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Author Topic: Running out of money fast!  (Read 3141 times)
adamstgBit (OP)
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December 19, 2012, 01:04:27 AM
 #1

My wife is a crazy person who NEEDS to spend spend spend!
Savings running dry!

what do i do?

 Tongue


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Third Way
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December 19, 2012, 01:11:43 AM
 #2

Obviously your partner has an broblems.

Haveyou tried communicating your worries withyour partner, friends or family?

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adamstgBit (OP)
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December 19, 2012, 01:16:17 AM
 #3

Obviously your partner has an broblems.

Haveyou tried communicating your worries withyour partner, friends or family?

I keep telling here, "we have no money!", "we have no money!", she says she needs the VISA to get food, ok cool get some food... she comes back with supper and 50$ baby toy.

WE HAVE A MILLION BABY TOYS!
WE HAVE NO MONEY!

I get mad and I YELL! ...she spends MORE! and tells me " cash in your stupid bitcoin "  omg NOT MY BITCOIN PLEASE ANYTHING BUT NOT MY BITCOINS!


i exaggerate but you get the picture ...

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December 19, 2012, 01:18:32 AM
 #4

My wife is a crazy person who NEEDS to spend spend spend!
Savings running dry!

what do i do?

 Tongue



You could ask her to go to one of those Dave Ramsey thingies.

Seriously, not being on the same page wrt finances can be extremely damaging to a relationship.

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December 19, 2012, 01:21:47 AM
 #5

Play her at her own game. Buy a fake Rolex watch or something and pretend it's real. Then say "You know you're right, we only live once, so I'm going to start indulging myself".

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December 19, 2012, 01:24:05 AM
 #6

Ummmm.....talk to her?

Financial expectations need to be clear to both people in a marraige. Obviously there is a miscommunication somewhere.
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December 19, 2012, 01:27:13 AM
 #7

Obviously your partner has an broblems.

Haveyou tried communicating your worries withyour partner, friends or family?

I keep telling here, "we have no money!", "we have no money!", she says she needs the VISA to get food, ok cool get some food... she comes back with supper and 50$ baby toy.

WE HAVE A MILLION BABY TOYS!
WE HAVE NO MONEY!

I get mad and I YELL! ...she spends MORE! and tells me " cash in your stupid bitcoin "  omg NOT MY BITCOIN PLEASE ANYTHING BUT NOT MY BITCOINS!


i exaggerate but you get the picture ...


Cut the credit cards. You've been broke for a while.

You need to monitor your partner's expenses, and I mean every penny must be scrutinized, make your bartner unnerstand she has an broblems.

She's trying to buy happiness, this is not good

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December 19, 2012, 01:29:08 AM
 #8

I get mad and I YELL! ...she spends MORE! and tells me " cash in your stupid bitcoin "  omg NOT MY BITCOIN PLEASE ANYTHING BUT NOT MY BITCOINS!

just tell her they got hacked and they are long gone.     then a couple years from now surprise her.

in all seriousness, this is a problem that nearly all couples face.  sitting down and working out a budget and tracking how you progress against it monthly is a necessary way to foster the communications that need to happen.

bitcoins probably shouldn't be your only reserve either.

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December 19, 2012, 01:30:40 AM
 #9

Never let a woman within 10 feet of your credit card.

A woman with a credit card is as dangerous as a bird with a machine gun.

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December 19, 2012, 01:37:35 AM
 #10

Never let a woman within 10 feet of your credit card.

A woman with a credit card is as dangerous as a bird with a machine gun.

African or European?

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December 19, 2012, 01:38:31 AM
 #11

Never let a woman within 10 feet of your credit card.

