The Ledger, listing open and defaulted loans. [Updated at least once every 24h]

[V.Lace]

Please correct: The Loan of V.Lace   extended until  the 4th of next month. with repayment $5.5.
regards
-zz

Yes I  had agree with these terms please update this on the ledger, thank you

[TheLedger]

Please correct: The Loan of V.Lace   extended until  the 4th of next month. with repayment $5.5.
regards
-zz

Yes I  had agree with these terms please update this on the ledger, thank you

Done

[TheGr33k]

TheGr33k

EthanB

0.04 BTC (Payback 0.044 BTC)

Collateral - none

10/22/15

Reference

Active

Code:

[table][tr]
[td] [url=https://bitcointalk.org/index.php?action=profile;u=177437]TheGr33k[/url][/td]
[td] EthanB [/td]
[td] 0.04 [BTC] (Payback 0.044 [BTC]) [/td]
[td] Collateral - none [/td]
[td] 10/22/15 [/td]
[td][url=https://bitcointalk.org/index.php?topic=1186387.msg12717425#msg12717425]Reference[/url][/td]
[td][color=#10D624][b]Active[/b][/color][/td]
[/tr][/table]

Please Add my active loan in the OP

[lemipawa]

kindly update the ledger, user josizem has taken a non- collateral loan from hardtime making it 2 active loans for this user now
https://bitcointalk.org/index.php?topic=1211971.msg12717611#msg12717611

[TheLedger]

Updated

[letyouearn]

Hello OP, Please Update and remove my small loan listing [0.0023BTC] from your ledger as i just repaid it.  Reference link = https://bitcointalk.org/index.php?topic=1144224.msg12721263#msg12721263

Thanks.

Regards.

Letyouearn

[redsn0w]

I think you can removed ruggedman_dan from that list, because he has repaid the loan and I gave back to him the account (collateral).



Thanks.

[whywefight]

Gusy i was on the road all day. Typing from my mobile. List will be updated in a few hours. Sorr for the delay

[Blazed]

Gusy i was on the road all day. Typing from my mobile. List will be updated in a few hours. Sorr for the delay

Nice job on bringing a thread like this back. We used to have something similar, but the OP just stopped updating it one day.

[monbux]

Another update.  I accepted the payment of 0.054 BTC from josephdd, and decided to give him his account back.

[ajrah]

looks like tstars 0.2BTC loan with lottery248 last October 03 defaulted as lottery248 is selling the account used as collateral in this thread https://bitcointalk.org/index.php?topic=1214696.msg12734110#msg12734110
ledger should be updated

[mexxer-2]

looks like tstars 0.2BTC loan with lottery248 last October 03 defaulted as lottery248 is selling the account used as collateral in this thread https://bitcointalk.org/index.php?topic=1214696.msg12734110#msg12734110
ledger should be updated

Oh well same situation happening , which made OP create this thread.

[Laosai]

Is it safe to say that birdcat's loan was already defaulted? I sent him/her a reminder yesterday that that was the day of the repayment of his/her loan, a day has passed and I got no response.

[lemipawa]

first 6 loans in the ledger is overdue, including 1 from a lender 

Code:

bikeBoy	        whywefight	0.02BTC (0.022BTC)	Bitgold	16/10/2015	Reference	Active
ruggedman_dan	redsn0w	0.6BTC (0.66BTC)	none	17/10/2015	Reference	Active
Argwai96	zazarab	0.6 BTC (0.69 BTC)	2000 Shift	18/10/2015	Reference	Active
birdcat90	Laosai	0.05BTC	none	19/10/2015	Reference	Active
letyouearn	kostya.ash	 0.1BTC (0.11BTC)	none	19/10/2015	Reference	Active

is there something like a written rule on how or when a loan is considered default and what are the actions needs to be taken by the lender before a loan is considered default?

[altcoinhosting]

first 6 loans in the ledger is overdue, including 1 from a lender 

Code:

bikeBoy	        whywefight	0.02BTC (0.022BTC)	Bitgold	16/10/2015	Reference	Active
ruggedman_dan	redsn0w	0.6BTC (0.66BTC)	none	17/10/2015	Reference	Active
Argwai96	zazarab	0.6 BTC (0.69 BTC)	2000 Shift	18/10/2015	Reference	Active
birdcat90	Laosai	0.05BTC	none	19/10/2015	Reference	Active
letyouearn	kostya.ash	 0.1BTC (0.11BTC)	none	19/10/2015	Reference	Active

is there something like a written rule on how or when a loan is considered default and what are the actions needs to be taken by the lender before a loan is considered default?

