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Author Topic: [OPEN][Collateral/No Collateral] Athertle's Loans  (Read 7361 times)
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Athertle
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October 04, 2015, 06:42:30 PM
Last edit: December 05, 2015, 02:00:46 PM by Athertle
 #1

Need a loan?

I can provide micro-loans for any members with valid collateral! Just fill out the form below and post it here; do not PM me with any loan requests. I will direct you back here.

Application

Code:
[b]Username: [/b]
[b]Loan Amount: [/b]
[b]Repayment Amount: [/b]
[b]Duration: [/b]
[b]Reason: [/b]
[b]Collateral: [/b]
[b]Bitcoin Address: [/b]

What do I consider as valid collateral?

All collateral should be higher value than the loan itself.

  • Any stable altcoin
  • BitcoinTalk Account(s)
  • Physical Goods
  • Most items not included below

What is NOT valid collateral?

Vod states it best.

What is not considered collateral?

- Items not in hand.  Don't trust a user that promises to give you something *when* they default!  Tracking numbers only show something has been mailed - it could be an empty box.
- Future income.  You can prove you'll make xx coins in the next few days, but nothing forces you to send those coins to pay your debt.
- Identification.  So what if they can prove who they are.  Are you going to spend more money and time taking them to court on untested legal grounds?  You'll probably just walk away, like everyone does.  ID is useless.
- Games codes or similar.  To verify the collateral you need to use the code, which destroys the collateral.  Consider this a purchase, not a loan.  (Post in Digital Goods instead)
- Most new alt-coins or alt-coins that trade for satoshis are not good collateral as they can become worthless overnight.
- Paypal should never be used - they are anti-bitcoin and will rule against you 100% of the time.  Escrow can't even help, as paypal charge backs can come over 6 months later!
- Most valuable online accounts can easily be recovered by social engineering (the user contacting support to say they were hacked, and regain control of the account)  Examples:  Steam

Repayment

All loans should be repaid to:

Code:
15wvVzHQ4BcNj4CCnAgCCxdVcS2EF85hEz

I will make everyone repay to a specific address if my loan service becomes bigger.



PGP Signature - verify it

Code:
-----BEGIN PGP SIGNED MESSAGE-----
Hash: SHA512

This is Athertle from BitcoinTalk.org. Today is 10/4/15 and I am providing loans for the following thread: https://bitcointalk.org/index.php?topic=1200450
-----BEGIN PGP SIGNATURE-----
Version: Keybase OpenPGP v2.0.47
Comment: https://keybase.io/crypto

wsBcBAABCgAGBQJWEXM5AAoJEMdVsoU18sd4rlUH/03UtmK0dIizOoy8OztrGTYB
Ffcw1eyaIKyaqBnxIrWrFjHT8yGAGmIyUyybgbNMTWPa4+SfDKujRSg/2kllZ1xB
vlMMHpukM3oZynPfded/eQTAPJBwXZ0q1fn2jztdLyFodFvpSnDn+BJwAqJWL8fr
XrbcWP5VFwJCr/MSIYN1AEhwoFSX3i6i4O73YV4DgBxZIaVMAsNHY6ln1aJBAc6B
dbFz3R1/t2BByGLCotYIboAmJj+W5L6G2EeTAHsquhwASQ1kjgBC3bYQj72l1j7b
ttjCQRIi8V7z7xkGidE4UQzC0xarQhFtUwALaq4zLJfKqS4lljx1A7zYYDn+L/M=
=94JI
-----END PGP SIGNATURE-----



Escrow can be used if the loanee requests so. Any reputable escrow will do; however, if they require a fee, the loanee will pay it.



Note - I self-moderated this new thread in case there is a need for it (mostly spamming).



Status: Available!

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Athertle
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October 04, 2015, 06:42:51 PM
Last edit: December 29, 2015, 11:51:37 PM by Athertle
 #2

Username         Loan amount         Repayment Amount         Repayment By         Status         
bassguitarman0.1BTC1.5% daily3-5 daysRepaid
katerniko10.036BTC0.04BTC8 daysRepaid (extended)
katerniko10.01BTC0.0115BTC5 daysRepaid
Small0.023BTC0.026BTC3 daysRepaid
katerniko10.07BTC0.08BTC17 days - 11/27/15Repaid (extended)
stingers0.045BTC0.052BTC10 days - 11/25/15Repaid
FruitsBasket0.02191BTC0.0242BTC12/30/15Repaid

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October 04, 2015, 07:11:18 PM
 #3

So... why not use BTCJAM?
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October 04, 2015, 07:12:20 PM
 #4

So... why not use BTCJAM?

Is this question serious?

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October 04, 2015, 07:14:12 PM
 #5

Yeah... I mean I could have asked any of the other lenders the same thing but this was simply the first one I opened... is BTCJAM ill reputed or something? I use it for microloans and my returns have been fine...
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October 04, 2015, 07:16:00 PM
 #6

Yeah... I mean I could have asked any of the other lenders the same thing but this was simply the first one I opened... is BTCJAM ill reputed or something? I use it for microloans and my returns have been fine...

