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Author Topic: DNotes 2.0 - Staking, CRISP Interest, DNotes Pay  (Read 148704 times)
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November 16, 2018, 06:04:45 AM
 #5861

Well it seems that Alan was right and crypto as whole will still see some big shakes and only the ones that are prepared for challenges of future will survive.

It is very reassuring that DNotes was created and is being developed with that in mind Wink Road ahead is still long, but at least we know that we are on the right path Wink

You make a great point Amadeus82. The road is indeed long, and the next year or two could see many well-funded projects begin to feel the squeeze of their funding reserves and subsequently need to review how they deploy their available capital. I've noticed many projects already doing this to ensure longer-term survival. Ethereum has dropped from its all-time-high of $1417 down to now some ~$180ish. The bulk of ICO projects that raised funds in the later phases of the crypto bull run will have discovered that their original investment may be only 15-40% what it was when they raised the funds, and they'll continue to draw from them at this reduced rate. As Warren Buffet said "When the tide goes out, you discover who has been swimming without any clothes."

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November 16, 2018, 04:02:30 PM
 #5862

Wondering what DNotes is all about? Here’s the basics:

What is DNotes?
•   DNotes is a digital currency with a purpose: to serve as a real currency that people can use in their daily lives - unlike other digital currencies that focus on solving niche problems, with no plan to become a real, usable currency.
•   The DNotes goal is simple: achieve mass adoption and become the world’s first accessible, inclusive, and financially empowering digital currency that benefits everyone around the globe.

What are DNotes’ Benefits as a Currency?
•   DNotes is managed as a business – but not controlled as one.
•   DNotes success is driven by a profit-generating company, DNotes Global, created to promote mass adoption, protect the currency, and ensure sustainable growth.
•   DNotes’ unique CRISP savings program rewards DNotes owners with 0.5% interest, every month
•   DNotes offers staking rewards for stakeholders – at 2% a year.
•   DNotes provides blockchain invoicing features to simplify merchant acceptance and adoption of the digital currency.

What Benefits Does DNotes Global Provide?
DNotes Global protects DNotes and its stakeholders, promotes mass adoption, and creates value and utility for the digital currency, including a fully integrated ecosystem.
The company provides a unique cross-ownership model, where DNotes will have 25% of DNotes Global (pre-dilution), while the for-profit business maintains a stake in the digital currency.
DNotes Global generates profit, creating intrinsic value for the DNotes currency to help create a “floor” for the digital currency’s value.
DNotes Global has plans to build a long-term competitive advantage by offering services that utilize DNotes. That strategy will also help to facilitate awareness and adoption of the DNotes currency.
Long term competitive advantage DNotes Global will provide in offering services that utilize DNotes.

What’s Next?
Fully compliant Reg D 506 (c) crowdfunding followed by a Reg A+ Mini-IPO.
DNotes Payment Solution Integration into Existing eCommerce Platforms
Cold Staking Implementation & More

Where can I learn more?  
Pitch Deck - https://dnotesglobal.com/PitchDeck.pptx
Pitch Deck Video - https://www.youtube.com/watch?v=XculeWKdbbE
White Paper - https://dnotesglobal.com/white-paper/
Website - http://dnotescoin.com/
Blog - http://dnotescoin.com/blog-main-hub/




DNotes Pay


DNotes Pay Digital

Use: Selling individual products from a website that can be delivered automatically via a download link or directed to a specific webpage without collecting any information from the buyer.
Integration: Can be integrated into any PHP website.
Instructions:
Edit address.txt and add your DNotes addresses, 1 per line.
Edit index.php and change the 6 Config values at the top.
Upload all files to your web site.
Link to this page via hyperlink or button to accept payments.

https://www.youtube.com/watch?v=4tLDY3RPSbc&t=545s

Features:
Universal PHP/Javascript script.
No database required.
Automatic payment confirmation and product delivery.
No buyer information required.

Script:
https://github.com/DNotesCoin/dnotespay-digital-poc


DNotes Pay Digital - Wordpress Plugin

Use: Selling any number of individual products from a Wordpress website that can be delivered automatically via a download link or directed to a specific webpage without collecting any information from the buyer.
Integration: Can be integrated into any Wordpress website.
Instructions:
Download the plugin and install on your Wordpress website.
Configure your DNotes Pay payment button.
Place the shortcode where ever you would like on your Wordpress website to display the purchase button.

https://www.youtube.com/watch?v=OqKmqHiIXGk

Features:
Easily install on any Wordpress website.
Sell any number of individual products.
Automatic payment confirmation and product delivery.
No buyer information required.

Download Plugin:
https://github.com/DNotesCoin/dnotespay-wp-digital-poc/releases

Source:
https://github.com/DNotesCoin/dnotespay-wp-digital-poc


DNotes Pay Software

Use: Selling software on a Pay Per Period or lifetime purchase automatically and without collecting any information from the buyer.
Integration: Can be integrated into any program, C# example provided.
Instructions:
For C# and .NET applications, modify the code example and integrate into your program.

https://www.youtube.com/watch?v=9myDnwR7SF0

Features:
Automatically accept payments for use of your software.
Novel Pay Per Period model.
Add in any additional security your program may require.
No additional requirements.