Personally, i give a borrower an extra 24 hours after his loan should have been repayed... Just to compensate for the timezone difference and unforseen circumstances... 24 hours after the repayment date, i consider the loan defaulted.

[mexxer-2]

first 6 loans in the ledger is overdue, including 1 from a lender 

Code:

bikeBoy	        whywefight	0.02BTC (0.022BTC)	Bitgold	16/10/2015	Reference	Active
ruggedman_dan	redsn0w	0.6BTC (0.66BTC)	none	17/10/2015	Reference	Active
Argwai96	zazarab	0.6 BTC (0.69 BTC)	2000 Shift	18/10/2015	Reference	Active
birdcat90	Laosai	0.05BTC	none	19/10/2015	Reference	Active
letyouearn	kostya.ash	 0.1BTC (0.11BTC)	none	19/10/2015	Reference	Active

is there something like a written rule on how or when a loan is considered default and what are the actions needs to be taken by the lender before a loan is considered default?

OP is offline since 18th Oct, so don't count on him to update this thread. Letyouearn's loan has already been repaid , confirmed in the above posts.
If you guys would like I will create a new thread with a new account which will be managed by multiple people to avoid the slow updating.

[lemipawa]

first 6 loans in the ledger is overdue, including 1 from a lender 

Code:

bikeBoy	        whywefight	0.02BTC (0.022BTC)	Bitgold	16/10/2015	Reference	Active
ruggedman_dan	redsn0w	0.6BTC (0.66BTC)	none	17/10/2015	Reference	Active
Argwai96	zazarab	0.6 BTC (0.69 BTC)	2000 Shift	18/10/2015	Reference	Active
birdcat90	Laosai	0.05BTC	none	19/10/2015	Reference	Active
letyouearn	kostya.ash	 0.1BTC (0.11BTC)	none	19/10/2015	Reference	Active

is there something like a written rule on how or when a loan is considered default and what are the actions needs to be taken by the lender before a loan is considered default?

OP is offline since 18th Oct, so don't count on him to update this thread. Letyouearn's loan has already been repaid , confirmed in the above posts.
If you guys would like I will create a new thread with a new account which will be managed by multiple people to avoid the slow updating.

I thought it's whywefight who is updating this thread and TheLedger account was just created for the sole purpose of updating this thread.
whywefight was online today if i'm not mistaken.
If you create a new thread that will be the 3rd thread for this, maybe we should keep this for now

[Laosai]

first 6 loans in the ledger is overdue, including 1 from a lender  

Code:

bikeBoy	        whywefight	0.02BTC (0.022BTC)	Bitgold	16/10/2015	Reference	Active
ruggedman_dan	redsn0w	0.6BTC (0.66BTC)	none	17/10/2015	Reference	Active
Argwai96	zazarab	0.6 BTC (0.69 BTC)	2000 Shift	18/10/2015	Reference	Active
birdcat90	Laosai	0.05BTC	none	19/10/2015	Reference	Active
letyouearn	kostya.ash	 0.1BTC (0.11BTC)	none	19/10/2015	Reference	Active

is there something like a written rule on how or when a loan is considered default and what are the actions needs to be taken by the lender before a loan is considered default?

OP is offline since 18th Oct, so don't count on him to update this thread. Letyouearn's loan has already been repaid , confirmed in the above posts.
If you guys would like I will create a new thread with a new account which will be managed by multiple people to avoid the slow updating.

I thought it's whywefight who is updating this thread and TheLedger account was just created for the sole purpose of updating this thread.
whywefight was online today if i'm not mistaken.
If you create a new thread that will be the 3rd thread for this, maybe we should keep this for now

If we're talking about forum time, whywefight wasn't online today. He was last active on Oct. 19, and this was his recent post

Gusy i was on the road all day. Typing from my mobile. List will be updated in a few hours. Sorr for the delay

So just wait for whywefight's update as he was kinda busy and now having a rest I guess. Expect some delays

[whywefight]

Sorry folks i had a work meeting so i didnt follow the loans on sunday. i edited the first few things.

I think the lender has to decide when he counts a loan as defaulted, so i will not mark it as defaulted as long as no one tells me to do it.

I am sorry for the delay during the last 24h but my internet connection was crappy and i was a bit busy

EDIT: I will mark those who are out of date with "late". i need the info from the lender

[TheLedger]

Updated the list, waiting for a reply of letyoulearn and laosai