How much interest is reasonable for you?

[Araudan]

For me 5% a month is really good.

[SafeBond]

I`d say anything over 2% is very risky, definitely not those 'double your coins in 6 hours' type investments.

My asset generates ~ 0.9-1%  ROI / monthly, it is invested in low risk loans and other assets.

[Kellor]

I`d say anything over 2% is very risky, definitely not those 'double your coins in 6 hours' type investments.

My asset generates ~ 0.9-1%  ROI / monthly, it is invested in low risk loans and other assets.

I agree with that. It is very difficulty for the 2% interest borrower to make profit and pay you back.

[BTC-Joe]

10-20% is fair

Fair? According to what? Where can I look up the global standard for "fairness", because interest paid on investments is a function of risk to the investor along with market rates.

Are we familiar with the concept of MARKET PRICING? Interest is the value of money, i.e. the price of money. Bitcoin is essentially indexed to the USD for its value, which means that interest rates should match up with what you can earn in USD investments.

For stocks, that would be around 15-20% per year, currently...if you put together a solid portfolio.

Bonds will be under 2% in most cases, hardly even worth it.

Secured loans are typically 6-10%, while unsecured loans are 15-25%. Mortgages are under 4%.

In no situation are you, as an investor, reasonable to expect 10-20% per month, or 120-240% per year.

[Hamliss]

10-20% is fair

Fair? According to what? Where can I look up the global standard for "fairness", because interest paid on investments is a function of risk to the investor along with market rates.

Are we familiar with the concept of MARKET PRICING? Interest is the value of money, i.e. the price of money. Bitcoin is essentially indexed to the USD for its value, which means that interest rates should match up with what you can earn in USD investments.

For stocks, that would be around 15-20% per year, currently...if you put together a solid portfolio.

Bonds will be under 2% in most cases, hardly even worth it.

Secured loans are typically 6-10%, while unsecured loans are 15-25%. Mortgages are under 4%.

In no situation are you, as an investor, reasonable to expect 10-20% per month, or 120-240% per year.

It depends on the situation. If the borrower has a lot of collateral, and the collateral is 300% more, 5% is OK.

[Kellor]

10-20% is fair

Fair? According to what? Where can I look up the global standard for "fairness", because interest paid on investments is a function of risk to the investor along with market rates.

Are we familiar with the concept of MARKET PRICING? Interest is the value of money, i.e. the price of money. Bitcoin is essentially indexed to the USD for its value, which means that interest rates should match up with what you can earn in USD investments.

For stocks, that would be around 15-20% per year, currently...if you put together a solid portfolio.

Bonds will be under 2% in most cases, hardly even worth it.

Secured loans are typically 6-10%, while unsecured loans are 15-25%. Mortgages are under 4%.

In no situation are you, as an investor, reasonable to expect 10-20% per month, or 120-240% per year.

It depends on the situation. If the borrower has a lot of collateral, and the collateral is 300% more, 5% is OK.

But if the borrowed amount is small, to cover your cost, it is better to charge higher interest or fees.

[vichu]

3% monthly is the best for me.

I ll never go more than that.

[ubitcoin]

5% monthly will be better for me 
and upto 10 % can also be good too 

[entrepmind23]

Maximum of 2% per month interest is reasonable for me because there's a chance that they can return my investment with the state of business that they have and they already have a track record that they can earn that much with the time stipulated. Even the banks has an interest of 2% annually. If there's something not right like there are others who already have problems with them before then that's a red alert.

[Jannn]

Secured loans are typically 6-10%, while unsecured loans are 15-25%. Mortgages are under 4%.

In no situation are you, as an investor, reasonable to expect 10-20% per month, or 120-240% per year.

0.05 BTC for 3 days and 20% annual interest is less than 0.0001 BTC interest in 3 days. I do not risk 0.05 to get 0.0501.

[winspiral]

On my system
http://u2cloudmining.winspiral.net
shares have made 13% in 3 months
vipshare have made 19% in 3 months
I can not know how much they will make in the future.

[Kellor]

Maximum of 2% per month interest is reasonable for me because there's a chance that they can return my investment with the state of business that they have and they already have a track record that they can earn that much with the time stipulated. Even the banks has an interest of 2% annually. If there's something not right like there are others who already have problems with them before then that's a red alert.

It depends on the risk. If the risk is high, I will want higher interest to compensate for the risk to be taken.

[Financial_Genius]

0.7 - 2%. / monthly

[ecommerce]

How much interest is reasonable and trustworthed for you and you can invest your bitcoins?

For me it's 0-10 % montly

105 monthly interest rate is too high. It becomes more than 100%  in one year. If your interest is in bitcoin and suppose you invest 1 bitcoin and get 1.2 bitcoin as only interest then after one year you have 2.2 bitcoin and bitcoin price increase then it is very big interest.

[Kellor]

How much interest is reasonable and trustworthed for you and you can invest your bitcoins?

For me it's 0-10 % montly

105 monthly interest rate is too high. It becomes more than 100%  in one year. If your interest is in bitcoin and suppose you invest 1 bitcoin and get 1.2 bitcoin as only interest then after one year you have 2.2 bitcoin and bitcoin price increase then it is very big interest.

10% monthly interest is not high if the loan is for short term, for example less than a months. Also the risk of the loan matters.

[European Central Bank]

You can't trust highly publicized places that offer nothing.

They'd have to multi sig it all the way  before I'd even dream of throwing money at them so they can steal it.

[CrimBit]

i think arround 5% - 10% is the best choice, with interest we can make more investor more interesting, this is the 1 tactic of startup to funding new capital.

[NeuroticFish]

If those coins are escrowed/insured somehow against theft/hack/whatever, I am fine with even 0.5-1% per month.

[ultrloa]

How much interest is reasonable and trustworthed for you and you can invest your bitcoins?

For me it's 0-10 % montly

105 monthly interest rate is too high. It becomes more than 100%  in one year. If your interest is in bitcoin and suppose you invest 1 bitcoin and get 1.2 bitcoin as only interest then after one year you have 2.2 bitcoin and bitcoin price increase then it is very big interest.

10% monthly interest is not high if the loan is for short term, for example less than a months. Also the risk of the loan matters.

in loan basis well 10% a month is reasonable for me since it is the good profit i can get from that business and surely if someone offers higher than that well surely be shaddy and provable scam its because theirs no really program can make us earn 10% daily just like what hyip offers to us and even banks cannot give us that profit for storing our money at them.

[bluechipinvestor]

I think that 3-5% per month is a great accomplishment, if you do it successively.