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Author Topic: How many people are using Bitcoin debit card?  (Read 10270 times)
n2004al
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August 30, 2015, 07:16:13 AM
 #121

I don't have one myself, well at least don't have anything in it. But I do know people who use it, it is pretty nice. Fees are not low though. I still prefer regular, btc is just my hobby.

I also don't one because of as of now I don't see any need of it. I can easily trade my coins without any debit card.

That's right but you can use your coins only in internet and not in the real economy. With debit card you can use your bitcoins everywhere. Buy good s at the shops at the supermarkets and in every material store that exist in the real world.
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August 30, 2015, 08:40:49 AM
 #122

I dont know how many people use it, but eventually people will start to.

Yes it costs more to buy but think about it, your money is safe and it doesnt get inflated. It might not be trendy yet, but soon it will be.

Also its efficient since you can pay with it right away and not have to wait 10 min to confirm.

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August 30, 2015, 02:09:17 PM
 #123

I dont know how many people use it, but eventually people will start to.

Yes it costs more to buy but think about it, your money is safe and it doesnt get inflated. It might not be trendy yet, but soon it will be.

Also its efficient since you can pay with it right away and not have to wait 10 min to confirm.

It will become trendy when the fees will be lower than that are at the moment. But if we have a good amount of btc then its ok and for emergencies it is just fine enough.

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bryant.coleman
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August 30, 2015, 02:18:52 PM
 #124

It will become trendy when the fees will be lower than that are at the moment. But if we have a good amount of btc then its ok and for emergencies it is just fine enough.

I don't think that the fee will come down any lower. Right now, I am paying around 3% fee for cash withdrawals from my Bit-X debit Card. I am paying a slightly higher fee, for cash withdrawals using my credit card (which is issued by one of the local banks). The fee seems reasonable to me. So the only option is to get used to it.  Grin

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August 30, 2015, 02:22:48 PM
 #125

It will become trendy when the fees will be lower than that are at the moment. But if we have a good amount of btc then its ok and for emergencies it is just fine enough.

I don't think that the fee will come down any lower. Right now, I am paying around 3% fee for cash withdrawals from my Bit-X debit Card. I am paying a slightly higher fee, for cash withdrawals using my credit card (which is issued by one of the local banks). The fee seems reasonable to me. So the only option is to get used to it.  Grin

Well if it is so then this is the perfect debit card for you. Can you share with us more details about the bit-x experience i really want to hear more about it.
Since i am a student i dont have to pay any fee for my debit card neither to withdraw money from it, that's why the fee seems high for me.

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August 30, 2015, 02:26:52 PM
 #126

i was thinking about getting it though the fees were just too big for me thats why i dont use it

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August 30, 2015, 03:24:37 PM
 #127

It will become trendy when the fees will be lower than that are at the moment. But if we have a good amount of btc then its ok and for emergencies it is just fine enough.

I don't think that the fee will come down any lower. Right now, I am paying around 3% fee for cash withdrawals from my Bit-X debit Card. I am paying a slightly higher fee, for cash withdrawals using my credit card (which is issued by one of the local banks). The fee seems reasonable to me. So the only option is to get used to it.  Grin

Well if it is so then this is the perfect debit card for you. Can you share with us more details about the bit-x experience i really want to hear more about it.
Since i am a student i dont have to pay any fee for my debit card neither to withdraw money from it, that's why the fee seems high for me.

I am using that particular debit card, because I got it free of cost from Bit-X, as a reward for participating in their signature program. If that is not the case, then I believe there is a BTC0.05 one-time fee. You can find more information from their official thread:

https://bitcointalk.org/index.php?topic=1006153.0

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August 30, 2015, 03:38:24 PM
 #128

It will become trendy when the fees will be lower than that are at the moment. But if we have a good amount of btc then its ok and for emergencies it is just fine enough.

