Do you differentiate you portfolio?

[cryptonit]

i just like to keep everything in btc,makes it simple

So this means you exchange FIAT into BTC and sit on them?

It is the best thing to do. All the other coins change with bitcoin and move with it so it is rare that can be earning something with the trade of the other coins.

thats not true
compared to bitcoin example DMD Diamond gained 50% value in last 12 months
and that even now after we lost 50% last few weeks.... (was at 100% before)
and that is without add the POS rewards

if u add pos rewards its +75% instead of +50%

BTW now after 50% value loss is really a great time to buy into DMD if ya join in before the raise starts again

[crazyivan]

Yes, PoS coins become more and more interesting, after all staking is the new mining.

[dothebeats]

I have some holdings in LTC, Monero, and other alt-coins but the most asset that I have (which comprises of about 70% of my investments) is in bitcoins. I find it easier to buy bitcoins and to stack it up instead of other altcoins. Also, I intend to hold bitcoins for long but every time there is an opportunity to increase my bitcoins (sell high, buy back lower) I do it. Pretty much stacked up right now.

[frenulum]

Mostly Bitcoin and ETH but also some Ripple and LTC.

[Wapinter]

Besides Btc,litecoin,dash and dogecoin also interest me but 90% of my holdings is in btc.I also keep investing in other cryptos but dont hold them for long

[crazyivan]

Mostly Bitcoin and ETH but also some Ripple and LTC.

ETH seemed really promising but this initial pump and dump discouraged me from getting anything significant. Again, PoS coins re my favorite cause in the case of PoS, my holding generate new coins, all under condition the coin you select s got good inflation control system.

[Trent Russell]

I worry about keeping too much in BTC because the exchange rate with EUR or USD could continue falling. But I worry even more about leaving fiat (IOUs) on an exchange or trying to do day trading. And altcoins can be fun (I like clam) but they're usually even more volatile than BTC.

I was wishing there was a way to hold BTC and hedge against it losing its value. I thought of a way to do something like this using multisig. I published details about it in June (with very little reaction):

https://bitcointalk.org/index.php?topic=1102062

Really I wish someone would build a way to semi-trustlessly hedge so I could use it! If I'm really one of the only people who want a way to hedge without leaving fiat on an exchange, I'd be surprised.

[unamis76]

I used to differentiate my portfolio quite a bit with Bitcoin and alts. There was no fixed percentage, I just bought some coins whenever I could and I'd try and trade them. I have a day job, so making quick trade moves wasn't all that easy and I also ended up either getting eaten up or simply trading without a profit.

Meanwhile I got tired of all this and sold pretty much everything to Bitcoin, ignored price moves and just buy up and stock it up or spend it shopping

[Blawpaw]

Having different assets is the one of many ways to manage risk.
I try to add the best coins to my portfolio whenever I can just in case I hit the golden pot!

[ashour]

We ve all seen recent BTC and alts dumps caused by global instability, Chinese exchanges crash, oil price drop, BTC vs BTC XT issue, etc.

The question is, how do you manage your portfolio during these stormy periods? Do you differentiate between BTC and alts, if yes, what is your favorite ratio? Do you buy when there s blood in the water? Do you plan to switch to something else? How do you make these kind of decision? What do you base them on?

Thx

CI

I just hold my bitcoin and don't panic dump it. Bitcoin has a pretty stable base at $200 so I don't think that in the future it will drop any further. I mostly ignore these mini-crashes of exchanges etc and focus on holding like all bit coiner should.

[Mickeyb]

I used to differentiate my portfolio quite a bit with Bitcoin and alts. There was no fixed percentage, I just bought some coins whenever I could and I'd try and trade them. I have a day job, so making quick trade moves wasn't all that easy and I also ended up either getting eaten up or simply trading without a profit.

Yes, trading without a concise plan and just getting in and out of the alts is the worst thing you can do. This started happening to me and u ended up losing a lot, so I just stopped trading altogether. The crypto depression and low volatility didn't help either, everything has just slowed down in 2015 so the best thing was to get out of everything.

Now I hold everything in BTC and I hold one promising alt, just in case, you never know.

[Raize]

I diversify mostly among various commodities because my day job retirement money goes into stocks for the most part.

