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Author Topic: How many people are using Bitcoin debit card?  (Read 10236 times)
lorylore
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September 10, 2015, 01:37:18 PM
 #161

now there are many people who use debit cards bitcoin, because there are many countries that have not mengaki bitcoin, besides there are also some countries that forbid using bitcoin

Why i wanted to use that the exchange it's simple instant.
With xapo or bit-x you can get the exchange and the cash just instant in ATMs.
It is a good opportunity but the fees stops me to buy one of them.

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September 10, 2015, 02:27:12 PM
 #162

This is a little of topic but related to debit cards....

Nothing much to do today so was reading articles about new developments and came accross a thread here about Monese, a new startup in the UK that's essentially an online bank [just fiat, no bitcoin], no branches and just the basics, an account and a debit card. This article led me to two similar startups namely Number26, a German banking startup and Mondo in the UK. The last two are looking at establishing full banking services like loans etc..

One thing that all of them offer are zero fee transactions. Even their debit cards is free of any fees. I think its Mondo [might be wrong] that does not even charge a currency conversion fee should you use the card to pay for something which is not in the currency of the card. They do not even charge you to have the cards delivered.

The bitcoin debit cards [Bit-x, E-Coin, Xapo], in comparison, now seems to be very expensive. All of them have currency conversion fees of around 3%, some have month/yearly fees and in the case of Bit-x also a per transaction fee of 0.0002 btc and 1% banking fee. Then there is the order fee of anything from $11 to $20, the activation fee [if any] of also about $11 to $20, delivery charges of around $11 depending on the card and or a speedy DHL deliver for another $50 odd with Xapo.

I have both a Xapo and Bit-x card and will keep on using them as it offers a convenient way to spend one's bitcoin directly from one's wallet. One can however not help but take note of the fact that you are being smoked for every transaction. Xapo, Bit-x and E-Coin should take note. Their aim should be to decrease the fees and or eliminate them completely. With the current fee structure in place there is little incentive for anybody to use their cards compared to the others on offer.

Yes the others might not deal in bitcoin but its not that difficult to get your bitcoins into those bank accounts. And with their fee structures I'm pretty sure its going to work out cheaper as well.
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September 10, 2015, 02:57:43 PM
 #163

This is a little of topic but related to debit cards....

Nothing much to do today so was reading articles about new developments and came accross a thread here about Monese, a new startup in the UK that's essentially an online bank [just fiat, no bitcoin], no branches and just the basics, an account and a debit card. This article led me to two similar startups namely Number26, a German banking startup and Mondo in the UK. The last two are looking at establishing full banking services like loans etc..

One thing that all of them offer are zero fee transactions. Even their debit cards is free of any fees. I think its Mondo [might be wrong] that does not even charge a currency conversion fee should you use the card to pay for something which is not in the currency of the card. They do not even charge you to have the cards delivered.

The bitcoin debit cards [Bit-x, E-Coin, Xapo], in comparison, now seems to be very expensive. All of them have currency conversion fees of around 3%, some have month/yearly fees and in the case of Bit-x also a per transaction fee of 0.0002 btc and 1% banking fee. Then there is the order fee of anything from $11 to $20, the activation fee [if any] of also about $11 to $20, delivery charges of around $11 depending on the card and or a speedy DHL deliver for another $50 odd with Xapo.

I have both a Xapo and Bit-x card and will keep on using them as it offers a convenient way to spend one's bitcoin directly from one's wallet. One can however not help but take note of the fact that you are being smoked for every transaction. Xapo, Bit-x and E-Coin should take note. Their aim should be to decrease the fees and or eliminate them completely. With the current fee structure in place there is little incentive for anybody to use their cards compared to the others on offer.

Yes the others might not deal in bitcoin but its not that difficult to get your bitcoins into those bank accounts. And with their fee structures I'm pretty sure its going to work out cheaper as well.

Seems interesting these new startups,

What i got from Xapo support:
"The bitcoin price used to convert your purchases into bitcoin is an internal Debit Card Bitcoin Price that's visible to all debit card users."

