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Author Topic: Which btc debit card to use?  (Read 1132 times)
syleron (OP)
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November 30, 2015, 02:33:45 PM
Last edit: November 30, 2015, 02:50:39 PM by syleron
 #1

I have been stumbling on which BTC card I should choose.. Perhaps someone can point me in the right direction?

Xapo?
E-coin?
Bit-X?

Cheers!
OmegaStarScream
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November 30, 2015, 02:42:00 PM
 #2

I have been stumbling on which BTC card I should get.. Perhaps someone can point me in the right direction?

Xapo?
E-coin?
Bit-X?

Cheers!

I'm not sure about Xapo but Bit-x.com is MasterCard as far as I know and E-coin is Visa , and I prefer using E-coin because It's pretty simple and also you can have both Physical or Digital card . (Virtual is cheaper) and you can also use it to verify some accounts like Paypal account (note that they will automatically send your Paypal balance to your Visa card at the end of each month , at least this is how it works for me) Feel free to ask further questions . 

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vodaljepa
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November 30, 2015, 02:52:32 PM
 #3

I have also been using e-coin for the past year almost and I have never had any issues

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sparkgap
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November 30, 2015, 09:30:51 PM
 #4

Check this thread:

https://bitcointalk.org/index.php?topic=1242788.0

The main difference between Xapo and Bit-X from the others is that your bitcoin balance is converted to fiat at the moment of the transaction (e.g.: purchase), as a real debit card. The other cards have to be preloaded with fiat, i.e., they are prepaid cards. One some of them (e.g.: e-coin) you transfer bitcoins to your account and they are converted to fiat when you decide to load the card; on others (e.g.: advcash) the bitcoins you transfer are converted to fiat when you load the account, and then you have a balance in fiat which you can transfer to the card.

Note that most (I think) don't let you take your funds out of the card and back into your account, once you load the card you have to either spend what you loaded or transfer the balance to another card (for a fee - US$50 in case of Wagecard!).

Also note that while many cards say there are no loading fees, the exchange rate they use while loading the card is much lower than the market. Check the websites (after registering and logging in - e-coin is particularly misleading in that aspect).
extrabyte
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November 30, 2015, 09:31:40 PM
 #5

Take a look at their fees and decide yourself if you can afford them, bitx and xapo have similar service while ecoin is a bit different.
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December 01, 2015, 04:52:12 AM
 #6

What do you guys think of the new coin base card that has just come out, "Shift"? It uses Visa and seems pretty legit, the only thing I worry about these type of cards are that they seem less secure being that your funds are held on an online wallet.

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December 01, 2015, 06:07:55 AM
 #7

What do you guys think of the new coin base card that has just come out, "Shift"? It uses Visa and seems pretty legit, the only thing I worry about these type of cards are that they seem less secure being that your funds are held on an online wallet.
They have collaborated with Coinbase to issue it in US. You do need to verify your identity and this isn't avalible anywhere[1], they are only allowed to issue it to a few states due to regulatory measures. Otherwise, I find them to be quite reasonable with their fees. Coinbase is quite trusted so there isn't any issues with it.
[1]https://support.coinbase.com/customer/portal/articles/2228646

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December 01, 2015, 01:25:38 PM
 #8

I am quite a poor guy so i prefer card basis on price;
For virtual card: ecoin seems to be cheaper
For physical card: bit-x is cheaper and quite trust worthy
I haven't checked xapo cards


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December 01, 2015, 01:56:07 PM
 #9

I have been using the Unichange debit card for some time now. The upside is that you can use it for ALL cryptocurrency and transfer from BTC account to card takes only 1 hour or less.
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December 01, 2015, 03:39:58 PM
 #10

i used the bit-x card, and y experience was good, But the only problem was they have limits if your accounts is not verified. I used that card on many site and it work very well. I recommend you their service, if you are still looking. Secondly this site is going very well and spending alot, on advertisement from last 7-8 Months,

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Mr.Postman
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December 01, 2015, 05:50:02 PM
 #11

If I sign-up one of these and get physical card. Can I use it in Europe?
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December 01, 2015, 06:41:12 PM
 #12

BitGold also offers a PrePay gold backed Mastercard which you can load with BTC and works worldwide since its Mastercard

https://www.bitgold.com/best-prepaid-card


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December 02, 2015, 09:13:21 AM
 #13

BitGold also offers a PrePay gold backed Mastercard which you can load with BTC and works worldwide since its Mastercard

https://www.bitgold.com/best-prepaid-card



Yes, bitgold card is quite good to use. They don't have any charges to issues physical card but they have some charges for each withdrawal.

I got one card with free of cost but not sure they may charge some $ later on. But to receive your free card as of now you should buy at least 1 gram bitgold. 
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December 02, 2015, 09:17:54 AM
 #14

i use advcash and I'm very happy with it  Roll Eyes
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December 02, 2015, 09:26:31 AM
 #15

BitGold also offers a PrePay gold backed Mastercard which you can load with BTC and works worldwide since its Mastercard

https://www.bitgold.com/best-prepaid-card



This bitgold card is good if you buy bitgold from them but I read many posts on this forum saying that they may close/suspend your accounts randomly for some unrealistic reasons like referral forming or accounts with inactivity. But not sure, what will happen to these pre paid cards if any accounts suspended? Still can use card after account suspended?
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December 02, 2015, 02:27:27 PM
 #16

I use E-coin because i need their virtual debit card just for verification process.
But, their cards is very cheap & i got my card quickly after registration. Also, their customer service is really good & i only had an small issues.

I have been using the Unichange debit card for some time now. The upside is that you can use it for ALL cryptocurrency and transfer from BTC account to card takes only 1 hour or less.

How about the fees? Is it better than E-coin and Bit-X

I didn't compare them (yet) as the for now that's the only one i use so far and i'm very happy with it.
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December 02, 2015, 10:21:28 PM
 #17

All of these cards are good enough and they are very similar to each other. It's just about preferences. The most important thing are of course fees. So you should first see when and where would you use your card and choose according to the fees that these providers would charge you!

I can say all the best about Bit x card. It does its job as advertised and as it's supposed to!
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December 02, 2015, 11:10:17 PM
 #18

i don't use credit cards but i heared good things about E-coin if you want one you should go for it
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December 02, 2015, 11:12:53 PM
Last edit: December 03, 2015, 02:50:38 AM by Invulner
 #19

I've used Advcash without a problem so that should be a pretty good solution to consider as well.

Also BitGold is kind of dodgy as well so I would recommend against using its products.
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December 02, 2015, 11:56:20 PM
 #20

I am thinking about XAPO because I already use there wallet. This picture is from there own website with fees.
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