tommorisonwebdesign
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August 11, 2015, 05:02:00 PM |
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Well the title of this thread definitely got my attention. Banks do definitely suck. I hate the ATM fees, interest fees, and every other fee banks and credit cards companies charge. I'm looking forward to a time where Bitcoin is accepted everywhere. I would definitely be saving a lot of money.
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Signatures? How about learning a skill... I don't care either way. Everybody has to make a living somehow.
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Mickeyb
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August 11, 2015, 08:42:49 PM |
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Yup, banks sucks. There are many formalities to be filled to get a new account opened. Thanks to Bitcoin, with this we just need a software and can get unlimited number of accounts without filling any formalities.
Banks do suck, but we really have no option. I mean I dont want to support them, but how would I cash my check and yeah theres the whole check cashing route, but they take fees each time i earn money.. so its not worth it to close my account. Well we don't have an option for a moment or we might even do but it's too expensive to use everywhere and anywhere (if you get one of the bitcoin debit cards) but we are working hard here to make this an option. And I bet that in 3-5 years time it will be 10 times easier and even cheaper to use bitcoin and to be your own bank. Then we will have a real alternative. The point is, if we have waited all theye years and coped with banks, let's wait just a bit more and I am sure our future will be different. But those debit cards are very expensive right now. As we can see more and more companies are coming in the field of bitcoin debit card, so there will be competition in between them and we will see much reduction of the prices of debit cards. Yes they are very expensive, but I was just giving an example that even today you don't need a bank account and you can still live and do everything like you have one with this bitcoin debit card. But that's not the point, point that I wanted to make is that in 3-5 years everything will be much smoother and cheaper, is that a bitcoin debit card or not, it doesn't matter. We just need a bit more and we will be independent.
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Yakamoto
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August 11, 2015, 09:23:06 PM |
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Well the title of this thread definitely got my attention. Banks do definitely suck. I hate the ATM fees, interest fees, and every other fee banks and credit cards companies charge. I'm looking forward to a time where Bitcoin is accepted everywhere. I would definitely be saving a lot of money.
Well, technically, you can take out most of your banked funds and store them as cash savings, and loan out your cash yourself to make more money than you could with the savings gathering interest in a bank. That's probably illegal, but the banks should be illegal anyways ![Tongue](https://bitcointalk.org/Smileys/default/tongue.gif)
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Pk880058
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August 14, 2015, 04:45:18 PM |
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Well the title of this thread definitely got my attention. Banks do definitely suck. I hate the ATM fees, interest fees, and every other fee banks and credit cards companies charge. I'm looking forward to a time where Bitcoin is accepted everywhere. I would definitely be saving a lot of money.
Well, technically, you can take out most of your banked funds and store them as cash savings, and loan out your cash yourself to make more money than you could with the savings gathering interest in a bank. That's probably illegal, but the banks should be illegal anyways ![Tongue](https://bitcointalk.org/Smileys/default/tongue.gif) Or you can also lend someone your money on interest and see your money growing. And if the person dies or runs away with your money then see your money sink.
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Yakamoto
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August 14, 2015, 11:50:10 PM |
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Well the title of this thread definitely got my attention. Banks do definitely suck. I hate the ATM fees, interest fees, and every other fee banks and credit cards companies charge. I'm looking forward to a time where Bitcoin is accepted everywhere. I would definitely be saving a lot of money.
Well, technically, you can take out most of your banked funds and store them as cash savings, and loan out your cash yourself to make more money than you could with the savings gathering interest in a bank. That's probably illegal, but the banks should be illegal anyways ![Tongue](https://bitcointalk.org/Smileys/default/tongue.gif) Or you can also lend someone your money on interest and see your money growing. And if the person dies or runs away with your money then see your money sink. Make good loans, get collateral, simple things that make such methods work are necessary to avoid exactly what you're describing.
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Xenoph0bia
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September 10, 2015, 08:07:50 PM |
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Yeah, for the first time we have something that can go head to head with fiat currency, and people will vote with their feet. If bitcoin genuinely is better then people will just naturally start to prefer to deal in bitcoin rather than dollars, or pounds, or euros or whatever. There will be no restrictions on bitcoins and there will be no transfer fees like banks. You can be your own bank, no need to depend on banks to open for transactions.
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cjmoles
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September 12, 2015, 12:58:06 AM |
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Problems encourage the creation of innovative solutions...if banks didn't suck, our beloved Bitcoin would still be hiding in the recesses of the fringe lunatic's mind. Put that in your vape and smoke it!