A woman with a credit card is as dangerous as a bird with a machine gun.
LOL, my wife used to have a credit card on my account. When they sent us new ones with the chip / pin card feature, I just didn't activate her card and told her to get her own issued to her. She has bad credit due to stupid ass decisions, so she can't.
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December 19, 2012, 01:46:31 AM
 #12

I get mad and I YELL! ...she spends MORE! and tells me " cash in your stupid bitcoin "  omg NOT MY BITCOIN PLEASE ANYTHING BUT NOT MY BITCOINS!

just tell her they got hacked and they are long gone.     then a couple years from now surprise her.

in all seriousness, this is a problem that nearly all couples face.  sitting down and working out a budget and tracking how you progress against it monthly is a necessary way to foster the communications that need to happen.

bitcoins probably shouldn't be your only reserve either.

i just told her that, she said " I know where your bitcoins are, i know you didn't lose them, you think I'm stupid?"

LOL!

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December 19, 2012, 01:52:53 AM
 #13

Maybe try explaining that selling your BTC (or any asset for that matter) to pay for living expenses is a short term solution to a long term problem, only way to fix the problem is to increase income or reduce expenditure, think about it, what will you do when your BTC runs out.

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December 19, 2012, 01:55:39 AM
 #14

Never let a woman within 10 feet of your credit card.

A woman with a credit card is as dangerous as a bird with a machine gun.
LOL, my wife used to have a credit card on my account. When they sent us new ones with the chip / pin card feature, I just didn't activate her card and told her to get her own issued to her. She has bad credit due to stupid ass decisions, so she can't.

she gave up her job to be a stay at home mom for a few years while the kids grow up. ( second and final kid, is now 1 month, in 1 year or so she'll get a job and money wont be so tight anymore)
but for now its come down to that, cutting her off the VISA so we don't loss the house! and bitcoins...

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December 19, 2012, 02:00:27 AM
 #15

Never let a woman within 10 feet of your credit card.

A woman with a credit card is as dangerous as a bird with a machine gun.
LOL, my wife used to have a credit card on my account. When they sent us new ones with the chip / pin card feature, I just didn't activate her card and told her to get her own issued to her. She has bad credit due to stupid ass decisions, so she can't.

she gave up her job to be a stay at home mom for a few years while the kids grow up. ( second and final kid, is now 1 month, in 1 year or so she'll get a job and money wont be so tight anymore)
but for now its come down to that, cutting her off the VISA so we don't loss the house! and bitcoins...

Start hiding your money and cut the cards. ASAP. 

Her telling you "she knows where the coins are" sounds to me shes not afraid to log on to your pc and figure out a way to get scammed, or turn them into cash.

Those are serious warning signs my friend.


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December 19, 2012, 02:02:55 AM
 #16

Never let a woman within 10 feet of your credit card.

A woman with a credit card is as dangerous as a bird with a machine gun.
LOL, my wife used to have a credit card on my account. When they sent us new ones with the chip / pin card feature, I just didn't activate her card and told her to get her own issued to her. She has bad credit due to stupid ass decisions, so she can't.

she gave up her job to be a stay at home mom for a few years while the kids grow up. ( second and final kid, is now 1 month, in 1 year or so she'll get a job and money wont be so tight anymore)
but for now its come down to that, cutting her off the VISA so we don't loss the house! and bitcoins...

Cut the card(s), cash in the BTC to cover the debt. Whatever gain you expect is weighed down right now with the certainty of retardedly high credit card debt.
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December 19, 2012, 02:04:26 AM
 #17

second and final kid, is now 1 month, in 1 year or so she'll get a job

good, put it to work early.

maybe sell macaroni necklaces.
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December 19, 2012, 02:05:08 AM
 #18

Maybe try explaining that selling your BTC (or any asset for that matter) to pay for living expenses is a short term solution to a long term problem, only way to fix the problem is to increase income or reduce expenditure, think about it, what will you do when your BTC runs out.

reduce expenditure!

that is all that need to happen. no more fucking 50$ baby toys (we have enough hand me downs....) and 5.75$ coffees, we have a coffee machine ( a fucked nice one too she bought it! stupid thing only make 1 coffee at a time -_- )



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December 19, 2012, 02:10:10 AM
 #19

second and final kid, is now 1 month, in 1 year or so she'll get a job

good, put it to work early.

maybe sell macaroni necklaces.

no she'll go back to cutting hair... or maybe walmart cashier for the benefits. i work for a small company so i don't get benefits...

