[BOUNTY] Suretly

[Todaytech]

What percentage of the profit will the guarantors receive?

[berlinboy]

What percentage of the profit will the guarantors receive?

And will this percentage of profits increase?

[oficman]

What percentage of the profit will the guarantors receive?

And will this percentage of profits increase?

That would be good. And what needs to be done to increase the percentage of profits?

[Aleksandra 81]

Will the percentage of profit be increased by the guarantors?

[berlinboy]

How many users are already testing the platform?

[Todaytech]

How many bugs are already detected by users?

[oficman]

With which group of borrowers is it more often necessary to work as guarantors to increase their rating?

[suretly]

Borrowers will not register themselves as the app users. We will get all needed info from microfinance companies through API.
As a user of the app you will see the percent of loan repayment among people like the borrower you want to vouch for.

I will ask otherwise.
Let's say I want to vouch for a new borrower. There are reliable data on it, and there is no credit history. What is the frequency of loss for the guarantor (me)?

Hello!

First of all, as a voucher you will see the rating of a borrower and probability of return.

And, based on the data of pilot project, around 20% of vouchers took losses. BUT! 25% of them preferred to vouch for borrowers of G rating (the lowest possibility of return). Also, 20% jn vouchers got 10% profit (per 2 weeks).

[suretly]

With which group of borrowers is it more often necessary to work as guarantors to increase their rating?

That is not vouchers' duty to increase rating of a borrower ))) If the borrower pays the loan back, his rating improves.

[suretly]

How many bugs are already detected by users?

Not that much!

Less than 10. And, we registered over 120 (!) people willing to test the app!

[suretly]

What percentage of the profit will the guarantors receive?

Hi! The fee is calculated based on the credit rating and the probability of return, and it may differ from one borrower to another.

Based on the information of pilot project, about 21% of our users earned 10% per 10-15 days.

[suretly]

Will the percentage of profit be increased by the guarantors?

Sorry, I did not understand the question

[Aleksandra 81]

With which group of borrowers is it more often necessary to work as guarantors to increase their rating?

That is not vouchers' duty to increase rating of a borrower ))) If the borrower pays the loan back, his rating improves.

So the guarantor will not be able to raise his rating in order to earn more?

[oficman]

How many bugs are already detected by users?

Not that much!

Less than 10. And, we registered over 120 (!) people willing to test the app!

Excellent! The fewer errors, the better the functionality of the application will work.

[berlinboy]

With which group of borrowers is it more often necessary to work as guarantors to increase their rating?

That is not vouchers' duty to increase rating of a borrower ))) If the borrower pays the loan back, his rating improves.

I can not understand: will the guarantors have a rating or not? If so, how can it be raised?

[Todaytech]

What percentage of the profit will the guarantors receive?

Hi! The fee is calculated based on the credit rating and the probability of return, and it may differ from one borrower to another.

Based on the information of pilot project, about 21% of our users earned 10% per 10-15 days.

These users worked with short-term loans?

[Aleksandra 81]

Is there a statistics on the return of microcredits from new users?

The guarantors will be interested not only in statistics on new platform customers, but also on the old ones.

A new user is someone who has not yet taken out a loan.
I would like to know how often such users take just one microcredit and do not return.
Statistics of trusted users are of little interest, since these users have already been checked by time.

Hi, CLywaTeLb!
Borrowers will not register themselves as the app users. We will get all needed info from microfinance companies through API.
As a user of the app you will see the percent of loan repayment among people like the borrower you want to vouch for.

That is, borrowers will not even know where the guarantors came from?

[berlinboy]

Where will borrowers make out a loan: on this platform or in the company office?

[oficman]

In the future will be introduced on the platform of a different currency, in addition to Russian rubles?

[Todaytech]

In the future will be introduced on the platform of a different currency, in addition to Russian rubles?

Probably not, because consumer loans are rarely made in foreign currency. Especially microloans.