Note : I'm not a developer for taler.net -
everyone is - it's a free (open source) payments system in development.
Electronic payments for a liberal society!
Taler is a new electronic payment system under development at Inria. Today, this website only presents the advantages our system is expected to provide. We expect to make the payment system available to the general public in 2016.
Taxable"Unlike BitCoin or cash payments, Taler ensures that governments can learn their citizen's total income and thus collect sales, value-added or income taxes. Taler is thus a currency for the mainstream economy, and not the black market."
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https://taler.net/governments"Unlike BitCoin or cash payments, Taler ensures that governments can learn their citizen's total income and thus collect sales, value-added or income taxes. Taler is thus a currency for the mainstream economy, and not the black market."
Anonymous"When you pay with Taler, your identity does not have to be revealed to the merchant. The bank, government and exchange will also never learn how you spent your electronic money. However, you can prove that you paid in court if necessary."
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https://taler.net/citizensLibre"Taler is free software from GNU implementing an open protocol. Anybody is welcome to inspect our code and integrate our reference implementation into their applications."
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https://taler.net/developersElectronic"Taler is designed to work on the Internet. Using a so-called RESTful protocol over HTTP or HTTPS, Taler is easy to integrate with existing Web applications."
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https://taler.net/merchantsReserves"Taler uses an electronic exchange holding financial reserves in existing currencies. This means that Taler is not a new currency with the inherent currency fluctuation risks, but instead the cryptographic coins correspond to existing currencies, such as US Dollars, Euros or even BitCoins."
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https://taler.net/investorsNews - Taler 0.0.0 released."6-2016: GNU Taler 0.0.0 released
We have reached our first big milestone, the 0.0.0 release! The release includes implementations of a bank, exchange, merchant and wallet and is available on the GNU FTP mirrors.
While the exchange implements the complete protocol, the implementations of merchant and wallet are both fundamentally incomplete and still lack key features, including important error handling. GNU Taler still lacks an implementation of an auditor or logic for integration with "real" banks. Thus, this release should not yet be used for actual financial transactions.
That said, you can already setup your own functional payment system and run your own toy currency -- or just try out the demo using the Chrome/Chromium browser at demo.taler.net.
Please provide feedback to our bug tracker. There, you can also find our roadmap which contains a list of known open issues and our plans for the near future."
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https://taler.net/news...
Taler technology: About taxability, change and privacy"One of the key goals of Taler is to provide anonymity for citizens buying goods and services, while ensuring that the state can observe incoming transactions to ensure businesses engage only in legal activities and do not evade taxes (such as income tax, sales tax or value-added tax). However, we also want to stay out of the immediate personal domain, so sharing funds within a family or copying coins between devices should not be subject to monitoring by the state.
In Taler terminology, we distinguish between transactions where the exclusive ownership of the value of a coin is passed from one entity to another, and sharing whereafter control over a coin is shared by multiple electronic wallets (which may belong to different individuals). In Taler, the receiver of a transaction is visible to the state and thus can be taxed, while sharing is invisible to anyone not involved. Once a coin is shared among different individuals, any one of those can try to spend it, but only the first spender would succeed. Thus, sharing requires a strong trust relationship among the individuals involved, and thus represent interactions in the protected immediate personal domain, and not commercial transactions.
When Taler needs to provide change, for example because a customer only has a 5 Euro coin but wants to make a 2 Euro purchase, it needs to create fresh coins (of a total value of 3 Euros) that are unlinkable to the original 5 Euro coin to ensure privacy. To ensure that the resulting refresh operation where the change is converted to fresh coins cannot be used to transfer funds from one entity to another, Taler ensures that any owner of an original coin that was involved in a refresh operation can follow a link to the private information of the fresh coins generated by the operation. As a result of this trick, refresh operations cannot be used to create transfers, as the linkage ensures that the fresh coins are always shared with the owner of the original coin.
As a result, Taler does not intrude into the personal economic domain, offers good privacy, taxability for transactions and the ability to give change."
- source : taler.net