Can you do us a favor taking some screenshot at the same time for these:

1. Xapo internal Debit Card Bitcoin Price in USD and in EUR

2. Coindesk btc price http://www.coindesk.com/price/

3. Bit-x open orders in USD and in EUR: https://bit-x.com/stats/orderBook

4. E-coin btc price https://www.e-coin.io/

What i want to do is to see the difference between each other, especially the Xapo btc price.
If you can do this i really appreciate it.

Thank you.

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September 10, 2015, 03:09:50 PM
 #164


1. Xapo internal Debit Card Bitcoin Price in USD and in EUR $242.53

2. Coindesk btc price http://www.coindesk.com/price/ $239.81

3. Bit-x open orders in USD and in EUR: https://bit-x.com/stats/orderBook $240.60

4. E-coin btc price https://www.e-coin.io/ $231.66
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September 10, 2015, 07:51:10 PM
 #165

I don't think that many people are using Bitcoin debit cards. People are still not clear with the concept of crypto currency, many thinks that it is a scam and will loose their money, there is no future for bitcoins etc. Once all these doubts are cleared and people started trusting and using the bitcoins as mode of payment then there will be increase in the users of Bitcoin Debit Card.

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September 11, 2015, 02:10:52 PM
 #166

I don't think that many people are using Bitcoin debit cards. People are still not clear with the concept of crypto currency, many thinks that it is a scam and will loose their money, there is no future for bitcoins etc. Once all these doubts are cleared and people started trusting and using the bitcoins as mode of payment then there will be increase in the users of Bitcoin Debit Card.

Who should clear these doubts? there is no CEO, no company that invented the bitcoin. If these debit cards are free as the bitcoin is and small fee everyone will order and use it as it is very useful.
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September 12, 2015, 10:23:20 AM
 #167

Well, bitcoin debit card still not popular, then i think i still dont need it.
Maybe if there are many people who already using it and if i really need it, then i will use it. but for now, i think i still dont need it at all

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lorylore
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September 12, 2015, 11:05:08 AM
 #168


1. Xapo internal Debit Card Bitcoin Price in USD and in EUR $242.53

2. Coindesk btc price http://www.coindesk.com/price/ $239.81

3. Bit-x open orders in USD and in EUR: https://bit-x.com/stats/orderBook $240.60

4. E-coin btc price https://www.e-coin.io/ $231.66

Thanks but i think that there is an internal Debit Card Bitcoin Price.
I am registered there and this price was at that time but this is to buy bitcoins not selling them.
I think there are 2 charts one to buy bitcoins and another one to sell bitcoin when requesting withdrawing from ATMs.

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September 12, 2015, 11:07:44 AM
 #169


1. Xapo internal Debit Card Bitcoin Price in USD and in EUR $242.53

2. Coindesk btc price http://www.coindesk.com/price/ $239.81

3. Bit-x open orders in USD and in EUR: https://bit-x.com/stats/orderBook $240.60

4. E-coin btc price https://www.e-coin.io/ $231.66

Thanks but i think that there is an internal Debit Card Bitcoin Price.
I am registered there and this price was at that time but this is to buy bitcoins not selling them.
I think there are 2 charts one to buy bitcoins and another one to sell bitcoin when requesting withdrawing from ATMs.

Okay, I don't see that, yet, my card is on its way to me so guess I'll only see that once its activated then. Will repeat the above once I get it.
lorylore
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September 12, 2015, 11:55:49 AM
 #170


1. Xapo internal Debit Card Bitcoin Price in USD and in EUR $242.53

2. Coindesk btc price http://www.coindesk.com/price/ $239.81

3. Bit-x open orders in USD and in EUR: https://bit-x.com/stats/orderBook $240.60

4. E-coin btc price https://www.e-coin.io/ $231.66

Thanks but i think that there is an internal Debit Card Bitcoin Price.
I am registered there and this price was at that time but this is to buy bitcoins not selling them.
I think there are 2 charts one to buy bitcoins and another one to sell bitcoin when requesting withdrawing from ATMs.

Okay, I don't see that, yet, my card is on its way to me so guess I'll only see that once its activated then. Will repeat the above once I get it.