I don't think that the fee will come down any lower. Right now, I am paying around 3% fee for cash withdrawals from my Bit-X debit Card. I am paying a slightly higher fee, for cash withdrawals using my credit card (which is issued by one of the local banks). The fee seems reasonable to me. So the only option is to get used to it.  Grin

Well if it is so then this is the perfect debit card for you. Can you share with us more details about the bit-x experience i really want to hear more about it.
Since i am a student i dont have to pay any fee for my debit card neither to withdraw money from it, that's why the fee seems high for me.

I am using that particular debit card, because I got it free of cost from Bit-X, as a reward for participating in their signature program. If that is not the case, then I believe there is a BTC0.05 one-time fee. You can find more information from their official thread:

https://bitcointalk.org/index.php?topic=1006153.0

Even I own a Bit-x card which I received after participating in their signature campaign, they do not have that offer going on anymore, otherwise any member who joined their bit x campaign received a free card. I ordered another card for a family member and the charges seem to be pretty feasible. Do you use your bit x card as much as a bank debit/credit card?
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August 30, 2015, 03:45:23 PM
 #129

It will become trendy when the fees will be lower than that are at the moment. But if we have a good amount of btc then its ok and for emergencies it is just fine enough.

I don't think that the fee will come down any lower. Right now, I am paying around 3% fee for cash withdrawals from my Bit-X debit Card. I am paying a slightly higher fee, for cash withdrawals using my credit card (which is issued by one of the local banks). The fee seems reasonable to me. So the only option is to get used to it.  Grin

Well if it is so then this is the perfect debit card for you. Can you share with us more details about the bit-x experience i really want to hear more about it.
Since i am a student i dont have to pay any fee for my debit card neither to withdraw money from it, that's why the fee seems high for me.

I am using that particular debit card, because I got it free of cost from Bit-X, as a reward for participating in their signature program. If that is not the case, then I believe there is a BTC0.05 one-time fee. You can find more information from their official thread:

https://bitcointalk.org/index.php?topic=1006153.0

Even I own a Bit-x card which I received after participating in their signature campaign, they do not have that offer going on anymore, otherwise any member who joined their bit x campaign received a free card. I ordered another card for a family member and the charges seem to be pretty feasible. Do you use your bit x card as much as a bank debit/credit card?

Well guys you motivate me to have a debit card, if i join tomorrow in their signature campaign am i allowed to have a free debit card?

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August 30, 2015, 04:20:48 PM
 #130

Do you use your bit x card as much as a bank debit/credit card?

I mostly use the bit x card for converting my coins to fiat cash (using normal bank ATMs). This card gives me the added option of anonymity. However, I have never used it for online shopping or for bill payment. For these purposes, I use my credit card (which is issued by the local bank). Unlike cash withdrawal, the fees for the CC is lower for online shopping.

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August 30, 2015, 04:30:17 PM
 #131

Do you use your bit x card as much as a bank debit/credit card?

I mostly use the bit x card for converting my coins to fiat cash (using normal bank ATMs). This card gives me the added option of anonymity. However, I have never used it for online shopping or for bill payment. For these purposes, I use my credit card (which is issued by the local bank). Unlike cash withdrawal, the fees for the CC is lower for online shopping.

Have you tried to withdraw all your bitcoin to fiat cash through ATMs ? Because somewhere i read that it is limited to 70% and somewhere 90% both posts are from marcotheminer, is any of these true or it is 100%.
Are the fees as advertised or more than that from your experience?

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bryant.coleman
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August 30, 2015, 05:02:25 PM
 #132

Have you tried to withdraw all your bitcoin to fiat cash through ATMs ? Because somewhere i read that it is limited to 70% and somewhere 90% both posts are from marcotheminer, is any of these true or it is 100%.
Are the fees as advertised or more than that from your experience?

No... I always had 30% to 40% of my coins remaining in the account. And regarding the fee, I think it is as per the rate given in their website.

Because, normally I pay around BTC0.01+3% as fee for withdrawing cash using the Bit-X card. BTC0.01 is Bit-X commission,while around 3% is the commission charged by Mastercard.   