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December 19, 2012, 02:16:58 AM
 #20

second and final kid, is now 1 month, in 1 year or so she'll get a job

good, put it to work early.

maybe sell macaroni necklaces.

no she'll go back to cutting hair...

LOL @ 1-year-old hairdresser



short back and sides, please.
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December 19, 2012, 02:46:18 AM
 #21

Live and spend like no one else today,  so you can live and spend like no one else tomorrow.

Or just do what a good friend of mine did:  Marry a Coca-Cola heiress.

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December 19, 2012, 02:56:39 AM
 #22

second and final kid, is now 1 month, in 1 year or so she'll get a job

good, put it to work early.

maybe sell macaroni necklaces.

no she'll go back to cutting hair...

LOL @ 1-year-old hairdresser



short back and sides, please.


go fuck yourself.

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December 19, 2012, 03:00:07 AM
 #23

You have bigger an problems'es that joges aboud ur little grill styling with safegy scissors

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December 19, 2012, 07:33:56 AM
 #24

You and your wife need to burn the credit cards and put yourselves on a budget together. It can't be that hard Adam, unless you were only looking at her body when you married her...  Cheesy
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December 19, 2012, 07:39:56 AM
 #25

My wife is a crazy person who NEEDS to spend spend spend!
Savings running dry!

what do i do?

 Tongue

Abort wife.
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December 19, 2012, 09:38:51 AM
 #26



I wouldn't go in to financial ruin because of the express actions of a significant other.


Drastic measures might be called for.

"Bitcoin has been an amazing ride, but the most fascinating part to me is the seemingly universal tendency of libertarians to immediately become authoritarians the very moment they are given any measure of power to silence the dissent of others."  - The Bible
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December 19, 2012, 10:00:03 AM
 #27

Why the hell did she have access to a credit card .... Why the bloody hell does she know about bitcoin ..... ?

Tell her you converted the bitcoin to ASIC.... Like all other serious BTC believers Wink


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December 19, 2012, 03:21:56 PM
 #28

Ultimately, you have to decide if you are married or just two people living in the same house.

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December 19, 2012, 03:28:04 PM
 #29

Reality TV to the rescue!
http://en.wikipedia.org/wiki/Til_Debt_Do_Us_Part
Plus, you two arguing over cashing in bitcoins now vs keeping them as a future investment might be good publicity.
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December 19, 2012, 03:36:08 PM
 #30

Don't worry, she'll move on when you are in debt.
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December 19, 2012, 03:38:22 PM
 #31

Reality TV to the rescue!
http://en.wikipedia.org/wiki/Til_Debt_Do_Us_Part
Plus, you two arguing over cashing in bitcoins now vs keeping them as a future investment might be good publicity.

Don't worry, she'll move on when you are in debt.


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December 19, 2012, 09:32:54 PM
 #32

*depressed
life has me beat and I'm about to give up, break up, moving back to my parents, pay child support.

life's a bitch then you die
fuck the world
lets get high.

so down....

 Sad

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December 19, 2012, 09:56:01 PM
 #33

Sad
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December 19, 2012, 10:13:53 PM
 #34

May I ask, seriously, why you married her?
I'm sure you tought that "till death do us part" was a long time.

What changed? Had she always spent so much and you start to feel this only now due to half the income? Or something changed? Maybe (and I would hope so) jokes made by hormones since that you just got a baby?

Btw, I would make sure that your bitcoin are safe. Brainwallet would be worth this time maybe?

My anger against what is wrong in the Bitcoin community is productive:
Bitcointa.lk - Replace "Bitcointalk.org" with "Bitcointa.lk" in this url to see how this page looks like on a proper forum (Announcement Thread)
Hashfast.org - Wiki for screwed customers
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December 19, 2012, 11:19:32 PM
 #35

May I ask, seriously, why you married her?
I'm sure you tought that "till death do us part" was a long time.