Script:
https://github.com/DNotesCoin/dnotespay-sw-poc


DNotes Pay Checkout

Use: Selling products and services for DNotes in your own online shopping cart / web store.
Instructions:
https://github.com/DNotesCoin/dnotespay_checkout/blob/master/README.md

Features:
Buyers do not have to wait for blockchain transaction confirmation to finalize their purchase.
Minimal requirements, PHP and database capable hosting.
Flexible solution, integrated with any checkout system including custom carts.

Script:
https://github.com/DNotesCoin/dnotespay_checkout


DNotes Pay Payment Gateway for WooCommerce

Use: Accept payments in your WooCommerce eCommerce website.
Instructions: https://github.com/DNotesCoin/dnotespay_payment_gateway_woocommerce

Features:
WooCommerce is a free and very easy to use and setup eCommerce platform.
DNotes Pay extends the payment functionality to DNotes.
No waiting for transactions, everything is processed on the back end.

Script:
https://wordpress.org/plugins/dnotes-pay-payment-gateway-for-woocommerce/









DNotes 2.0 Frequently Asked Questions:

Q: What is new with DNotes 2.0?

A: DNotes 2.0 is a major improvement on the original DNotes blockchain. The new blockchain will allow DNotes and its partner company DNotes Global to achieve its objective to connect DNotes to the modern world of finance and commerce. The new blockchain is faster, more secure, and consumes only a fraction of the electricity. It also allows custom invoices to be created and attached to transactions, and changes the economic incentives of the network to one that encourages savings with the switch to the Proof-Of-Stake algorithm, and paying 0.5% interest on balances that haven’t moved from a wallet address in a 30 day period (~6% per annum).

Specifications

POS
2% Annualized Staking Reward
Individual blocks reward will be Current Total Coins / 525,600 * 0.02
60 Second Block Target
0.005 Transaction Fee
Source: https://github.com/DNotesCoin/DNotes2.0
Download Wallet: http://dnotescoin.com/#Download
Directory DNotes2 (C:\Users\USERNAME\AppData\Roaming\DNotes2 on Windows)
CONF dnotes.conf (all lower case)

DNotes 2.0 Features
Switch to PoS
CRISP Reward - 0.5% interest every 30 days. Awarded by address. Calculated on a 30 day cycle.
Automated Invoicing (First Phase) - Integrated blockchain invoice number

There will be a soft deadline where DNotes mined after that block will not be redeemable for 2.0 coins:
4/16/2018
Block# 2180897
133,574,552 Will be the total swappable amount of DNotes we create
+20,000,000 Allocated to DNotes Global, Inc for Development & Growth Fund
153,574,552 Total DNotes 2.0 Created

The next update (TBD) will include:
Deferred Staking

Q: How do I swap my coins? (after April 16th)

A: The DNotes coin swap process will now be done through a private fork of the legacy DNotes blockchain. We have created this fork to ensure that legacy DNotes holders are still able to swap their legacy DNotes for DNotes 2.0 long after the deadline, in the event they missed the swap. This also ensures we will not be accepting newly purchased or mined DNotes, protecting our users and network.

In order to swap your coins, you will need the following DNotes v1.3 wallet, which you can download here:
http://dnotescoin.com/DNotes/dnotes-qt1-3.zip
You will need to copy your wallet.dat or wallet backup file to C:\Users\USERNAME\AppData\Roaming\DNotes1-3 directory, open the wallet application and allow it to update.
Next, you will need an address to send your legacy DNotes in to for the coin swap, you can generate a legacy address with the following instructions:
Create a DNotesVault.com account if you don’t already have one.
Login to your DNotesVault.com account, and click the HISTORIC tab at the top.
Click Create Address, and send your DNotes to the address you just created.

Coin swaps will be processed once a month until further notice.

Q: What is the cutoff date for mined DNotes that can be swapped to the new DNotes blockchain?

A: We have set April 16th 2018 as the soft deadline. No DNotes mined after this date will be eligible to be swapped to DNotes running on the new blockchain. We will continue swap DNotes after that date, however the process will not be as easy and will take more time. Any DNotes 1.x purchased on exchanges after the 16th will not be eligible for the swap.

Q: Will DNotes 2.0 be listed on new exchanges?

We are currently listed on:
https://mercatox.com/exchange/NOTE/BTC
https://stocks.exchange/trade/NOTE/BTC
https://www.nlexch.com/markets/notebtc
https://bitebtc.com/trade/note_btc

Beta or Future Exchanges we are working with:
https://blockbid.io/

Q: Are the new DNotes 2.0 coins worth the same as the old coins?

A: Yes, they are worth exactly the same. However we can not predict what price movements will occur at exchanges once DNotes is relisted using the new coins.

Q: I have Mac or Specific Linux OS, will there be wallets for these?  

A: Yes!
We currently have Windows / Mac / Linux Mint / Ubuntu Desktop wallets at DNotesCoin.com. If you need something else, please let us know.

Q: Where is the block explorer?

A: https://chainz.cryptoid.info/note/


Staking

Q: What is Staking?

A: Staking your coins helps to support the DNotes network, and the network currently pays out roughly 5 DNotes every minute to one address on the network based on a probability that centers on how many coins the user is staking with as a percentage of the total number of coins being staked on the network. The DNotes network pays out ~2% of the total number of coins per annum. If 100% of DNotes were being used to stake on the network, then by probability each user could expect 2% growth in the number of coins they have. If only 50% of coins are used to stake, then those users could expect approximately 4% growth that year.

Q: Can I stake my coins on the DNotesVault?

