i have done payza to btc before at 1:1 , a needy person will always do this.
anyways payza also have withdraw option to BTC and they charge 2% fee which is not to much but the problem with it is 3 to 5 days they take to complete it, as this thread is also 2 days old i might now do it with payza will take about 5 days more
Then I guess you should go with payza withdraw because that will only take 3-5 business days. Instead of waiting here that might be the best option
1:1 exchange is hard to find for payza and even if it is possible that will take time so its better to withdraw legally