HarHarHar9965
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July 31, 2015, 11:34:23 AM |
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if you need to withdraw money use the ATM, if you have to pay something use the online paying system if you have one, or play your things on time and make a notice that everybody has a working time. The banks work with your money and give you just a 6 % interest rate, common that is so little. Invest your money in something else ![Wink](https://bitcointalk.org/Smileys/default/wink.gif) I don't know who you bank with, but my bank definitely doesn't offer anything close to a 6% interest rate (I'm assuming you're talking about deposits). 6% is a very good rate if there's no risk involved, seeing that we can borrow at 2.1% here in Canada. 6% is definitely a good price, a very good rate by the bank. If money is saved and interested is provided, its one of the most secure investments. Bojan wants to reap more benefits than just 6 percent which also increases the risk factor and the way of reaping that profit might not be really that secure as much. If freeyourmind wanted to earn more profit and didn't care about security, he would go to a casino and not a bank ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif)
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botany
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August 01, 2015, 11:09:10 AM |
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if you need to withdraw money use the ATM, if you have to pay something use the online paying system if you have one, or play your things on time and make a notice that everybody has a working time. The banks work with your money and give you just a 6 % interest rate, common that is so little. Invest your money in something else ![Wink](https://bitcointalk.org/Smileys/default/wink.gif) I don't know who you bank with, but my bank definitely doesn't offer anything close to a 6% interest rate (I'm assuming you're talking about deposits). 6% is a very good rate if there's no risk involved, seeing that we can borrow at 2.1% here in Canada. 6% is definitely a good price, a very good rate by the bank. If money is saved and interested is provided, its one of the most secure investments. Bojan wants to reap more benefits than just 6 percent which also increases the risk factor and the way of reaping that profit might not be really that secure as much. If freeyourmind wanted to earn more profit and didn't care about security, he would go to a casino and not a bank ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif) The interest rate return should be compared to inflation. In the developed world with low inflation, 6% is probably very good. In a developing economy with 10-12% inflation, you are losing money every year if you put it in a deposit which gives you 6%p.a.
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manselr
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August 01, 2015, 06:40:05 PM |
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Interest rates offered by banks aren't worth the risk of having your money stored over there. I would consider it if I could at least make a passive income out of it, but the only people living off thin air by interest due having their savings on a bank are already rich people anyway. Normal people get peanuts off having their wealth on banks.
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torrentheaven
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August 01, 2015, 08:39:27 PM |
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Interest rates offered by banks aren't worth the risk of having your money stored over there. I would consider it if I could at least make a passive income out of it, but the only people living off thin air by interest due having their savings on a bank are already rich people anyway. Normal people get peanuts off having their wealth on banks.
If you have millions in bank, then you get good returns as the capital is huge, but for an ordinary guy who is earning a average salary, doesn't gives good returns as the capital is low, so he would surely not deposit his funds in bank, he would rather choose an alternative investment where he is earning higher interest rates. Banks are not for normal people earning average salary.
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botany
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August 02, 2015, 04:36:02 AM |
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Interest rates offered by banks aren't worth the risk of having your money stored over there. I would consider it if I could at least make a passive income out of it, but the only people living off thin air by interest due having their savings on a bank are already rich people anyway. Normal people get peanuts off having their wealth on banks.
With banks, you know that they are subject to regulation and there is federal insurance. Of course, you don't get rich by putting your money in the bank, but at least these are comforts. Right now, Bitcoin is wild west territory.
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n2004al
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August 02, 2015, 04:40:14 AM |
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I just visited the bank... denied until Monday. ![Embarrassed](https://bitcointalk.org/Smileys/default/embarrassed.gif) Global adoption can't happen soon enough, what a crock of shit this fiat banking system is. Just a normal thing. No one cannot expect that the banks works Saturday and Sunday. Don't give a fault for something that has right. You work these days? No, I think. But even yes must be paid double. If the banks have nothing urgent to work |i don't see for what reason they must work these days.
