it look something like a faster way to use your paypal funds than debit/ credit card, and do not require a bank account, but it just appear to be an easy way to refill your paypal account, you can't send money directly from it to another paypal account
so what is the point of it if you can load money in paypal but cant send the funds to anyone?
it appear to be used much faster than a regular payload to paypal, basically it is like cash that can be send directly to your paypal account, if i understood it correctly