Alright, take your time, i was thinking that i will be less that others.
Am i going to buy one debit card soon but just want to see the difference between these services.
Thank you, i will wait for the new results Smiley

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September 14, 2015, 12:42:02 PM
 #171

now there are many people who use debit cards bitcoin, because there are many countries that have not mengaki bitcoin, besides there are also some countries that forbid using bitcoin

Why i wanted to use that the exchange it's simple instant.
With xapo or bit-x you can get the exchange and the cash just instant in ATMs.
It is a good opportunity but the fees stops me to buy one of them.

Yes the fees, with such fees, bitcoin debit card is as any other debit card. On long term no chance of success. why pay fees o someone if you only need to pay to miners?

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September 14, 2015, 12:52:59 PM
 #172

now there are many people who use debit cards bitcoin, because there are many countries that have not mengaki bitcoin, besides there are also some countries that forbid using bitcoin

Why i wanted to use that the exchange it's simple instant.
With xapo or bit-x you can get the exchange and the cash just instant in ATMs.
It is a good opportunity but the fees stops me to buy one of them.

Yes the fees, with such fees, bitcoin debit card is as any other debit card. On long term no chance of success. why pay fees o someone if you only need to pay to miners?

In fact they should have fee but not for everything.
And small fees are welcome, not those high.
Since bitcoin is new (not old) so these companies are new too, but the hope for long term doesn't shut down.

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September 15, 2015, 07:24:39 AM
 #173

I wish to get a bitcoin debit card for the ease for spending bitcoin. But still I'm in bitcoin collecting mode not into bitcoin spending mode. So definitely now I do not need of bitcoin debit card right now.

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September 15, 2015, 07:40:27 AM
 #174

i know debit cards are easy to pay with worldwide, but i don't like them. not the regular cards and also not the bitcoin debit card. i am probably one of the very few that don't use a debit card.
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September 15, 2015, 03:38:48 PM
 #175

I've been using Xapo debit card with no problems for months. I really like it but watchout for ATM fees where you live.
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September 15, 2015, 06:13:42 PM
 #176

I've been using Xapo debit card with no problems for months. I really like it but watchout for ATM fees where you live.

Why? Are the ATMs fees different in every country?
Can you take a screenshot or at least in this format:
Xapo price not buying bitcoin from them, but selling the bitcoin(buy orders) the internal which is just for Xapo Debit Card users.

Code:
1. Xapo internal Debit Card Bitcoin Price in USD and in EUR

2. Coindesk btc price http://www.coindesk.com/price/

3. Bit-x open orders in USD and in EUR: https://bit-x.com/stats/orderBook

4. E-coin btc price https://www.e-coin.io/

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September 16, 2015, 06:18:56 AM
 #177

Never got debit card yet.. but interested to know more.. feel like xapo debit card is the best so far

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September 16, 2015, 07:34:21 AM
 #178

Never got debit card yet.. but interested to know more.. feel like xapo debit card is the best so far

I think if one have a options to liquidate bitcoins easily without debit card then that will be best way to convert it to cash because these card will have some % of transactions fee but do not know how much. Surely these charges will more than exchanges fee.
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September 16, 2015, 12:58:57 PM
 #179

Never got debit card yet.. but interested to know more.. feel like xapo debit card is the best so far

I think if one have a options to liquidate bitcoins easily without debit card then that will be best way to convert it to cash because these card will have some % of transactions fee but do not know how much. Surely these charges will more than exchanges fee.

Well it depends on how much bitcoins do you have.
If you have a small amount of bitcoin then it is not preferable to use bitcoin debit card, because of the fees.
But if you have a large amount of bitcoin then the fees are nothing compared to the total of cash after the withdraw.

MinerHQ
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September 16, 2015, 01:05:09 PM
 #180

Never got debit card yet.. but interested to know more.. feel like xapo debit card is the best so far

I think if one have a options to liquidate bitcoins easily without debit card then that will be best way to convert it to cash because these card will have some % of transactions fee but do not know how much. Surely these charges will more than exchanges fee.

Yes that will be good option if you can liquidate your coins without any of these transaction fees.

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