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Author Topic: ****New microloan service, get your loans here****  (Read 3558 times)
codehtcmail (OP)
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April 30, 2016, 10:08:15 AM
Last edit: May 14, 2016, 10:13:20 AM by codehtcmail
 #1

Hello,
I present to you my new loan service.
I will be giving loans of no more than the value of the offered collateral. I will not be giving any loan with what is considered a good and fully valid collateral.
bitcointalk member accounts and above can be a valid collateral, below that, there should be another collateral, like altcoins or other valid ones.
You need to specify these when applying for a loan:

1- Amount of loan
2- Period of loan
3- Interest offered on the loan
4- Reason for the loan
5- The offered collateral
6- Loan history if you had previous loans.


Edit on April 30, 2016, as suggested by other members:

7- Collateral they will be held by trusted third party member as escrow for the safety of the buyer, list of escrow here https://bitcointalk.org/index.php?topic=855778.0

Edit 2 on May 1st, 2016, as suggested by a senior member:

8- I would ask for signed messages from members applying for a loan to verify their identity and avoid problems associated with bought, stolen or hacked accounts.

I am here to help members in real need and with real intention to return the loans, so serious borrowers only.

Edit 3 on May 14, 2016:

9- I will no more be accepting any accounts as collateral that are below Senior Member rank with a signed message from a stacked address. The reason for this is written here https://bitcointalk.org/index.php?topic=1462756

PS: The terms might be changed in the future, in that case I will post the date of application of the new terms and the reason why they were added to make things clear to everyone.
Kozan
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April 30, 2016, 10:10:17 AM
 #2

Not forget to ask for a staked wallet from un edited post to make sure it's not hacked, and make a deep background check on the user account better be safe and not lose money.
jamesl22
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April 30, 2016, 10:14:07 AM
 #3

Since the lender is new all the collateral should be held by trusted third party escrow for safety of buyer.
codehtcmail (OP)
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April 30, 2016, 10:36:27 AM
 #4

Besides giving loans, I want to establish trust in this forum and make a name for myself. I will take advice from more experienced members and be someone people will want to deal with.
densuj
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April 30, 2016, 10:50:44 AM
 #5

Do you accept loans without collateral for little loans? And fast respons of course. Because micro loans on this forum  have complicated rule to borrower.
codehtcmail (OP)
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April 30, 2016, 10:56:33 AM
 #6

For old trusted members, I can make an exception, but I will have to check their background first, like no defaulted loans and not a sold account.
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April 30, 2016, 01:09:01 PM
 #7

For old trusted members, I can make an exception, but I will have to check their background first, like no defaulted loans and not a sold account.
I will make loans without collateral
1. Amount of loans: 0,005
2. Period of loans: 3 days but if i have btc i will payback soon.
3. Reason of loans: private
4. The offered collateral : no
5. Wallet BTC : 1P5ibQP31x744N8h3t1uvPL6efkkoipqqZ
codehtcmail (OP)
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April 30, 2016, 01:12:09 PM
 #8

How much will you return after 3 days ?
bitkilo
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April 30, 2016, 01:15:03 PM
 #9

Besides giving loans, I want to establish trust in this forum and make a name for myself. I will take advice from more experienced members and be someone people will want to deal with.
You should never mention anything about wanting to establish trust here, trust is something you earn not work for.
Im always wary of anyone that says openly that they are looking to gain trust here.
What are you going to do with the trust once you have it or do you just think the green will make your profile look nicer?

densuj
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April 30, 2016, 01:17:37 PM
 #10

How much will you return after 3 days ?
I will payback 0.006 btc
codehtcmail (OP)
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April 30, 2016, 01:20:21 PM
 #11

Besides giving loans, I want to establish trust in this forum and make a name for myself. I will take advice from more experienced members and be someone people will want to deal with.
You should never mention anything about wanting to establish trust here, trust is something you earn not work for.
Im always wary of anyone that says openly that they are looking to gain trust here.
What are you going to do with the trust once you have it or do you just think the green will make your profile look nicer?
Is there something wrong with wanting to be trusted ?
I am not asking anyone to trust me for nothing, all I said is that I am working to gain trust by making successful trades.
I know trust takes time and effort and thtat's exactly what I am doing.
I understand you concern and will prove myself trustworthy to you and everyone here.
codehtcmail (OP)
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April 30, 2016, 01:23:39 PM
Last edit: April 30, 2016, 01:44:58 PM by codehtcmail
 #12

