The best part of the old video posted there was the lady in the short skirt. {Just joking around} Yea, he has a point, but we should not concentrate too much on side stepping
the banks for now. These banks are still a route to old money and they can be improved if they incorporate the "public" Blockchain into their business model.
The banks have much to offer, if they just streamline the business and when they put the customer interest first again... They lost the plot between making money and
balancing the interest and needs of the clients.
It's a human problem...