I understand, the arguments that others say may sound avoidable, but they have serious base. Look, I have an
ACTUAL STORY where I lend someone who also was all nice, even offered account...etc. and you can see how it ended. Now, that story turned out well for me, but that is thanks to the good members of our community, especially @teddy5145. So, when people say you have to provide a valid collateral has good reasons and they have good intention. Just try to get a collateral that stands up to the value you are asking for and anyone who lends you should take the collateral. It just serves our common good.
As for the offered accounts, I am not sure how they would worth the requested amount to someone who has no malicious intention.
