Personally i think my Collateral is valid, since it provide's personal details and apending cashout.
Hahahaha, this post made me laugh. Personal details = worthless. I'm not going to go to court and sue you for 25 euros, and neither will another lender. Also, a pending cashout? Really? The money will be going to
you once it is processed, so it is worthless. You might have the money, but you don't have to repay the loan. Honestly, just go to a bank or a friend for a small loan. Surely they will give it to you?