Wrong way around, start has to be LOWER than the other voltages.
I always ran my fan at 100, but noise wasn't an issue - max cooling was.
Even at 100 my SP20E was quite a bit quieter than my S5s were - the "focused flow" fans that the S5 uses are capable of better CFM against resistance than the AFB-type in the SP20E but the price is that they're louder.
I always set my start voltage higher not lower.
and I never like auto setting of fans
or 100% setting
when I pushed the sp20's hard I set at 80 or 90 %
when I did a high clock I liked 80% never auto
not to argue about voltages but my 65 start and 64 run for all 4 was pretty much a bullet proof setup
I might be misremembering, but I'm pretty sure that mine got squirrly and did wierd voltage things if I tried to set the start voltage higher.
Auto on fan speed I class as worthless.
Fan speed seems to be a matter of taste thing - YS Tech doesn't have quite the rep for longevity that Delta has, but I've had very good luck with them lasting a long time in previous experience with them. For me it was all about "max the cooling so I can push the hashrate as hard as I can" when my electric was relatively cheap....