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Author Topic: Do you use a Bitcoin debit card?  (Read 7721 times)
blackhawkeye1912
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January 24, 2017, 01:10:55 PM
 #141

Just curious how many users use one of these..

I've started using Xapo and its pretty good actually.
I can buy whatever I want with BTC.

They have some fees,I tried finding some companies with lower fees but no luck.

They card costs 18$,I guess it was..Actually all companies want like 15$-20$ for a debit card.
Which is a good investment..I guess..

Which one do u use and what are their fees? Smiley
Well good for you that kind of service in xapo, and it can an edge to you too. But sad in my part here in my place bitcoin is that popular for now only few people I know or familiar with this things. Hoping in the near future or before end of this year my country will become open into bitcoin.
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January 24, 2017, 03:17:56 PM
 #142

XAPO is making ways to make their wallet more usable by their holders, tho it is a good strategy, but it will make the users to spend more, anyway who does not want to  try to spend their bitcoin in public.
I agree with you buddy, they are making way to earn more from their users by using the fees charge,
Though it was a nice strategy for those business minded, but to the users you cannot save that easy if you got an option of having this debit card.
 

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January 24, 2017, 03:26:01 PM
 #143

Bitcoin in my country are still banned and no one has used it officially as a means of payment. No news as to tell that there are outlets that accepted bitcoin. This ia because peoples knows bitcoin is still scarce. If I have a debit card bitcoin, of course, is not useful, so I do not have a debit card bitcoin.
That is very bad for your country that your country have banned bitcoin I think they do not know the benefits of bitcoin. According to my views if a country will deny their citizens from bitcoin then they are indirectly denying their people from the development and success.
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January 24, 2017, 05:46:48 PM
 #144

Who are the card issuers for the MasterCard version of these bitcoin debit cards?
I know Gibraltar is for Visa ones.

Are there any that don't charge you monthly to not have a balance on the card?
I can understand if you do but if I want to keep it dormant until I need it then this does not make sense. I just want to have the card ready and waiting for when I want to start using it.

Yes for Visa they are isssued from Gilbraltar. From what i noticed, for Mastercard they are issued from Wave Crest Holding. But i know only two sites having Mastercard that you can load with bitcoin. Avirexapp and Advcash. I own one from Advcash and it was coming from Germany. They don't charge monthly or annual fees for their card and the price is 5$. They also offer VCC for 1$ if i remember. They have a 3,000 USD/EUR daily limit for ATM cash withdrawals

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January 24, 2017, 06:55:57 PM
 #145

Just curious how many users use one of these..

I've started using Xapo and its pretty good actually.
I can buy whatever I want with BTC.

They have some fees,I tried finding some companies with lower fees but no luck.

They card costs 18$,I guess it was..Actually all companies want like 15$-20$ for a debit card.
Which is a good investment..I guess..

Which one do u use and what are their fees? Smiley

Im not really aware that there are such debit cards that use bitcoin. Mkst likely with xapo, it converts btc to fiat when you do the purxhase. It's not really that much well kniwn yet though i'd love to have a debit card that uses btc so i can use my own btcs for purchase. It's just nit available from my location and i don't think it is available in mkst countries also


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September 03, 2017, 02:28:40 PM
 #146

if needed i want to have it?
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September 03, 2017, 02:34:31 PM
 #147

I hade one, about a year ago, for most payments it worked fine.
Had in issue once where my money was put on hold, but it all was available again after two weeks.
There were no further problems.
Right now I'm back to using my credit card.
My coins have become too valuable to me in the meantime.
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September 03, 2017, 02:37:55 PM
 #148

As a matter of fact, I use several. My country's government (Greece) imposed big restrictions on outgoing bank transfers and withdrawals as measures against a bank run so getting one was a must. I have also created a thread related to bitcoin debit cards.