Some people prefer using forum loans; BTCJam is pretty packed with scammers and the such.

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October 04, 2015, 07:21:31 PM
 #7

Username: bassguitarman
Loan Amount: 0.1BTC
Repayment Amount:1.5% compound interest a day based on BTC value
Duration: 3-5 days (estimated)
Collateral: If he doesn't pay you back then I will
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October 04, 2015, 07:22:01 PM
 #8

Yeah... I mean I could have asked any of the other lenders the same thing but this was simply the first one I opened... is BTCJAM ill reputed or something? I use it for microloans and my returns have been fine...

Some people prefer using forum loans; BTCJam is pretty packed with scammers and the such.

jupp we have a lot of scammers here too, but i think this is the better place.

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October 04, 2015, 07:24:41 PM
 #9

Username: bassguitarman
Loan Amount: 0.1BTC
Repayment Amount:1.5% compound interest a day based on BTC value
Duration: 3-5 days (estimated)
Collateral: If he doesn't pay you back then I will

Thanks, BPB. Smiley I'll wait for him if he wants to get the loan from me or not; it's up to him.

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October 04, 2015, 07:25:34 PM
 #10

Address:
17t9jJkx1XoVXXVR5kBkF34Dv14rQkzFHH

Message:

"Today is october 4, 2015

12:23 PDT

Headline on cnn is: 'It's a historic flood'
Storm crews struggle to rescue motorists in South Carolina

I'm bassguitarman

Requesting a loan for .1 BTC at %1.5 compounded daily"


Signature:
HAAvyikD/OUd1X4Yl7Bvvl/rRybr+DSVamFh07EduxH5B9/5daH1odFwHTylcHcWcHY2TmS7hrA6czLiuVgsl7A=
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October 04, 2015, 07:35:39 PM
 #11

Address:
17t9jJkx1XoVXXVR5kBkF34Dv14rQkzFHH

Message:

"Today is october 4, 2015

12:23 PDT

Headline on cnn is: 'It's a historic flood'
Storm crews struggle to rescue motorists in South Carolina

I'm bassguitarman

Requesting a loan for .1 BTC at %1.5 compounded daily"


Signature:
HAAvyikD/OUd1X4Yl7Bvvl/rRybr+DSVamFh07EduxH5B9/5daH1odFwHTylcHcWcHY2TmS7hrA6czLiuVgsl7A=


Signed message confirmed using ChainQuery. I'll send over the bitcoins to whatever address you'd like me to send it to once you complete the application form. Smiley

EDIT: Sent 0.1BTC to 17t9jJkx1XoVXXVR5kBkF34Dv14rQkzFHH. https://blockchain.info/tx/2022e33f1e330a5ea8bafcac2a442aad47a6fcffcaf795a4bf3961d8e6207216

Repayment address: 15wvVzHQ4BcNj4CCnAgCCxdVcS2EF85hEz

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October 04, 2015, 07:40:13 PM
 #12

Address:
17t9jJkx1XoVXXVR5kBkF34Dv14rQkzFHH

Message:

"Today is october 4, 2015

12:23 PDT

Headline on cnn is: 'It's a historic flood'
Storm crews struggle to rescue motorists in South Carolina

I'm bassguitarman

Requesting a loan for .1 BTC at %1.5 compounded daily"


Signature:
HAAvyikD/OUd1X4Yl7Bvvl/rRybr+DSVamFh07EduxH5B9/5daH1odFwHTylcHcWcHY2TmS7hrA6czLiuVgsl7A=


Signed message confirmed using ChainQuery. I'll send over the bitcoins to whatever address you'd like me to send it to once you complete the application form. Smiley

EDIT: Sent 0.1BTC to 17t9jJkx1XoVXXVR5kBkF34Dv14rQkzFHH. https://blockchain.info/tx/2022e33f1e330a5ea8bafcac2a442aad47a6fcffcaf795a4bf3961d8e6207216

Repayment address: 15wvVzHQ4BcNj4CCnAgCCxdVcS2EF85hEz

Confirmed
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October 04, 2015, 08:32:34 PM
 #13

Address:
17t9jJkx1XoVXXVR5kBkF34Dv14rQkzFHH

Message:

"Today is october 4, 2015

12:23 PDT

Headline on cnn is: 'It's a historic flood'
Storm crews struggle to rescue motorists in South Carolina

I'm bassguitarman

Requesting a loan for .1 BTC at %1.5 compounded daily"


Signature:
HAAvyikD/OUd1X4Yl7Bvvl/rRybr+DSVamFh07EduxH5B9/5daH1odFwHTylcHcWcHY2TmS7hrA6czLiuVgsl7A=


Signed message confirmed using ChainQuery. I'll send over the bitcoins to whatever address you'd like me to send it to once you complete the application form. Smiley