A: You cannot currently stake your coins that are on the DNotesVault, you will need to withdraw your DNotes 2.0 to a local wallet and stake your coins from your local wallet. We will in a future release incorporate cold staking, which will allow you stake your coins while they are safely tucked away inside the DNotesVault. However, we do not have an ETA, it will be one of our highest priorities for next upgrades.

Q: How do I stake?

Disclaimer: It is recommended that you properly secure your computer and wallet, as well as make proper backups, before attempting to run your own staking wallet. Failure to properly secure your DNotes may result in loss or theft. If you are not familiar with the process, please start off small and familiarize yourself with the process.

You will need to download the DNotes QT wallet here: http://dnotescoin.com/#Download

Install the wallet (and we recommend creating a backup, after encrypting your wallet)
Go to settings, and then ‘encrypt wallet’. Enter your password twice (and do NOT forget it, or you will not be able to access the wallet and we can not help you).
Go to settings, and then ‘unlock wallet’, enter your password, and select “for staking only”. This will prevent any transfers from being made from your wallet without the password while you stake your coins.
Soon the arrow at the bottom will turn green. This means that your coins are now staking.
   
Video: https://youtu.be/bR66LWPRzAU

Q: How do I get the most out of my staking efforts?

A: There is no trick to staking efficiently. The factors involved are your coin weight versus the network coin weight and coin weight is the number of coins currently staking. The age does not matter, nor does how you divide or move your coins around.

Q: How much can I earn staking?

A: That depends on how many coins you are staking and how many coins are being staked on the network. The blockchain distributes Current Total Coins / 525,600 * 0.02 every block, or every 60 seconds. You may calculate how often you are chosen to receive the block reward by dividing your network weight verse your weight. If network weight is 100, and your weight is 5, then you would be chosen for block reward 5 blocks out of every 100.



CRISP

Q: Can I get CRISP reward AND stake at the same time?

A: Yes, the system is designed to allow you to receive CRISP on a wallet you are staking

Q: What is the CRISP reward structure?

A: CRISP periods are every 43,200 blocks (30 day target). Payments start 10,080 blocks (1 week target) from the end of the CRISP period.

Q: What do I need to do to earn CRISP?

A: Keep your coins in the same address for the full CRISP period 30 days, set every 43,200 blocks.

Q: When will I receive CRISP payments?

A: The next payouts are as follows:

May 1 - Ends first CRISP period.
May 8 - Payout starts. (Virtually no one will receive this payout)
June 2 - Ends second CRISP period
June 10 - Payout starts

Roughly.

Q: Do I get CRISP payments at the DNotesVault?

A: Yes! You get CRISP inside the DNotesVault, or at any address you control, such as a Desktop wallet. Though I won't suspect you will be able to get CRISP rewards from the exchanges or other online providers.

Q: Where do the CRISP coins come from?

A: The blockchain, these are newly created coins and have now become part of the new coin distribution, just like the staking reward.

Q: How do I earn the interest reward?

A: Our Cryptocurrency Investment Savings Plan (CRISP) payouts occur approximately once per month. All coins that haven’t moved address during that month period will accrue a 0.5% interest, which compounds to roughly 6.17% per annum. If you move your coins during that time, those coins will not receive the interest for that month.







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November 16, 2018, 04:25:30 PM
 #5863

Well it seems that Alan was right and crypto as whole will still see some big shakes and only the ones that are prepared for challenges of future will survive.

It is very reassuring that DNotes was created and is being developed with that in mind Wink Road ahead is still long, but at least we know that we are on the right path Wink

You make a great point Amadeus82. The road is indeed long, and the next year or two could see many well-funded projects begin to feel the squeeze of their funding reserves and subsequently need to review how they deploy their available capital. I've noticed many projects already doing this to ensure longer-term survival. Ethereum has dropped from its all-time-high of $1417 down to now some ~$180ish. The bulk of ICO projects that raised funds in the later phases of the crypto bull run will have discovered that their original investment may be only 15-40% what it was when they raised the funds, and they'll continue to draw from them at this reduced rate. As Warren Buffet said "When the tide goes out, you discover who has been swimming without any clothes."

Agreed. As long as we stay the course, regardless of the ups and downs of our industry, and keep taking steps forward toward our goals, DNotes trajectory will eventually become unstoppable. Seemingly insurmountable objectives are overcome with strategic planning and positioning and perseverance. Hang tight, we are working hard in the background to ensure the future of DNotes.


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November 16, 2018, 09:09:57 PM
 #5864

Well it seems that Alan was right and crypto as whole will still see some big shakes and only the ones that are prepared for challenges of future will survive.

It is very reassuring that DNotes was created and is being developed with that in mind Wink Road ahead is still long, but at least we know that we are on the right path Wink

You make a great point Amadeus82. The road is indeed long, and the next year or two could see many well-funded projects begin to feel the squeeze of their funding reserves and subsequently need to review how they deploy their available capital. I've noticed many projects already doing this to ensure longer-term survival. Ethereum has dropped from its all-time-high of $1417 down to now some ~$180ish. The bulk of ICO projects that raised funds in the later phases of the crypto bull run will have discovered that their original investment may be only 15-40% what it was when they raised the funds, and they'll continue to draw from them at this reduced rate. As Warren Buffet said "When the tide goes out, you discover who has been swimming without any clothes."

Agreed. As long as we stay the course, regardless of the ups and downs of our industry, and keep taking steps forward toward our goals, DNotes trajectory will eventually become unstoppable. Seemingly insurmountable objectives are overcome with strategic planning and positioning and perseverance. Hang tight, we are working hard in the background to ensure the future of DNotes.