What changed? Had she always spent so much and you start to feel this only now due to half the income? Or something changed? Maybe (and I would hope so) jokes made by hormones since that you just got a baby?

Btw, I would make sure that your bitcoin are safe. Brainwallet would be worth this time maybe?
Why did i Mary her? i didn't we just had kids.

the baby is extra stress, but i feel the problem is much deeper...


i'm not prefect either, i get mad and i yell... she goes and spends like a crazy.

my house is more messy then the situation, its not helping...

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December 19, 2012, 11:21:04 PM
 #36

I will keep you posted as my life falls apart.

Taking it One day at a time, not sure staying together for the kids is worth it...

tonight shes gone to a xmas party with the kids and wont be back till later.

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December 19, 2012, 11:45:22 PM
 #37

If you are emotional at the moment because of some recent event or argument. Then you should take some time to reflect on it when you are in a more neutral state before making any decisions.

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December 19, 2012, 11:56:31 PM
 #38

Sorry to hear about this Adam.  Sad

I wish there was more I could do.
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December 20, 2012, 12:41:15 AM
 #39

Seriously, fucking burn the credit card(s) and offer up to sell the BTC so you also have to do a sacrifice.

You said yourself that this isn't a permanent situation, it's over in a year. Man the fuck up, christ.
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December 20, 2012, 01:05:05 AM
 #40

Seriously, fucking burn the credit card(s) and offer up to sell the BTC so you also have to do a sacrifice.

You said yourself that this isn't a permanent situation, it's over in a year. Man the fuck up, christ.

its not just the spending.... its a I deserve to be happy and so does she type thing.
but like yogi says, i need to chill out, and think about it on a clear head.
but ya, we have issues that go deeper then money, the money being tight just makes it unlivable.

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December 20, 2012, 01:09:45 AM
 #41

http://www.hulu.com/watch/1389

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December 20, 2012, 01:11:49 AM
 #42


this is US only...

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December 20, 2012, 01:37:09 AM
 #43

*depressed
life has me beat and I'm about to give up, break up, moving back to my parents, pay child support.

Try telling the missus how you feel?
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December 20, 2012, 01:41:52 AM
 #44

*depressed
life has me beat and I'm about to give up, break up, moving back to my parents, pay child support.

Try telling the missus how you feel?

Managing money and being responsible is part of growing up. If your wife will not adapt to a manageable level, you're probably not meant to be. Talk to her.
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December 20, 2012, 02:13:10 AM
 #45

Money is overrated!  Grin
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December 20, 2012, 02:50:51 AM
 #46

I kind of get the feeling you have hyped up your bitcoins to the point your significant other thinks they are something she can fall back on.  I don't know if this is true, but if she is by nature irresponsible the ball is certainly in your court on how to proceed.  Either you guys communicate better and crack down on misunderstandings and set some boundaries--or you two are going to break up and believe it or not, the situation will degrade further. 

Not getting any now?  Imagine when you are paying child support while living with your parents looking for dates.

Keep your bitcoins my .02 are free.
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December 20, 2012, 02:55:14 AM
 #47

Adam perhaps you have the problem with having so much bitcoins?  Tongue

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December 20, 2012, 03:34:23 AM
 #48

Disregard Women.
Acquire Bitcoin.

... of course only after begging and pleading hopelessly.

Any significantly advanced cryptocurrency is indistinguishable from Ponzi Tulips.
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December 20, 2012, 05:11:14 AM
 #49

I kind of get the feeling you have hyped up your bitcoins to the point your significant other thinks they are something she can fall back on.  I don't know if this is true, but if she is by nature irresponsible the ball is certainly in your court on how to proceed.  Either you guys communicate better and crack down on misunderstandings and set some boundaries--or you two are going to break up and believe it or not, the situation will degrade further. 

Not getting any now?  Imagine when you are paying child support while living with your parents looking for dates.

this is whats keeping me from leaving... is this a good reason to stay together?! really?