Check it out:

List of bitcoin debit cards

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September 03, 2017, 02:44:38 PM
 #149

I would really love to have a bitcoin debit card but sadly most top bitcoin debit card companies doesn't ship to my country so I use Payza MasterCard. Even though its not a bitcoin debit card, you can upload funds on it with USD and exchange it to bitcoin on the same site. You can also use it to withdraw your btc to a bank.
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September 03, 2017, 02:50:34 PM
 #150

I haven't use one but I know they exist and the reason for that is because its more expensive to use when converting to fiat where you will have to pay loading fee then thereafter charge you for withdrawing the experience I have with my Payoneer card is something enough where I was charged for even checking account balance not to talk of a btc card whether visa or master cards.
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September 03, 2017, 02:51:17 PM
 #151

in my country there is no such thing as bitcoin credit card, if there is in my country then this is very good for bitcoin users, in addition to make it easy to transact, shopping in supermarkets can be used

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September 03, 2017, 03:12:29 PM
 #152

I am less interested to using Bitcoin debit card and feel more accustomed to using blockchain to make transactions. Also i think, it's more confidential. Btc i have not yet too big, so it is very risky to use btc debit card for me.
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September 03, 2017, 03:19:42 PM
 #153

Bitcoin in my country are still banned and no one has used it officially as a means of payment. No news as to tell that there are outlets that accepted bitcoin. This ia because peoples knows bitcoin is still scarce. If I have a debit card bitcoin, of course, is not useful, so I do not have a debit card bitcoin.
That is very bad for your country that your country have banned bitcoin I think they do not know the benefits of bitcoin. According to my views if a country will deny their citizens from bitcoin then they are indirectly denying their people from the development and success.
Government have reason cannot accept Bitcoin. In fact, if they accepts an asset nobody management it, just by rich man and miner control all system (example 51% attack or control price on market), have many risk when accept Bitcoin. And they also do not taxes fee Bitcoin user Tongue
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September 03, 2017, 04:04:48 PM
 #154

A few days back, I got one from Bitplastic. The limits are quite low, and the fee is very high. But still, I thought that I should get one. In India, the government is generally suspicious of Bitcoin activity, and there is a real chance that they will shut down the online exchanges. In such instances a debit card will become very useful.
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September 03, 2017, 04:06:58 PM
 #155

They don't cost too much but I think that I'm spending the wrong money If i choose to spend bitcoin through bitcoin debit cards, they are good if we have no other option to spend the funds but for normal cases I wouldn't spend the bitcoins.

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September 03, 2017, 05:38:26 PM
 #156

I'd use such a card for sure. I don't want to exchange the majority of my BTC and I'd better exchange small parts of my holding when I buy something...

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September 03, 2017, 05:52:52 PM
 #157

 
I would really love to have a bitcoin debit card but sadly most top bitcoin debit card companies doesn't ship to my country so I use Payza MasterCard. Even though its not a bitcoin debit card, you can upload funds on it with USD and exchange it to bitcoin on the same site. You can also use it to withdraw your btc to a bank.

I did not know that PAYZA was doing this kind of development, but I figured out how it works, but I'll look at the details later, I guess there is no card fee, is it free?

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September 03, 2017, 06:06:09 PM
 #158

I would really love to have a bitcoin debit card but sadly most top bitcoin debit card companies doesn't ship to my country so I use Payza MasterCard. Even though its not a bitcoin debit card, you can upload funds on it with USD and exchange it to bitcoin on the same site. You can also use it to withdraw your btc to a bank.

I did not know that PAYZA was doing this kind of development, but I figured out how it works, but I'll look at the details later, I guess there is no card fee, is it free?

Understand the answer first because he didn't mean that bitcoin is been adopted by payza team. He just said he is already using master and payza cards to credit with funds in his account not btc wallet. So there is no answer for your question asked here.

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ss890
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September 04, 2017, 05:25:38 AM
 #159




XAPO is making ways to make their wallet more usable by their holders, tho it is a good strategy, but it will make the users to spend more, anyway who does not want to  try to spend their bitcoin in public.


I agree with you buddy, they are making way to earn more from their users by using the fees charge,

Though it was a nice strategy for those business minded, but to the users you cannot save that easy if you got an option of having this debit card.

 




They are not international entity yet and they lack the customer base for that reason. Though they have created a spendable bitcoin through debit cards but it's not use if I can't spend or use my crypto card in other countries. It should have that potential as I can just fly with it anywhere in the world. Now that would be great experience to tell anyone I meet with my bitcoin card. :-)


denny27
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September 04, 2017, 05:47:29 AM
 #160

For me personally i have never used a debit card on Bitcoin. Looks like there is no debit card available for bitcoin in my country, Of course if it is available i will using it. That would be very beneficial in bitcoin transactions.

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