Indeed Joe, always heaps going on. There are many opportunities and routes that we can choose, but applying those strategies will help us to make the right choices and score the best opportunities even as a much smaller industry player. Alan did this in the past with Dauphin when his small computing company won 2 large government contracts against the largest computer industry players, and that led to his business rapidly scaling. A lot of success is being able to compete and win against much larger competition, and seize opportunities after you are in the best position to do so. But these success stories and wins rarely happen overnight -- but it only takes one perfectly suited partnership or deal and you can find yourself quickly in a position of obvious competitive advantage. 


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November 17, 2018, 12:10:02 AM
 #5865

WSJ: SEC Investigating $50m Crypto Lending ICO, SALT

https://dcebrief.com/wsj-sec-investigating-50m-crypto-lending-ico-salt/
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November 17, 2018, 03:39:44 AM
 #5866

WSJ: SEC Investigating $50m Crypto Lending ICO, SALT

https://dcebrief.com/wsj-sec-investigating-50m-crypto-lending-ico-salt/


Very concerning times ahead for many projects out there -- once you're labelled a security you're not only risking fines but civil lawsuits if people decide that they were misled, which could gobble up much or all of the remaining assets held by the raising company. Some experts have gone so far as to say that if 2018 was the year of the ICO, that 2019 will be the year of the ICO lawsuit.

It is difficult to predict what the effect will be on the industry as a whole -- but likely many of the weaker hands will begin to shake out, many of the ICO projects that remain will begin to fall, and attention will move back to more classical cryptocurrency models and potential shifts to security token offerings (STO). I tend to believe that it there will be a shift towards quality, and that even if there is much less trading speculation in the space, that the industry will grow more steadily at that time -- much like what you saw with tech giants like Amazon after the dotcom bubble.

Overall, this industry will continue to offer amazing opportunities, and timing will be everything. 

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November 17, 2018, 05:14:32 AM
 #5867

Bitcoin Rewards Firm Lolli Raises $2.25 Million from Investors

https://dcebrief.com/bitcoin-rewards-firm-lolli-raises-2-25-million-from-investors/
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November 17, 2018, 01:35:46 PM
 #5868

The plan is to transfer them to regular DNotesVault accounts. Subject to change. Along with all interest earned and they will become unlocked without any penalty.


What on earth are you talking about? Roll Eyes
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November 17, 2018, 09:56:13 PM
 #5869

Bitcoin Rewards Firm Lolli Raises $2.25 Million from Investors

https://dcebrief.com/bitcoin-rewards-firm-lolli-raises-2-25-million-from-investors/

What a raise!
25 mil. has actually not a small figure.
The LOLLI team have done great things.

Interesting, rewards style program when you checkout on a partner site, then get back bitcoin as a promotional reward. I'm sure that would attract a good deal of attention among crypto enthusiasts.

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November 17, 2018, 11:59:42 PM
 #5870

Bitcoin Rewards Firm Lolli Raises $2.25 Million from Investors

https://dcebrief.com/bitcoin-rewards-firm-lolli-raises-2-25-million-from-investors/

What a raise!
25 mil. has actually not a small figure.
The LOLLI team have done great things.

Interesting, rewards style program when you checkout on a partner site, then get back bitcoin as a promotional reward. I'm sure that would attract a good deal of attention among crypto enthusiasts.

Yeah it seems that they've made a product that people would find useful -- at least carved out a small niche for themselves for the time being.

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November 18, 2018, 01:27:12 AM
 #5871

Report: FSA Proposes Regulation for Crypto Wallet Services

https://dcebrief.com/report-fsa-proposes-regulation-for-crypto-wallet-services/
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November 18, 2018, 01:41:36 AM
 #5872





Op-Ed: An End to Election Fraud Claims? — Introducing Horizon State


https://dcebrief.com/an-end-to-election-fraud-claims-introducing-horizon-state/
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November 18, 2018, 05:47:43 AM
 #5873

The Culture of our Industry Sucks but The Technology is Awesome!

What has been going on in our industry is sad, but not surprising. It is sad that majority of the investors that came to the party late have suffered significant loses. Furthermore, among those of us, who have been investing in our industry for many years, we have seen the accumulation of a small fortune only to see it vanished – sometimes at a total loss as in the cases of disappearing exchanges, (CryptoRush, MintPal, AllCoin, and Cryptsy,) developers abandoning their projects, and scammers taking full advantage at every turn.

While I continued to believe that ICO is the best capital formation tool – allowing for full global participation from micro to large investment, it has been abused with great disregard for existing security laws. With ramped-up SEC enforcement actions our industry is now at risk of a pro-long self-inflicted slow down with diminishing retail investors.

This is by far the most lawless industry that I have ever seen in my 40+ years as an entrepreneur. When I did my first industry research, exactly five years ago, my first reaction was that “I wouldn’t touch it with a ten-foot pole.” That conclusion was based on the nasty wild-west culture of our industry. And it has not changed much. But I have faith that it will. Law and order always prevail. But it will not stop those from throwing themselves in self-destruct mode as we are seeing in our industry one more time.

Decentralized entities are leaderless and cannot be controlled by individuals or groups of individuals. As such, it can be chaotic, as we are seeing in the current case of Bitcoin Cash and Bitcoin – causing great uncertainty with unruly volatilities. This will scare away even more retail investors, destroying any wishful thinking of mass adoption soon.

