Shall I hold or invest with %12.5 premium per year ?

[tmfp]

Do you need to put the money all at once? Otherwise you could use your monthly fiat income you would use to rebuy the bitcoin to put in that investment.

What country are you from? Sounds like a European one with the banking guarantee.

Most systems "guarantee" their banks' deposits, I'd be interested to find 12.5% in Europe.

I just look at OP being a permabull and then being locked in to fiat, BTC free, for the next six months and think "Keep the faith brother".

 

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[Sir_lagsalot]

12.5% is pretty high for premium/interest :-/

If that interest is legit, milk it for all it's worth. Just be wary.

W/ BTC's upcoming halving, I'd say if there is a suuden price jump, quickly sell to fiat. Holding is a good idea unless this happens.

Nonetheless, good luck on your investments!

[Fakhoury]

Well, I made my mind.

I will keep buying and hodling BTC, because as many of you said, we can witness a bubble or another amazing bull market run that can dust away that %12.5 premium easily.

Thank you all for your help, and you are proving for me, that day by day, we are a big lovely family.

Thanks again.

[StevenLiang]

Hello all,

I've good sum of bitcoins, and they represent good sum as well in my local currency.

I was thinking about selling all my bitcoins, lock that fiat money in investing certificates in my bank where I get %12.5 premium per year and buy bitcoins every month (it will take some time to re-buy again all my bitcoins, but not that long, could be 1-2 years as I will include my fiat salary as well).

Or, shall I hold and keep holding ?

If you were me, what would you do and why ?

Thanks in advance.

It's depend on how many bitcoin i have.
If i were you, and let's say i have 20 BTC

I will keep it until december, and sell some btc to make investment on (maybe obligation) 12,5% per year.
Just do not put all your "investment money" on 1 place.

I know some people really get addict on bitcoin. But i think is not wise if we invest all our money into btc alone.
You can try to hold Yuan or Euro or maybe dollar (if dollar is not your local currency)

[Possum577]

I'd invest in Greece right now. I'd start with small amounts and short maturities. They need the help, i'm willing to take the risk to help them. Now, if only it were easy for me to buy some Greece bonds!

[NorrisK]

Hello all,

I've good sum of bitcoins, and they represent good sum as well in my local currency.

I was thinking about selling all my bitcoins, lock that fiat money in investing certificates in my bank where I get %12.5 premium per year and buy bitcoins every month (it will take some time to re-buy again all my bitcoins, but not that long, could be 1-2 years as I will include my fiat salary as well).

Or, shall I hold and keep holding ?

If you were me, what would you do and why ?

Thanks in advance.

It's depend on how many bitcoin i have.
If i were you, and let's say i have 20 BTC

I will keep it until december, and sell some btc to make investment on (maybe obligation) 12,5% per year.
Just do not put all your "investment money" on 1 place.

I know some people really get addict on bitcoin. But i think is not wise if we invest all our money into btc alone.
You can try to hold Yuan or Euro or maybe dollar (if dollar is not your local currency)

Indeed. I know it may be tempting to put all your coins on one thing, as the potential profit is greatest.

But remember, that the potential losses are just as big in that way. Or the potential missing out if bitcoin surges again later this month.

[Dodnastes]

I think it comes down to your outlook for bitcoin price over the next year or so. If your analysis leads you to believe bitcoin price will continue to appreciate at a rate greater than 12.5% per year why sell? Now if it is a question of diversification and you feel too much of your capital is tied up in bitcoin I could understand selling a portion now to diversify into fiat or gold, and pay down debt or mortgages.

My buddy, thanks for your reply.

To be honest, I want to invest my money.

As you know me well, I'm insanely permabull and I know that we can reach $50K and $100K in the coming 5-12 years.

But what I would like to do is the following,

Buy again my frozen BTC while enjoying guaranteed profit per month (%12.5 premium divided by 12 months). As I will buy all the sold BTC again with that profit PLUS my salary profit.

I don't want to diversify my portfolio nor I've any debt to pay.

There are not many people you can get 12% interest (return) with your bitcoin. Do you have idea where to find one?

[kyrios_]

I would say split up your investment. Maybe half half? Bitcoin has some interest bearing wallets such as HAObtc which maybe worth looking into

[1Referee]

Hello all,

I've good sum of bitcoins, and they represent good sum as well in my local currency.

I was thinking about selling all my bitcoins, lock that fiat money in investing certificates in my bank where I get %12.5 premium per year and buy bitcoins every month (it will take some time to re-buy again all my bitcoins, but not that long, could be 1-2 years as I will include my fiat salary as well).

