoshis are not good collateral as they can become worthless overnight.
- Paypal should never be used - they are anti-bitcoin and will rule against you 100% of the time.  Escrow can't even help, as paypal charge backs can come over 6 months later!
- Most valuable online accounts can easily be recovered by social engineering (the user contacting support to say they were hacked, and regain control of the account)
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April 06, 2015, 05:39:11 PM
 #6

They can sell an iphone or iPad though. THAT IS WHY ... i said pick two!

You should remove the other items and give more details on the real collateral. Are they new? Are you willing to send the items to the lender or a trusted escrow before receiving the BTC? If so, where are you shipping from? You'll need a lender/escrow close to you to use that as collateral.

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Domains for sale: Current auctionFull list
nikki54
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April 06, 2015, 05:45:25 PM
 #7

Okay i will do that.
Riley Nico
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April 06, 2015, 05:55:44 PM
 #8

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EcuaMobi
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April 06, 2015, 05:59:31 PM
 #9

You will get both items. Please pm me for pics. These items are extremely valuable to me. So i will need the btc before I send them. I am shipping from Atlanta, Georgia.

Are you willing to send them first to a very trusted escrow? If not then please leave this forum, people don't like being scammed here.
Besides if those items are not new I don't think it would be easy to sell them for more than BTC2.5+interest so they're not a valid collateral either.

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nikki54
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April 06, 2015, 06:01:54 PM
 #10

Yes!! I will send it to the escrow.No problem! A NEW IPHONE5c AND IPAD 2  CAN SELL FOR WAY MORE THAN 2.5 BTC. PLEASE STOP. I edited the thread.Now if you are not interested in loaning please stop.
Grand_Voyageur
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April 06, 2015, 06:05:13 PM
 #11

Yes!! I will send it to the escrow.No problem!

Lists of escrows (some):

===>>> https://bitcointalk.org/index.php?topic=276897.0
===>>> https://bitcointalk.org/index.php?topic=108716.0

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nikki54
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April 06, 2015, 06:10:11 PM
 #12

Okay when a potential loaner comes. I will contact those escrows.
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April 06, 2015, 07:34:46 PM
 #13

Okay first things first. Please do not mind my trust rating. If you look on the reference. I DID IN FACT OFFER COLLATERAL. It was just denied. People should learn how to think and use common sense before they go around giving bad ratings. Anyways.

You didn't.  If anything, you made up your own definition of collateral and followed that.  You should learn to think and use common sense before you try and scam us.  Anyways.

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April 08, 2015, 01:15:39 PM
 #14

You will get both items. Please pm me for pics. These items are extremely valuable to me. So i will need the btc before I send them. I am shipping from Atlanta, Georgia.
Clearly an attempt to scam...it isn't collaterall if you're trying to get btc prior to lender recieving collaterall.
It's called attempt to scam.

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