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lahm-44
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September 13, 2015, 02:26:49 AM |
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really banking system sucks they are just sucking everyones blood..in india they are paying a intrest of 8% in a whole year and if we take a loan then we have to pay 2.5% intrest per month so clearly they are filling their own pockets
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gentlemand
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Welt Am Draht
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September 13, 2015, 11:43:24 AM |
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really banking system sucks they are just sucking everyones blood..in india they are paying a intrest of 8% in a whole year and if we take a loan then we have to pay 2.5% intrest per month so clearly they are filling their own pockets
They got a living to make just like everyone else. Shame it can't be an honest one much of the time.
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n2004al
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September 13, 2015, 11:47:41 AM |
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really banking system sucks they are just sucking everyones blood..in india they are paying a intrest of 8% in a whole year and if we take a loan then we have to pay 2.5% intrest per month so clearly they are filling their own pockets
They got a living to make just like everyone else. Shame it can't be an honest one much of the time. It is not normal the system of rates in India. And the author of post have right if think that the banks sucks. But not all the banks are such. In my country are banks which reasonable in their rates. And help all times the client when him is in need. Not not only for money but even for services (bank services).
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Hazir
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September 13, 2015, 04:03:02 PM |
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Permit me to issue and control the money of a nation, and I care not who makes its laws! - This is exactly what Banks do now. The saddest part of the story is that banks leech of poor and middle class people the most. I am not even able to have debit card because of the fees.
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pattu1
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September 14, 2015, 02:53:06 PM |
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Permit me to issue and control the money of a nation, and I care not who makes its laws! - This is exactly what Banks do now. The saddest part of the story is that banks leech of poor and middle class people the most. I am not even able to have debit card because of the fees.
Banks don't issue money (Treasury / Central banks do). They do control the money of a nation. Apart from the fees, banks deny credit to the poor/middle class even when they deserve it. They also have no hesitation in asking for bailouts from public money.
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wxa7115
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September 14, 2015, 06:55:52 PM |
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Well, I suppose that almost everyone hates banks. I remember that one day I wanted to make a deposit and there was no one in line so I supposed that this was going to be quick, but no, the bank clerks began giving me a ton of excuses, half an hour later I understood why no one was at the bank, all of them have left.
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FullLife
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September 19, 2015, 08:25:35 PM |
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I keep a pretty low amount in my checking account, just enough to pay a couple months of bills. I don't really see any reason to keep more than that in my account.
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pitham1
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September 20, 2015, 11:10:17 PM |
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I keep a pretty low amount in my checking account, just enough to pay a couple months of bills. I don't really see any reason to keep more than that in my account.
Yes, in most countries the interest rate doesn't beat inflation. You are losing money by keeping it in the bank account.
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chennan
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September 20, 2015, 11:30:01 PM |
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I have a feeling that the first few companies who accept bills to be paid (i.e. electric, water, rent, etc) in btc, they will have a huge flock of btc users (which are a pretty good amount of people) to flock to them. It's not like those companies can't continue to accept fiat, so why not? This will be incredible, because people then can finally be removed from the fiat system forever and never have to worry about dealing with banks again... hmmm... ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif)
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ajrah
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September 21, 2015, 02:30:31 AM |
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I have a feeling that the first few companies who accept bills to be paid (i.e. electric, water, rent, etc) in btc, they will have a huge flock of btc users (which are a pretty good amount of people) to flock to them. It's not like those companies can't continue to accept fiat, so why not? This will be incredible, because people then can finally be removed from the fiat system forever and never have to worry about dealing with banks again... hmmm... ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif) That will depend on which Country and if Bitcoin in that Country is that popular. In my country there is an exchange site where you can pay your utility bills (electric, water) and school tuition fees. Problem is not everyone here knows about the existence of Bitcoin. There are users of Bitcoin here but not it's not used for that purpose they are not even active in forums like this to lean more about it.
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MasterYii
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September 22, 2015, 05:06:19 AM |
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I just visited the bank... denied until Monday. ![Embarrassed](https://bitcointalk.org/Smileys/default/embarrassed.gif) Global adoption can't happen soon enough, what a crock of shit this fiat banking system is. As I have heard long time ago that the real robbers are the bankers, well it depends on the bank and the employers. Sure thing banks are not the assurance of our savings and investments but they sure do they're part for it.
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bitgolden
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September 22, 2015, 05:45:57 AM |
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I just visited the bank... denied until Monday. ![Embarrassed](https://bitcointalk.org/Smileys/default/embarrassed.gif) Global adoption can't happen soon enough, what a crock of shit this fiat banking system is. As I have heard long time ago that the real robbers are the bankers, well it depends on the bank and the employers. Sure thing banks are not the assurance of our savings and investments but they sure do they're part for it. Yes bankers are are real robbers. That's the reason Satoshi has given us a chance to have our own banking facility within our computers. Bankers themselves thinking of creator money and forcing their time to time rules and regulations to rob our hard earned money. Really Banks suck.
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