I give up my retirement five years ago because of my unwavering conviction that the technology that led to the birth of our industry is awesome. While the culture sucks, with great leadership I believe that it can be changed. That has been the firm commitment of DNotes since its launch on February 18, 2014. We have always been steadfast on our commitment to do what is right, executing at the right time, and doing things the right way.

We are proud to have built a culture of trust and respect based on the fundamental belief that mass adoption of digital currency can only be achieved through the inclusive participation of everyone working together.

This includes our commitment to close the gender gap by encouraging and assisting women to participate in the digital currency space. That commitment led to the founding of CryptoMoms in April 2014, months after DNotes was launched.

Great ideas and projects always evolve and get better. CryptoMoms is now evolving to become “HERO” We are expanding our missions to be inclusive of all the women worldwide, enabled by hyper-connectivity. Hero is non-political - designed to promote entrepreneurship and transformational technologies for women of all ages. We are committed to the belief that knowledge, entrepreneurial endeavors, and a positive mindset for responsible self-empowerment hold the key to empowering women to close the gender gap and reach their full human potential.

While our industry struggles in a confused state, behind the scene at DNotes, great strives are being made every day. We will stay the course on our clearly defined path in building an inclusive trusted digital currency for everyone.
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November 18, 2018, 04:35:59 PM
 #5874

The Culture of our Industry Sucks but The Technology is Awesome!

What has been going on in our industry is sad, but not surprising. It is sad that majority of the investors that came to the party late have suffered significant loses. Furthermore, among those of us, who have been investing in our industry for many years, we have seen the accumulation of a small fortune only to see it vanished – sometimes at a total loss as in the cases of disappearing exchanges, (CryptoRush, MintPal, AllCoin, and Cryptsy,) developers abandoning their projects, and scammers taking full advantage at every turn.

While I continued to believe that ICO is the best capital formation tool – allowing for full global participation from micro to large investment, it has been abused with great disregard for existing security laws. With ramped-up SEC enforcement actions our industry is now at risk of a pro-long self-inflicted slow down with diminishing retail investors.

This is by far the most lawless industry that I have ever seen in my 40+ years as an entrepreneur. When I did my first industry research, exactly five years ago, my first reaction was that “I wouldn’t touch it with a ten-foot pole.” That conclusion was based on the nasty wild-west culture of our industry. And it has not changed much. But I have faith that it will. Law and order always prevail. But it will not stop those from throwing themselves in self-destruct mode as we are seeing in our industry one more time.

Decentralized entities are leaderless and cannot be controlled by individuals or groups of individuals. As such, it can be chaotic, as we are seeing in the current case of Bitcoin Cash and Bitcoin – causing great uncertainty with unruly volatilities. This will scare away even more retail investors, destroying any wishful thinking of mass adoption soon.

I give up my retirement five years ago because of my unwavering conviction that the technology that led to the birth of our industry is awesome. While the culture sucks, with great leadership I believe that it can be changed. That has been the firm commitment of DNotes since its launch on February 18, 2014. We have always been steadfast on our commitment to do what is right, executing at the right time, and doing things the right way.

We are proud to have built a culture of trust and respect based on the fundamental belief that mass adoption of digital currency can only be achieved through the inclusive participation of everyone working together.

This includes our commitment to close the gender gap by encouraging and assisting women to participate in the digital currency space. That commitment led to the founding of CryptoMoms in April 2014, months after DNotes was launched.

Great ideas and projects always evolve and get better. CryptoMoms is now evolving to become “HERO” We are expanding our missions to be inclusive of all the women worldwide, enabled by hyper-connectivity. Hero is non-political - designed to promote entrepreneurship and transformational technologies for women of all ages. We are committed to the belief that knowledge, entrepreneurial endeavors, and a positive mindset for responsible self-empowerment hold the key to empowering women to close the gender gap and reach their full human potential.

While our industry struggles in a confused state, behind the scene at DNotes, great strives are being made every day. We will stay the course on our clearly defined path in building an inclusive trusted digital currency for everyone.


Thanks Alan, great article. The amount of commitment required to stick around and see a project through in this industry is staggering, but in the end it will be well worth it.

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November 18, 2018, 07:22:38 PM
Last edit: November 18, 2018, 08:43:22 PM by R-J-F
 #5875

The Culture of our Industry Sucks but The Technology is Awesome!

What has been going on in our industry is sad, but not surprising. It is sad that majority of the investors that came to the party late have suffered significant loses. Furthermore, among those of us, who have been investing in our industry for many years, we have seen the accumulation of a small fortune only to see it vanished – sometimes at a total loss as in the cases of disappearing exchanges, (CryptoRush, MintPal, AllCoin, and Cryptsy,) developers abandoning their projects, and scammers taking full advantage at every turn.

While I continued to believe that ICO is the best capital formation tool – allowing for full global participation from micro to large investment, it has been abused with great disregard for existing security laws. With ramped-up SEC enforcement actions our industry is now at risk of a pro-long self-inflicted slow down with diminishing retail investors.

This is by far the most lawless industry that I have ever seen in my 40+ years as an entrepreneur. When I did my first industry research, exactly five years ago, my first reaction was that “I wouldn’t touch it with a ten-foot pole.” That conclusion was based on the nasty wild-west culture of our industry. And it has not changed much. But I have faith that it will. Law and order always prevail. But it will not stop those from throwing themselves in self-destruct mode as we are seeing in our industry one more time.