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December 20, 2012, 05:30:31 AM
 #50

we will not break up.....

she was the one saying if i didn't stop yelling at her she would leave me -_-
but now that i told her how I feel, she says she'll do more around the house and stop spending...

so its all up to me now.....

i think I'll try harder not to get mad ( or say stupid jokes ... ) that and cutting the VISA... might help.

tonight i'm alone at home, thinking about how it got this bad.

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December 20, 2012, 05:44:50 AM
 #51

Well dude.  I take that as good news.  Open line of communication is key, when people can't talk and disregard others feelings, that's when everything truly hits bottom.  Cursing, "you statements," blame, resentment, etc.

It's hard to stay objective over worldly matters like money, but when cash flow is low, its absolutely necessary.  Agreement over how to proceed is probably the biggest step you could take in the right direction. 

Are you feeling any better?

Keep your bitcoins my .02 are free.
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December 20, 2012, 05:59:45 AM
 #52

Are you feeling any better?

a little...

I still feel like a slave to a corrupt system that's bent on making money off my hard work. lol

I think we will survive... its just hard right now, new baby and all.

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December 20, 2012, 06:16:23 AM
 #53

Quote
I still feel like a slave to a corrupt system that's bent on making money off my hard work.

To some extent, you are.  Fight the power, I've become increasingly suspicious of society as I've grown older.  I really feel everything in the modrn world is specifically designed to keep the contributors down, and the would-be revolutionists distracted.  I personally hate the bogging down of the everyday existence, I make it a priority, and work hard--to keep my head in the clouds.

Keep your bitcoins my .02 are free.
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December 21, 2012, 02:50:37 AM
 #54

i smoked a joint with a buddy earlier, we both had not smoked in a while.
also... wife is back home, things are better now...  Cheesy

lol! weed  Grin

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December 21, 2012, 04:02:02 AM
 #55



lol! weed  Grin


blease resbond -> 1BYJKxpntNn6TZbM5M5CWkEb8vr8vDcBrr
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December 21, 2012, 08:47:10 AM
 #56

we will not break up.....

she was the one saying if i didn't stop yelling at her she would leave me -_-
but now that i told her how I feel, she says she'll do more around the house and stop spending...

so its all up to me now.....

i think I'll try harder not to get mad ( or say stupid jokes ... ) that and cutting the VISA... might help.

tonight i'm alone at home, thinking about how it got this bad.

I would throw her out for that ... It's all up to u ? Is she serious about that?
She spends all YOUR money and you have to cover for that?

She should better get a job to .... At least she can coner something of the dept form her money...

Why does man always fall for women logic :/

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December 23, 2012, 02:26:27 AM
 #57

Car wont start.. gr8 just gr8!

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December 23, 2012, 06:47:28 AM
 #58

Car wont start.. gr8 just gr8!

I'll give you a very important piece of advice. See if you can take it to heart.


Life is hard.

There will be shit coming your way.

You are the only one that can decide how your life shall become.

Therefore, you need to get away from the sense of being a victim, and start getting in charge.

There will be setbacks and fuckups, which is all part of life.

But it is your choice whether you will cave in to the circumstances, or if you will work hard to create the life for yourself and your family that you deserve.

Nobody else can fix this, but yourself.

Merry Christmas.
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December 23, 2012, 06:04:33 PM
 #59

Car wont start.. gr8 just gr8!

I'll give you a very important piece of advice. See if you can take it to heart.


Life is hard.

There will be shit coming your way.

You are the only one that can decide how your life shall become.

Therefore, you need to get away from the sense of being a victim, and start getting in charge.

There will be setbacks and fuckups, which is all part of life.

But it is your choice whether you will cave in to the circumstances, or if you will work hard to create the life for yourself and your family that you deserve.

Nobody else can fix this, but yourself.

Merry Christmas.

good unadulterated advice... I've always been in charge and prepared, its in my character.

but i also like to bitch and complain   Tongue

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