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panosst
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August 30, 2015, 11:22:10 PM
 #133

Pricey or not, in Greece, after the capital controls thing, using these cards is the most convenient way of using your money outside of the country.
CoinBateman
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August 31, 2015, 03:41:50 AM
 #134

The real problem is that goods and services currently are pegged to the fiat currencies. Not Bitcoin itself. In order for bitcoin to have its true independent eco-system, there requires goods and services priced in BTC independently of fiat.


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August 31, 2015, 05:00:31 AM
 #135

The real problem is that goods and services currently are pegged to the fiat currencies. Not Bitcoin itself. In order for bitcoin to have its true independent eco-system, there requires goods and services priced in BTC independently of fiat.



It will be that way util more merchants are starting to adopt it. However with instant transfer from BTC<>FIAT with merchants they can eliminate volatility risk and they can use it to offer stuff at discount.

Also the more merchants use it the more demand there is for bitcoin, so just wait until 500,000 more merchants start accepting it , then we will see some interesting things.

HarHarHar9965
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August 31, 2015, 12:15:34 PM
 #136


Well guys you motivate me to have a debit card, if i join tomorrow in their signature campaign am i allowed to have a free debit card?

I don't think offer is valid anymore but feel free to check at the bit x campaign thread as well as their website for additional information regarding the bit x debit card. You're a part of another signature campaign right, how's that going on for ya? Smiley


Have you tried to withdraw all your bitcoin to fiat cash through ATMs ? Because somewhere i read that it is limited to 70% and somewhere 90% both posts are from marcotheminer, is any of these true or it is 100%.
Are the fees as advertised or more than that from your experience?

I tried withdrawing all of my amount but it parsed error and says that permission is denied. The fees are exactly as how they are mentioned on the thread as well as their website, I honestly don't use the card as much as I thought I would when I was buying it.
DiscoverCebu
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August 31, 2015, 12:17:08 PM
 #137

I dont use one, don't even know how to use one, anyone is free to explain it to me .
HarHarHar9965
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August 31, 2015, 12:48:48 PM
 #138

I dont use one, don't even know how to use one, anyone is free to explain it to me .

Go to the bit x website and sign up for an account which will either benefit you with a debit card if there is an offer, otherwise you have to buy the debit card in order to receive it and enjoy its services. Once you receive the debit card, transfer bitcoin from any wallet of yours to your bit x wallet. You can use the debit card in any ATM store (selected countries) to cash out your bitcoins and give you fiat in exchange. Not really complicated.
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August 31, 2015, 12:49:12 PM
 #139

I dont use one, don't even know how to use one, anyone is free to explain it to me .

It works just like a normal debit card, because they are co-branded with mastercard or visa.

When you pay your deposit of BTC gets converted into fiat, and the merchant only gets fiat, and also only sees fiat, they dont even know that you paid with bitcoin.

The only one that knows is your card issuer and the place where you hold your bitcoin balance from where you spend.

lorylore
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September 01, 2015, 07:38:53 PM
 #140

Have you tried to withdraw all your bitcoin to fiat cash through ATMs ? Because somewhere i read that it is limited to 70% and somewhere 90% both posts are from marcotheminer, is any of these true or it is 100%.
Are the fees as advertised or more than that from your experience?

No... I always had 30% to 40% of my coins remaining in the account. And regarding the fee, I think it is as per the rate given in their website.

Because, normally I pay around BTC0.01+3% as fee for withdrawing cash using the Bit-X card. BTC0.01 is Bit-X commission,while around 3% is the commission charged by Mastercard.   

Thanks for the feedback, I read a post from marcotheminer about this percentage at the begging it was 70%
Then they increased to 90% because of the fees and the conversation from BTC to fiat (usd or eur).
It should give some room to proceed the fees that's why it is 90%.
Yeah i saw these fees has been decreased a bit but still a bit expensive.

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