Decentralized entities are leaderless and cannot be controlled by individuals or groups of individuals. As such, it can be chaotic, as we are seeing in the current case of Bitcoin Cash and Bitcoin – causing great uncertainty with unruly volatilities. This will scare away even more retail investors, destroying any wishful thinking of mass adoption soon.

I give up my retirement five years ago because of my unwavering conviction that the technology that led to the birth of our industry is awesome. While the culture sucks, with great leadership I believe that it can be changed. That has been the firm commitment of DNotes since its launch on February 18, 2014. We have always been steadfast on our commitment to do what is right, executing at the right time, and doing things the right way.

We are proud to have built a culture of trust and respect based on the fundamental belief that mass adoption of digital currency can only be achieved through the inclusive participation of everyone working together.

This includes our commitment to close the gender gap by encouraging and assisting women to participate in the digital currency space. That commitment led to the founding of CryptoMoms in April 2014, months after DNotes was launched.

Great ideas and projects always evolve and get better. CryptoMoms is now evolving to become “HERO” We are expanding our missions to be inclusive of all the women worldwide, enabled by hyper-connectivity. Hero is non-political - designed to promote entrepreneurship and transformational technologies for women of all ages. We are committed to the belief that knowledge, entrepreneurial endeavors, and a positive mindset for responsible self-empowerment hold the key to empowering women to close the gender gap and reach their full human potential.

While our industry struggles in a confused state, behind the scene at DNotes, great strives are being made every day. We will stay the course on our clearly defined path in building an inclusive trusted digital currency for everyone.


Thanks Alan, great article. The amount of commitment required to stick around and see a project through in this industry is staggering, but in the end it will be well worth it.

And thank you for that commitment, it means a lot to all of us who are doing what we can to help make DNotes a success! So, about being lawless, I agree with you but, I also think it's more perception than reality. I would venture to say, DCEBrief excluded, that we have the worst, most biased, profit centered and useless news sources I have ever seen. With a few exceptions, they are ALL basically worthless and if printed on paper, would be relegated to the supermarket checkout line.

There are no editors, no impartial sources, no checking of self proclaimed "facts" and many times, even no relevance to what actually may, or may not, have happened. It is a proven fact that many of these sources will print whatever you present for a fee and call it "News". What better way to manipulate the overall sentiment of the industry? I want to harm my competitor? Just pay for a dirt article, true or not, it will be printed.

We really need to take this bull by the horns but it won't be easy. Most people are blind to this kind of manipulation or just don't care. Perhaps they think it's harmless or, actually believe everything they read but, complacency equals agreement and support for this activity and that is hurting us all.

There is something you can do to help and that is to call them out on it when you see this or recognize something you know is unproven or a down right lie. Most of these outlets have a comments section, most use DISQUS as an immediate third party posting solution for direct feedback and allow Twitter, Reddit, LinkedIn, Telegram and others for sharing your opinion. DISQUS accounts are free, sign up and post your opinion or, call them out when they are wrong or shilling for money, it's not hard to tell.

I know it's not much but, it's easy and quick and your comment may well shed light on something everyone else took for granted. Every little bit helps!

PS: I'm not shilling DISQUS! They are however, the most convenient way to be heard Grin

"Those who would give up essential Liberty, to purchase a little temporary Safety, deserve neither Liberty nor Safety." Ben Franklin
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November 18, 2018, 10:25:35 PM
 #5876

The Culture of our Industry Sucks but The Technology is Awesome!

What has been going on in our industry is sad, but not surprising. It is sad that majority of the investors that came to the party late have suffered significant loses. Furthermore, among those of us, who have been investing in our industry for many years, we have seen the accumulation of a small fortune only to see it vanished – sometimes at a total loss as in the cases of disappearing exchanges, (CryptoRush, MintPal, AllCoin, and Cryptsy,) developers abandoning their projects, and scammers taking full advantage at every turn.

While I continued to believe that ICO is the best capital formation tool – allowing for full global participation from micro to large investment, it has been abused with great disregard for existing security laws. With ramped-up SEC enforcement actions our industry is now at risk of a pro-long self-inflicted slow down with diminishing retail investors.

This is by far the most lawless industry that I have ever seen in my 40+ years as an entrepreneur. When I did my first industry research, exactly five years ago, my first reaction was that “I wouldn’t touch it with a ten-foot pole.” That conclusion was based on the nasty wild-west culture of our industry. And it has not changed much. But I have faith that it will. Law and order always prevail. But it will not stop those from throwing themselves in self-destruct mode as we are seeing in our industry one more time.

Decentralized entities are leaderless and cannot be controlled by individuals or groups of individuals. As such, it can be chaotic, as we are seeing in the current case of Bitcoin Cash and Bitcoin – causing great uncertainty with unruly volatilities. This will scare away even more retail investors, destroying any wishful thinking of mass adoption soon.

I give up my retirement five years ago because of my unwavering conviction that the technology that led to the birth of our industry is awesome. While the culture sucks, with great leadership I believe that it can be changed. That has been the firm commitment of DNotes since its launch on February 18, 2014. We have always been steadfast on our commitment to do what is right, executing at the right time, and doing things the right way.

We are proud to have built a culture of trust and respect based on the fundamental belief that mass adoption of digital currency can only be achieved through the inclusive participation of everyone working together.

This includes our commitment to close the gender gap by encouraging and assisting women to participate in the digital currency space. That commitment led to the founding of CryptoMoms in April 2014, months after DNotes was launched.