EDIT: Sent 0.1BTC to 17t9jJkx1XoVXXVR5kBkF34Dv14rQkzFHH. https://blockchain.info/tx/2022e33f1e330a5ea8bafcac2a442aad47a6fcffcaf795a4bf3961d8e6207216

Repayment address: 15wvVzHQ4BcNj4CCnAgCCxdVcS2EF85hEz


Quoted as reference.
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October 06, 2015, 08:21:13 PM
 #14

Address:
17t9jJkx1XoVXXVR5kBkF34Dv14rQkzFHH

Message:

"Today is october 4, 2015

12:23 PDT

Headline on cnn is: 'It's a historic flood'
Storm crews struggle to rescue motorists in South Carolina

I'm bassguitarman

Requesting a loan for .1 BTC at %1.5 compounded daily"


Signature:
HAAvyikD/OUd1X4Yl7Bvvl/rRybr+DSVamFh07EduxH5B9/5daH1odFwHTylcHcWcHY2TmS7hrA6czLiuVgsl7A=


Signed message confirmed using ChainQuery. I'll send over the bitcoins to whatever address you'd like me to send it to once you complete the application form. Smiley

EDIT: Sent 0.1BTC to 17t9jJkx1XoVXXVR5kBkF34Dv14rQkzFHH. https://blockchain.info/tx/2022e33f1e330a5ea8bafcac2a442aad47a6fcffcaf795a4bf3961d8e6207216

Repayment address: 15wvVzHQ4BcNj4CCnAgCCxdVcS2EF85hEz

Date: October 6

It's been 2 days, so .1 * 1.015 * 1.015 = 0.1030225 BTC

Repaid 0.1030225 to 15wvVzHQ4BcNj4CCnAgCCxdVcS2EF85hEz

https://blockchain.info/tx/da34cf28e84ed52567dbb94d1c37f863dcb6835f6a0da801e62c11762ed4e3a7

Thanks!
Athertle
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October 06, 2015, 08:37:21 PM
 #15

Date: October 6

It's been 2 days, so .1 * 1.015 * 1.015 = 0.1030225 BTC

Repaid 0.1030225 to 15wvVzHQ4BcNj4CCnAgCCxdVcS2EF85hEz

https://blockchain.info/tx/da34cf28e84ed52567dbb94d1c37f863dcb6835f6a0da801e62c11762ed4e3a7

Thanks!

Received. Thanks for paying back on the no collateral loan. Smiley

I now have an extra 0.1BTC on top of my earlier loan funds to loan out to anyone!

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October 11, 2015, 05:49:42 PM
 #16

Bump.

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October 12, 2015, 11:39:01 PM
Last edit: October 13, 2015, 01:50:34 PM by marjorieclet
 #17

Username:marjorieclet
Loan Amount:0.1BTC
Repayment Amount: 0.11BTC
Duration:7 days or less (since my payday would be on the 15th)
Collateral:  bitgold account / trading account with altcoin balances
Bitcoin Address:1KxakhwuSjv1hqfMhPa89byfywrEc2xUS

I just really needed the loan until tomorrow and I just got short on funds right now so I took the risk in requesting despite of my newbie status.
I hope that the above mentioned accounts will be considered as valid collaterals since I really intended to pay the requested amount in less than 3 days.
Thanks.
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October 13, 2015, 03:15:19 PM
 #18

Username:marjorieclet
Loan Amount:0.1BTC
Repayment Amount: 0.11BTC
Duration:7 days or less (since my payday would be on the 15th)
Collateral:  bitgold account / trading account with altcoin balances
Bitcoin Address:1KxakhwuSjv1hqfMhPa89byfywrEc2xUS

I just really needed the loan until tomorrow and I just got short on funds right now so I took the risk in requesting despite of my newbie status.
I hope that the above mentioned accounts will be considered as valid collaterals since I really intended to pay the requested amount in less than 3 days.
Thanks.

I'm not interested in the bitgold account. Which altcoins does the account have?

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October 13, 2015, 06:38:01 PM
 #19

Username: pjsonowal
Loan Amount: 0.053 BTC
Repayment Amount: 0.053BTC @ 1.5% daily
Duration: 3-4 days
Collateral: this bitcointalk account
Bitcoin Address: 1DQ24Dc4VKKsJH1VktUMzttNgEjynApkqv

collateral price is low ,its actually 0.049 btc ...since i need the amount coz its urgent as i have to pay my house rent by 15 october...Hope u make it a quick decision

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October 13, 2015, 08:48:51 PM
 #20

Username: pjsonowal
Loan Amount: 0.053 BTC
Repayment Amount: 0.053BTC @ 1.5% daily
Duration: 3-4 days
Collateral: this bitcointalk account
Bitcoin Address: 1DQ24Dc4VKKsJH1VktUMzttNgEjynApkqv

collateral price is low ,its actually 0.049 btc ...since i need the amount coz its urgent as i have to pay my house rent by 15 october...Hope u make it a quick decision

Refused. I do not consider Member accounts to have anything near ~0.05BTC worth. Also, the most outstanding reason is because if you require ~$13 to help pay your house rent... get a job?

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