Or, shall I hold and keep holding ?

If you were me, what would you do and why ?

Thanks in advance.

I would definitely not sell all my coins. But it is wise to spread your investments if you are worried about not getting the right returns. 12.5% per year is quite a high interest rate, especially for banks. If I were in your position I would simply hold the coins. Bitcoin will give you a much better return than the 12.5% the bank is offering you.

[mouneshwar123]

50 : 50 will be good, safe as well as good ROI.

btw 12.5% is just awesome ,twice as much as what we get in our local banks

[bitebits]

50 : 50 will be good, safe as well as good ROI.

btw 12.5% is just awesome, twice as much as what we get in our local banks

You only get those kind of percentages when inflation is in those regions as well. You are fooling yourself with a fictive return on investment.

[spirit of btc]

50 : 50 will be good, safe as well as good ROI.

btw 12.5% is just awesome ,twice as much as what we get in our local banks

I should invest in such bank if possible.the place where I live we get 6.25 - 6.75 %

[amacar2]

50 : 50 will be good, safe as well as good ROI.

btw 12.5% is just awesome ,twice as much as what we get in our local banks

I should invest in such bank if possible.the place where I live we get 6.25 - 6.75 %

Here is also same i can't even get 10% annual interest with fixed deposit in banks. There is already lots of money in banks, not any idea with bank where to invest those.

[randy8777]

50 : 50 will be good, safe as well as good ROI.

btw 12.5% is just awesome ,twice as much as what we get in our local banks

I should invest in such bank if possible.the place where I live we get 6.25 - 6.75 %

Here is also same i can't even get 10% annual interest with fixed deposit in banks. There is already lots of money in banks, not any idea with bank where to invest those.

here with my bank in the netherlands i can't get even 3% per year as fixed deposit. you can get 4 to 5% at most if you let your bank lock your money for 5 years minimum.

[kyrios_]

50 : 50 will be good, safe as well as good ROI.

btw 12.5% is just awesome ,twice as much as what we get in our local banks

I should invest in such bank if possible.the place where I live we get 6.25 - 6.75 %

Here is also same i can't even get 10% annual interest with fixed deposit in banks. There is already lots of money in banks, not any idea with bank where to invest those.

here with my bank in the netherlands i can't get even 3% per year as fixed deposit. you can get 4 to 5% at most if you let your bank lock your money for 5 years minimum.

Wow why is it so high

[avw1982]

50 : 50 will be good, safe as well as good ROI.

btw 12.5% is just awesome ,twice as much as what we get in our local banks

I should invest in such bank if possible.the place where I live we get 6.25 - 6.75 %

Here is also same i can't even get 10% annual interest with fixed deposit in banks. There is already lots of money in banks, not any idea with bank where to invest those.

Yup bank is a good idea and Janet yellen also announced U.S. banks are incresing their interest for savings accoun.t Rising interest rates mean falling bond prices. Bonds typically pay a fixed coupon, so when prevailing rates rise, the value of your bond portfolio falls until its yield matches what’s available elsewhere on the market. So find Invest on Bitcoin that would be good for us.

[traderbit]

If i were you in this situation i would hold the bitcoins.
I would never sent to the bank and getting interest from them.
Or i haven't understood what bank certificates means, is that kind of interest?

[Amph]

50 : 50 will be good, safe as well as good ROI.

btw 12.5% is just awesome ,twice as much as what we get in our local banks

I should invest in such bank if possible.the place where I live we get 6.25 - 6.75 %

Here is also same i can't even get 10% annual interest with fixed deposit in banks. There is already lots of money in banks, not any idea with bank where to invest those.

here with my bank in the netherlands i can't get even 3% per year as fixed deposit. you can get 4 to 5% at most if you let your bank lock your money for 5 years minimum.

same thing here not as bad as your, but we get only 1-2% interest on the best bank with a deposit that must remain untouched for 1 year

[Sir_lagsalot]

12.5 is a great rate. In fact, it's too good to be true. Check if it's legit first. If it's legit, invest, but be wary. That amount of interest is great.

[Mr. Forum]

What I can say is you to split the coins in two divisions and then be able to invest them in both the local bank that does fixed investment and the other portion you can use it for speculation reasons or even be able to lend the coins to people who need them at a particular return percentage of interest. Doing so is like having two sources of income and you will be able to grow very first when compared to investing all the coins in a single entity. be a sharp guy and always walk your way to the bank a happy man.