Great ideas and projects always evolve and get better. CryptoMoms is now evolving to become “HERO” We are expanding our missions to be inclusive of all the women worldwide, enabled by hyper-connectivity. Hero is non-political - designed to promote entrepreneurship and transformational technologies for women of all ages. We are committed to the belief that knowledge, entrepreneurial endeavors, and a positive mindset for responsible self-empowerment hold the key to empowering women to close the gender gap and reach their full human potential.

While our industry struggles in a confused state, behind the scene at DNotes, great strives are being made every day. We will stay the course on our clearly defined path in building an inclusive trusted digital currency for everyone.


Thanks Alan, great article. The amount of commitment required to stick around and see a project through in this industry is staggering, but in the end it will be well worth it.

And thank you for that commitment, it means a lot to all of us who are doing what we can to help make DNotes a success! So, about being lawless, I agree with you but, I also think it's more perception than reality. I would venture to say, DCEBrief excluded, that we have the worst, most biased, profit centered and useless news sources I have ever seen. With a few exceptions, they are ALL basically worthless and if printed on paper, would be relegated to the supermarket checkout line.

There are no editors, no impartial sources, no checking of self proclaimed "facts" and many times, even no relevance to what actually may, or may not, have happened. It is a proven fact that many of these sources will print whatever you present for a fee and call it "News". What better way to manipulate the overall sentiment of the industry? I want to harm my competitor? Just pay for a dirt article, true or not, it will be printed.

We really need to take this bull by the horns but it won't be easy. Most people are blind to this kind of manipulation or just don't care. Perhaps they think it's harmless or, actually believe everything they read but, complacency equals agreement and support for this activity and that is hurting us all.

There is something you can do to help and that is to call them out on it when you see this or recognize something you know is unproven or a down right lie. Most of these outlets have a comments section, most use DISQUS as an immediate third party posting solution for direct feedback and allow Twitter, Reddit, LinkedIn, Telegram and others for sharing your opinion. DISQUS accounts are free, sign up and post your opinion or, call them out when they are wrong or shilling for money, it's not hard to tell.

I know it's not much but, it's easy and quick and your comment may well shed light on something everyone else took for granted. Every little bit helps!

PS: I'm not shilling DISQUS! They are however, the most convenient way to be heard Grin


Thank you, RJF. We very much appreciate the continued support from our community. That indeed has been a source of inspiration to keep us all going. We never doubted our vision or slow down our commitment to building a purposeful DNotes as the inclusive trusted digital currency with a positive world-changing impact. Many of our current and future projects on our drawing board clearly reflect that.

I understand your disappointment and disgust with the general media covering our industry.  That unfortunately is becoming a global phenomenon. Almost everything is “Pay for Play” these days. Truly news worthy story seldom gets published any more. Professional journalism is becoming a rare breed. Reversing that culture is beyond our means. However, I do agree that we should point out reporting that is blatantly false, highly exaggerated or totally biased.  

As a rule, I like showing by example, not telling or calling out. DCEBrief was founded with that intent. We have done well with limited resources. It is among our game plans to have DECBrief greatly expanded once we are fully funded. We are also planning to have rich editorial contents when HERO (an evolution of CryptoMoms) is launched. We are looking to an amazing 2019, not forgetting that a lot have been accomplished this year as well.
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November 19, 2018, 01:03:15 AM
 #5877

Swiss Stock Exchange to List World’s First Multi-Crypto ETP

https://dcebrief.com/swiss-stock-exchange-to-list-worlds-first-multi-crypto-etp/
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November 19, 2018, 01:08:50 AM
 #5878

Kucoin Completes $20 Million Series A Funding


https://dcebrief.com/kucoin-completes-20-million-series-a-funding/
TeeGee
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November 19, 2018, 06:42:31 PM
 #5879

The Culture of our Industry Sucks but The Technology is Awesome!

What has been going on in our industry is sad, but not surprising. It is sad that majority of the investors that came to the party late have suffered significant loses. Furthermore, among those of us, who have been investing in our industry for many years, we have seen the accumulation of a small fortune only to see it vanished – sometimes at a total loss as in the cases of disappearing exchanges, (CryptoRush, MintPal, AllCoin, and Cryptsy,) developers abandoning their projects, and scammers taking full advantage at every turn.

While I continued to believe that ICO is the best capital formation tool – allowing for full global participation from micro to large investment, it has been abused with great disregard for existing security laws. With ramped-up SEC enforcement actions our industry is now at risk of a pro-long self-inflicted slow down with diminishing retail investors.

This is by far the most lawless industry that I have ever seen in my 40+ years as an entrepreneur. When I did my first industry research, exactly five years ago, my first reaction was that “I wouldn’t touch it with a ten-foot pole.” That conclusion was based on the nasty wild-west culture of our industry. And it has not changed much. But I have faith that it will. Law and order always prevail. But it will not stop those from throwing themselves in self-destruct mode as we are seeing in our industry one more time.

Decentralized entities are leaderless and cannot be controlled by individuals or groups of individuals. As such, it can be chaotic, as we are seeing in the current case of Bitcoin Cash and Bitcoin – causing great uncertainty with unruly volatilities. This will scare away even more retail investors, destroying any wishful thinking of mass adoption soon.