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g1974ak
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August 02, 2015, 04:43:34 AM |
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I just visited the bank... denied until Monday. ![Embarrassed](https://bitcointalk.org/Smileys/default/embarrassed.gif) Global adoption can't happen soon enough, what a crock of shit this fiat banking system is. Yuu must or can use bitcoins my friend. There are exchanges that work every day of the week. Change your bitcoins and voila. You have in your hands your needed money and your can do with those everything you want. That's for what was invented bitcoin! For these hard days....
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pitham1
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August 02, 2015, 03:54:01 PM |
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I just visited the bank... denied until Monday. ![Embarrassed](https://bitcointalk.org/Smileys/default/embarrassed.gif) Global adoption can't happen soon enough, what a crock of shit this fiat banking system is. Just a normal thing. No one cannot expect that the banks works Saturday and Sunday. Don't give a fault for something that has right. You work these days? No, I think. But even yes must be paid double. If the banks have nothing urgent to work |i don't see for what reason they must work these days. You can usually transfer money online after working hours. The need to visit the branch has reduced over time.
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notbatman (OP)
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August 02, 2015, 04:34:25 PM |
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You guys are all assuming I have a bank account that's not frozen. ![Undecided](https://bitcointalk.org/Smileys/default/undecided.gif) However, thank you all for taking the time to post and defend the honor of these blood sucking parasites.
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atp1916
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August 02, 2015, 04:50:27 PM |
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I just visited the bank... denied until Monday. ![Embarrassed](https://bitcointalk.org/Smileys/default/embarrassed.gif) Global adoption can't happen soon enough, what a crock of shit this fiat banking system is. What happened exactly? There's a reason there is a sarcastic saying that implies people don't work much, it's called "working banker's hours." Global adoption of Bitcoin will be great but I think the fiat system needs to remain for Bitcoin to flourish. If the fiat system disappears the Bitcoin system will be completely exposed to manipulation (as we've seen with fiat.) Yep, and then you'll see Bitcoin being the 'fiat' and some form of new system touted as the answer. There is no escaping manipulation in a truly zero strings attached "free" market system - in fact, as you alude to - it's guaranteed. For this simple fact, you need a control element inside that "free market system" which at most mitigates most of the instability created by these manipulating agents. Banks should not that entity, and if governments is/are going to put it under their jurisdiction they need employ tools that are as generic and corruption-resistant as possible...but because people form governments and greed is an inherent disease inside mankind's basic nature - there is no reality where manipulation will not occur. It's just flawed because humans are flawed.
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Pk880058
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August 03, 2015, 09:35:40 AM |
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Yup, banks sucks. There are many formalities to be filled to get a new account opened. Thanks to Bitcoin, with this we just need a software and can get unlimited number of accounts without filling any formalities.
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mindrust
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Payment Gateway Allows Recurring Payments
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August 03, 2015, 09:40:39 AM |
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Banks are legal thieves. You gave them your money and they won't let you take them if a global crisis or similar s**t happens. And they charge you $$$ for this protection service, yet they fail.
Banks are responsible for us getting poor in every year. The Interest rate system works against your pocket.
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zenitzz
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August 03, 2015, 09:43:55 AM |
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Yup, banks sucks. There are many formalities to be filled to get a new account opened. Thanks to Bitcoin, with this we just need a software and can get unlimited number of accounts without filling any formalities.
