Who wants to open own Bitcoin Bank? ))

[rico666]

Sir)) you have your bitcoins in the wallet. what interest you can take?

Zero.

if you have 1 BTC, 1 year later your wallet will contain 1 BTC.

Yes, but this 1 BTC may be worth $800 by then.

If you put money in the bank, your account will increase to 1,15 BTC, for example.

That would be 15% p.a., for example. That doesn't even qualify as delusional.
Quick reality check:

http://www.fio.cz/docs/cz/urokove_sazby_FO.pdf

0.25%

Also, where you can take a loan? From another your account? of course you can do without borrowings

Of course I can. How did you know?

Bitcoin extends and complements the banking system, not breaks it down.

Bingo! And therefore, you should try to find some application in this "extending and complementing" area. You will not be successfull in the traditional banking area. Because - guess what: That's where the banks are. It's way easier for a bank to integrate Bitcoin, than for a poor (sorry everyone with less net worth than $1M) Bitcoin-Fan to become a bank.

http://www.coindesk.com/bitcoin-de-launches-integration-with-fidor-bank-accounts/
http://www.coindesk.com/fidor-ethereum-core-banking/


Rico

[bbankpro]

That would be 15% p.a., for example. That doesn't even qualify as delusional. Quick reality check:

and.. what? where is bitcoin? and how these rates associated with bitcoin banking software?

Yes, but this 1 BTC may be worth $800 by then.

and.. what? your funds will $800; with bank your funds will $800*1.15=$920, or $800*1.25=$1000 if bitcoin banker will offer you this rate

I'm not a banker; I'm programmer and I try to make a financial system for bitcoin.

[bbankpro]

Today bitcoin is the bubble, because its price entirely depends on the individual's willing to buy and sell. Bitcoin is not involved into the real market. This is a problem what I want to solve. You did not tell alternatives; you just 'hate' banks. Nothing else. It's sad.

[bbankpro]

It's way easier for a bank to integrate Bitcoin, than for a poor (sorry everyone with less net worth than $1M) Bitcoin-Fan to become a bank.

Sir Right now we're talking about Bitcoin Banking Software for EVERYBODY (including, and first of all for, Bitcoin-Fan!). Banks need spend about $10m...$15m (in US, maybe, $50m) and more to make their online bitcoin-bank. I am offer ready-to-use bitcoin bank without down payment. If bank make a profit, I want a share of the profit, but, generally, if you open your bitcoin bank with us, you need operating capital only.

[X7]

To what end? the words Bitcoin and Bank are quite contrary to each other. In pretty much every sense of the word

[mobnepal]

I think usual bitcoin web wallets can be considered as bitcoin banks and actually like banks have hand over our money web wallets also have access to our bitcoin and i don't see any difference between your concept of bitcoin bank and existing web wallets. And for anyone to back your project few more details regarding any registered company you have under which this bank/web wallet will be launched? Haven't you tried to fund your project with crowdfunding platforms yet?

[cloverme]

He's new and doesn't see the vision of what bitcoin is or what it will be in the future. Bitcoin isn't a bank, it's the end of the bank. Not his fault, we all take that first step and try to grasp the vision of what Satoshi created.

[bbankpro]

we paid for development from own funds; today we're looking for entrepreneurs who will open bitcoin banks

wallets: not a banks
no deposits, no loans, no role in real business, no investment activity etc.

[iv4n]

I`m not sure how much this can work, banks have their system but to register in the bank you need to give them all documents, they lends money at interest in exchange for taking title of the debtor's property. How do you think to implement all that in bitcoin, anonymity will disappear.
I don`t wish to kill your dream, but you need to think about everything once again. And then decide what will you do, who knows maybe this can work and maybe you can make something good from all this, who didn`t try, didn`t know what can happen.

[liyueyue8964]

i agree that we need a new financial system to promote Bitcoin usage but I disagree we neéd bank to make it better.

we can do it P2P no matter i wanna borrow bitcoin or vice versa.

No matter what, no matter when BANK is still centralized and will be always, this will ruin bitcoin usage

MORE PEOPLE USE BITCOIN THEN FASTER BANK WILL DISAPPEAR SOONER OR LATER 

[Gimo]

Everyone can only save the biggest amount of bitcoin and wait. This will be as a feature of the banking system and  this is all we can do.