I haven't played much with alt coins, but I will admit I own a very small amount of LTC and NMC. That could change tomorrow or five years from now. I'm not sure about anything new, it'd have to be a pretty novel concept to get me to invest more than a pittance.

I own both paper and physical commodities, bonds, real estate, etc.

I like to invest in technologies that are skirting around government regulations but huge benefits for the consumer. That's where the real growth is today. Nicotine vaporizers and juice companies, p2p economy, and 3d printing (and providing real estate for these) are the future. Apps getting around archaic regulations with their own built-in feedback systems are the way to go. The argument that only the government could protect us is ridiculous when you realize it operates only in hindsight. Feedback systems built into applications like Lyft and airbnb are the solution to dealing with problems, and for the egregious ones, lawsuits which any lawyer worth their salt would be happy to take on.

Automation and robotics is another big area of growth with plenty of investment opportunities. If you're going to diversify and it's NOT an investment into disruptive technology, then pick a business with solid value (and perhaps steady growth) and for god's sake make sure they offer dividends and don't have a ridiculous P/E ratio.

[RGBKey]

I don't like to invest in alts because that's like adding the volatility of bitcoin to the crazy volatility of an altcoin. It's just in no way safe.

[crazyivan]

I don't like to invest in alts because that's like adding the volatility of bitcoin to the crazy volatility of an altcoin. It's just in no way safe.

Well, don't we all hold BTC cause we expect the price to go up big time one day. So, in essence, we all expect BTC price volatility.
I still think it s not productive to buy and hold. If we all do that, crypto economy ll never grow. In order for BTC price to go up, crypto needs to expand. Passive approach does not generate anything and there s no free riding here. If you wont do it, probably other people wont do it as well.

[shveicar]

It is interesting to hear different people's views, but if you think about the coin that brings 50% annually and keeps quite stable in its value may be more attractive than many other POW coins what jumps in its price + - 100% without giving its owner income.
What coset LTC.
I think that not many people know that 80% litecoin in the hands of the puppeteers from the exchanger btc-e.
That is why a decrease in the block awards to 25 coins had no impact on its value.
If you look at the price chart



 then you see how LTC gradually depreciates against the Bitcoins.
If the meaning of risk and invest their money in a coin, buying it for a few dollars, everyone decides for himself

[pooya87]

most of the time, i ignore all the ups and downs of bitcoin price. i keep an amount in my cold wallet and don't touch it at least until next year to see how the price is going to be by then.

for the rest , i invest in altcoins that i find interesting and expect to grow so i buy them and keep an eye out for selling at higher prices for profit.

as for switching to something else. i have thought about it but i haven't found anything that is worth my long term attention.

[b457]

most of the time, i ignore all the ups and downs of bitcoin price. i keep an amount in my cold wallet and don't touch it at least until next year to see how the price is going to be by then.

+1

I also keep something invested in altcoins (Doge, Ethereum etc.) but I don't trade it daily or weekly. I keep them in my wallet and maybe I'll sell them when there worth much more then now.

[monsanto]

Only holding some ETH at the moment. It has an outside chance of being the next big thing and I'm curious to see how Augur pans out. I used to hold other coins, mostly BTC and LTC but now I only trade in and out of them. Just too volatile for long term investing for me.  The volatility is however exactly what you want when short term trading. BTC probably is cheap at the moment due to XT etc, so it could have some upside long term but I don't anticipate there ever being the massive rise from adoption many others are banking on. Now I mostly invest in emerging biopharm companies while keeping my eye out for the next interesting crypto experiment.

[RealBitcoin]

As you can see my profile text, I own LTC,NXT, NMC , and other cryptos, to hedge the bitcoin price volatility.

NMC made a nice gain so far, while LTC will probably make me gain more. NXT performed badly this week, but they are working on new wallets and new features hard so I think as a long term investment its perfect, if they finish that, then by the end of the year it could hit 6000-7000 satoshi.

[Hazir]

There really is no way as of now that some altcoin will succeed rapidly while bitcoin at the same time will fail bitcoin is linked directly to every other ats and it is the bigger cog in crypto machine. I am not much of a pump and dump speculative investor so for me there is not really viable to keep many alts.