Not all banks are the same, even when it comes to basic personal accounts. It can be very wise to contact the banks in your local area to discuss what exactly you'd get if you opened a basic account. While all banks are different, they can generally be lumped into two general categories: large chain banks and smaller local ones
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Amph
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August 03, 2015, 10:06:05 AM |
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You guys are all assuming I have a bank account that's not frozen. ![Undecided](https://bitcointalk.org/Smileys/default/undecided.gif) However, thank you all for taking the time to post and defend the honor of these blood sucking parasites. don't use a bank account anymore, use something like a debit card that work as a bank account itself, liek with deutesche bank, i mean those cards that have the IBAN on the rear they have lower cost if not zero and they are far more manageable
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AtheistAKASaneBrain
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August 03, 2015, 10:15:26 AM |
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You guys are all assuming I have a bank account that's not frozen. ![Undecided](https://bitcointalk.org/Smileys/default/undecided.gif) However, thank you all for taking the time to post and defend the honor of these blood sucking parasites. don't use a bank account anymore, use something like a debit card that work as a bank account itself, liek with deutesche bank, i mean those cards that have the IBAN on the rear they have lower cost if not zero and they are far more manageable How can you have a debit card without having an actual bank account? In my country I can't think of any bank that will let you have a card unless you open an account with them in beforehand.
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notbatman (OP)
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August 11, 2015, 02:25:29 AM |
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OK, so I tried again this time on Monday during regular business hours and after waiting in line for 15 minuets, denied again. "Come back during AM hours" they said. ![Cry](https://bitcointalk.org/Smileys/default/cry.gif) So to recap, the bank (I'll leave them unnamed) refused to cash their own cheque at one of their own branches during regular business hours on a working day. Money Mart on the other hand had no problem cashing the cheque (for an absolutely massive fee).
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malphite
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August 11, 2015, 03:58:18 AM |
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You guys are all assuming I have a bank account that's not frozen. ![Undecided](https://bitcointalk.org/Smileys/default/undecided.gif) However, thank you all for taking the time to post and defend the honor of these blood sucking parasites. its not only the chance of funds being frozen, but the bull crap fees the maintain a checkings account is appalling.. like my bank charges me $3 dollars every month just to have a checkings account, like wth? i might as well just keep everything in cash and avoid giving out free money.
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malzahar
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August 11, 2015, 04:48:21 AM |
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Yup, banks sucks. There are many formalities to be filled to get a new account opened. Thanks to Bitcoin, with this we just need a software and can get unlimited number of accounts without filling any formalities.
Banks do suck, but we really have no option. I mean I dont want to support them, but how would I cash my check and yeah theres the whole check cashing route, but they take fees each time i earn money.. so its not worth it to close my account.
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Mickeyb
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August 11, 2015, 05:56:44 AM |
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Yup, banks sucks. There are many formalities to be filled to get a new account opened. Thanks to Bitcoin, with this we just need a software and can get unlimited number of accounts without filling any formalities.
Banks do suck, but we really have no option. I mean I dont want to support them, but how would I cash my check and yeah theres the whole check cashing route, but they take fees each time i earn money.. so its not worth it to close my account. Well we don't have an option for a moment or we might even do but it's too expensive to use everywhere and anywhere (if you get one of the bitcoin debit cards) but we are working hard here to make this an option. And I bet that in 3-5 years time it will be 10 times easier and even cheaper to use bitcoin and to be your own bank. Then we will have a real alternative. The point is, if we have waited all theye years and coped with banks, let's wait just a bit more and I am sure our future will be different.
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aakashsangwan
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August 11, 2015, 04:57:02 PM |
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Yup, banks sucks. There are many formalities to be filled to get a new account opened. Thanks to Bitcoin, with this we just need a software and can get unlimited number of accounts without filling any formalities.
Banks do suck, but we really have no option. I mean I dont want to support them, but how would I cash my check and yeah theres the whole check cashing route, but they take fees each time i earn money.. so its not worth it to close my account. Well we don't have an option for a moment or we might even do but it's too expensive to use everywhere and anywhere (if you get one of the bitcoin debit cards) but we are working hard here to make this an option. And I bet that in 3-5 years time it will be 10 times easier and even cheaper to use bitcoin and to be your own bank. Then we will have a real alternative. The point is, if we have waited all theye years and coped with banks, let's wait just a bit more and I am sure our future will be different. But those debit cards are very expensive right now. As we can see more and more companies are coming in the field of bitcoin debit card, so there will be competition in between them and we will see much reduction of the prices of debit cards.
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