chronos00 wrote:
I opened an account at OKPAY 60 days ago. I provided every documentation they asked for, and all of it was accepted, thus getting my account completely verified.
Despite all this, after 46 days of making my MoneyBookers (Skrill) transfer, it is still on hold.
https://bitcointalk.org/index.php?topic=62777.0As I see, a lot of people have encountered this problem when using OKPay. This can be seen on their forum (
http://forum.okpay.com/forumdisplay.php?5-Sending-Receiving-OKPAY). Almost all the posts are devoted to unmotivated delays in the transfer of funds. At the same time, funding on OKPay account does not cause any problems and always happen instantly. I am no exception as well. Unfortunately I wasn't smart enough and do not read the reviews before to use that service. Presently I am more "lucky" then you 'cause I am waiting for my money 5 days "only"
. Moreover, the support OKPay went on to direct forgery by sending me a screenshot with information about what's my problem is on Liqpay side from where I sent money to OKPay account. Fortunately, I am a client of of the bank, which owns Liqpay, so for me it was easy to find out. As it turned out later, that screenshot has nothing to do with my payment. Within an hour Liqpay supports gave me incontrovertible proof that the money came at the OKPay account instantly and gave the number of the order of payment (ORDER_ID: 362896:362896) to provide OKPay. For comparison: in five days OKPay support replied to me only 1(!) time. However, when I caught them on forgery their support just stopped responding to requests. But I realize that there is quite a bit people like me, who are equally well-versed in finance and in-laws, which opens up a huge scope for abuse.
I think there is every reason to think that we are dealing with a conscious policy of the company which allows them to keep the money in their account as long as possible. The greater the amount on their account, the large amounts company can operate with, the more profit OKPay receives from the bank and debtors. Their MC debit card service also suggests that the retention of funds in OKPay accounts is a top priority for the company. I'm just think it has no relation to the service of "
instant payment."
The most ugly fact that OKPay does not just blocks a transaction as other companies do - in fact OKPay "freeze" your funds, actually confiscating assets indefinitely without proper legal basis. Actually it is the unauthorized use of funds. In fact, we are talking about forced lending without the lender's consent and payment of remuneration.
I need some time to get acquainted with the British financial and corporate law, as well as dig into their statutes to understand how such actions correspond to the UK corporate and financial legislation. If I have time, I will do it next weekend. I certainly would not apply the lawsuit 'cause the game's not worth the candle (unless it is a class action lawsuit, I indirectly engaged in such in Russia, Ukraine and India sometimes), but I can at least make a formal complaint to the appropriate financial authority.
But in any case, until I have every reason to recommend to avoid this method of payment.
Regards,
A.K.
