How having charge backs is going to help Bitcoin ? It won't . In fact most of people who are using Bitcoin right now probably use it because it's a secure method that they can use to sell their stuff . Beside & in my opinion , Bitcoin not allowing charge-backs just decrease scams because it makes people more careful when they buy stuff .
Charge backs will help get more customers to use Bitcoin. People want security to verify that they are able to do business and if there is an issue with a not so nice company, they have some protection. It is not for the sellers, but the buyers. Charge backs are few and far between, but there is the times in which you do need it. My wife went to Florida for a week with a friend. She went to the hotel to get groped by an assistant manager and watch a drug deal in the hall before she got to her room. She left the hotel and did not come back, rented a new room. I had to file a charge back because the hotel refused to do anything about it. Should I not have received my money back? I am dealing with them in court for criminal charges, but there is no reason I should have to wait over 2 years to get my money back. These are situations which you need charge backs. On another note, charge backs would put an end to all of these scamming investment sites. You think a site developer would bother designing a scam site if they new that the customer could do a charge back if they were screwed?