How much will you return after 3 days ?
I will payback 0.006 btc
I will grant you this loan, 0.005 BTC will be sent to the provided Wallet BTC : 1P5ibQP31x744N8h3t1uvPL6efkkoipqqZ
Receiving address will be 1AAdRQ8Z1uGdBtBTPAR4QFrxB6USw8gwuH

BTC sent :https://blockchain.info/tx/65d01169f74a2d53741428207c7df447fc119d5a38bc3cf1f3d8e26cc04cd789.
Avirunes
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April 30, 2016, 02:07:11 PM
 #13

Since the lender is new all the collateral should be held by trusted third party escrow for safety of buyer.

Well even after someone pointed you this,you didn't added it to your OP.This is an important point as you may run with collateral so it is important to add this point to your main post.Choose your escrow from the list provided in this thread:- https://bitcointalk.org/index.php?topic=855778.0 and continue up with your lending services.Hope you will add it up.GL Smiley
densuj
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April 30, 2016, 02:15:36 PM
 #14

How much will you return after 3 days ?
I will payback 0.006 btc
I will grant you this loan, 0.005 BTC will be sent to the provided Wallet BTC : 1P5ibQP31x744N8h3t1uvPL6efkkoipqqZ
Receiving address will be 1AAdRQ8Z1uGdBtBTPAR4QFrxB6USw8gwuH

BTC sent :https://blockchain.info/tx/65d01169f74a2d53741428207c7df447fc119d5a38bc3cf1f3d8e26cc04cd789.
Where is wallet if i will make payment my loans?
codehtcmail (OP)
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April 30, 2016, 02:17:17 PM
 #15

The return wallet is

1AAdRQ8Z1uGdBtBTPAR4QFrxB6USw8gwuH

I have the habbit of calling it address rather than wallet.

Do you confirm you received the amount of the loan on the wallet

1P5ibQP31x744N8h3t1uvPL6efkkoipqqZ

?
densuj
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April 30, 2016, 03:06:50 PM
 #16

The return wallet is

1AAdRQ8Z1uGdBtBTPAR4QFrxB6USw8gwuH

I have the habbit of calling it address rather than wallet.

Do you confirm you received the amount of the loan on the wallet

1P5ibQP31x744N8h3t1uvPL6efkkoipqqZ

?
Yes i am confirm my loans. I will payback soon thanks
Kozan
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April 30, 2016, 03:18:53 PM
 #17

The return wallet is

1AAdRQ8Z1uGdBtBTPAR4QFrxB6USw8gwuH

I have the habbit of calling it address rather than wallet.

Do you confirm you received the amount of the loan on the wallet

1P5ibQP31x744N8h3t1uvPL6efkkoipqqZ

?
Yes i am confirm my loans. I will payback soon thanks

Quoted for safety
immangrace
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May 01, 2016, 03:58:09 AM
 #18

Hi,

Loan Amount : 0.02 BTC
Repayment Amount : 0.023 BTC
Period : 10 days
Collateral : This bitcointalk account
Bitcoin Address : 1ELH7DWP64RZ6akr2UWSMVpae3PzjkN1KY

Note: Addresses used before 2016 can't be signed.

Your Point Is Invalid
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May 01, 2016, 04:02:51 AM
 #19

Hi,

Loan Amount : 0.02 BTC
Repayment Amount : 0.023 BTC
Period : 10 days
Collateral : This bitcointalk account
Bitcoin Address : 1ELH7DWP64RZ6akr2UWSMVpae3PzjkN1KY

Note: Addresses used before 2016 can't be signed.
May I ask why you are using a completely new address to request this loan?

bitkilo
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May 01, 2016, 04:06:10 AM
 #20

Hi,

Loan Amount : 0.02 BTC
Repayment Amount : 0.023 BTC
Period : 10 days
Collateral : This bitcointalk account
Bitcoin Address : 1ELH7DWP64RZ6akr2UWSMVpae3PzjkN1KY

Note: Addresses used before 2016 can't be signed.
May I ask why you are using a completely new address to request this loan?
And also why can no address used before 2016 be signed?
That would imply to me that you purchased this account after January 2016

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