Greendot wont reverse anything, I've cashed thousands of them, and the only problem I've ever had was cashing them to fast, and getting cards blocked.
They even state on their homepage..
"Use your MoneyPak number only with businesses on our approved list. If anyone else asks for your MoneyPak number or information from your receipt, it’s probably a scam. Don’t give your MoneyPak number to pay for something you buy through the classifieds or to collect a prize or sweepstakes. Do not give away your receipt information to another party either. If you give your MoneyPak number or information about the purchase transaction to a criminal, Green Dot is not responsible for paying you back. Your MoneyPak is not a bank account. The funds are not insured against loss."
And their TOS
"Refunds for Transactions Made With the MoneyPak. Any refund for Transactions with the MoneyPak must be obtained directly from the Partner. Once the Transaction is completed, Green Dot is not able to issue you a refund of the Transaction amount. You can obtain any refund for unused MoneyPak balance by filling out the refund request form on
www.moneypak.com.
Disputes with Merchants. We are not responsible for the delivery, quality, safety, legality or any other aspect of products and services provided by Partners. All such disputes must be addressed to the applicable Partner."
I'm not sticking up for the guy, but does anyone have proof that moneypak has ever reversed a transaction? Most businesses have a nice chargeback record, so far I'm a few thousand cashed, with 0, zero, zip, nada, chargebacks.
I'm curious why the heck everyone runs around screaming moneypak chargebacks..
And how do you know which state they're purchased from? Again stated.. I've cashed thousands, and have not seen a pattern from which state they come from.