I give up my retirement five years ago because of my unwavering conviction that the technology that led to the birth of our industry is awesome. While the culture sucks, with great leadership I believe that it can be changed. That has been the firm commitment of DNotes since its launch on February 18, 2014. We have always been steadfast on our commitment to do what is right, executing at the right time, and doing things the right way.

We are proud to have built a culture of trust and respect based on the fundamental belief that mass adoption of digital currency can only be achieved through the inclusive participation of everyone working together.

This includes our commitment to close the gender gap by encouraging and assisting women to participate in the digital currency space. That commitment led to the founding of CryptoMoms in April 2014, months after DNotes was launched.

Great ideas and projects always evolve and get better. CryptoMoms is now evolving to become “HERO” We are expanding our missions to be inclusive of all the women worldwide, enabled by hyper-connectivity. Hero is non-political - designed to promote entrepreneurship and transformational technologies for women of all ages. We are committed to the belief that knowledge, entrepreneurial endeavors, and a positive mindset for responsible self-empowerment hold the key to empowering women to close the gender gap and reach their full human potential.

While our industry struggles in a confused state, behind the scene at DNotes, great strives are being made every day. We will stay the course on our clearly defined path in building an inclusive trusted digital currency for everyone.


Thanks Alan, great article. The amount of commitment required to stick around and see a project through in this industry is staggering, but in the end it will be well worth it.

And thank you for that commitment, it means a lot to all of us who are doing what we can to help make DNotes a success! So, about being lawless, I agree with you but, I also think it's more perception than reality. I would venture to say, DCEBrief excluded, that we have the worst, most biased, profit centered and useless news sources I have ever seen. With a few exceptions, they are ALL basically worthless and if printed on paper, would be relegated to the supermarket checkout line.

There are no editors, no impartial sources, no checking of self proclaimed "facts" and many times, even no relevance to what actually may, or may not, have happened. It is a proven fact that many of these sources will print whatever you present for a fee and call it "News". What better way to manipulate the overall sentiment of the industry? I want to harm my competitor? Just pay for a dirt article, true or not, it will be printed.

We really need to take this bull by the horns but it won't be easy. Most people are blind to this kind of manipulation or just don't care. Perhaps they think it's harmless or, actually believe everything they read but, complacency equals agreement and support for this activity and that is hurting us all.

There is something you can do to help and that is to call them out on it when you see this or recognize something you know is unproven or a down right lie. Most of these outlets have a comments section, most use DISQUS as an immediate third party posting solution for direct feedback and allow Twitter, Reddit, LinkedIn, Telegram and others for sharing your opinion. DISQUS accounts are free, sign up and post your opinion or, call them out when they are wrong or shilling for money, it's not hard to tell.

I know it's not much but, it's easy and quick and your comment may well shed light on something everyone else took for granted. Every little bit helps!

PS: I'm not shilling DISQUS! They are however, the most convenient way to be heard Grin


Indeed, there are a ton of issues surrounding the cryptocurrency news market. As recent reports showed, more than half of the industry is pure pay for play. When I suggested to a friend from another project that some of the larger news sources probably charge ~4k for an article, he replied "Tim, I know as fact that it is a lot more than 4k". As some of the undercover expose showed, the pay for play system warps public opinion and entrenches a system where the largest media outlets get to choose which projects become big, and which do not -- all based on how much money they were paid. For the most part, the manner in which they were accomplishing this (50% were prepared to blatantly shill a project without listing it under the sponsored article section or accompanying tags) would be completely illegal and an affront to journalistic integrity anywhere else.

As the original expose said -- it is brand coverage disguised as journalistic reporting. It means that the definition of 'news' become suspect, and the media outlets blatantly shill many projects and profit on information that will lose their readers tons of money.

The expose found that half of the largest media outlets engaged in the above behavior (and that was on first contact).

https://breakermag.com/we-asked-crypto-news-outlets-if-theyd-take-money-to-cover-a-project-more-than-half-said-yes/


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November 19, 2018, 07:28:40 PM
 #5880

Wondering what DNotes is all about? Here’s the basics:

What is DNotes?
•   DNotes is a digital currency with a purpose: to serve as a real currency that people can use in their daily lives - unlike other digital currencies that focus on solving niche problems, with no plan to become a real, usable currency.
•   The DNotes goal is simple: achieve mass adoption and become the world’s first accessible, inclusive, and financially empowering digital currency that benefits everyone around the globe.

What are DNotes’ Benefits as a Currency?
•   DNotes is managed as a business – but not controlled as one.
•   DNotes success is driven by a profit-generating company, DNotes Global, created to promote mass adoption, protect the currency, and ensure sustainable growth.
•   DNotes’ unique CRISP savings program rewards DNotes owners with 0.5% interest, every month
•   DNotes offers staking rewards for stakeholders – at 2% a year.
•   DNotes provides blockchain invoicing features to simplify merchant acceptance and adoption of the digital currency.

What Benefits Does DNotes Global Provide?
DNotes Global protects DNotes and its stakeholders, promotes mass adoption, and creates value and utility for the digital currency, including a fully integrated ecosystem.
The company provides a unique cross-ownership model, where DNotes will have 25% of DNotes Global (pre-dilution), while the for-profit business maintains a stake in the digital currency.
DNotes Global generates profit, creating intrinsic value for the DNotes currency to help create a “floor” for the digital currency’s value.
DNotes Global has plans to build a long-term competitive advantage by offering services that utilize DNotes. That strategy will also help to facilitate awareness and adoption of the DNotes currency.
Long term competitive advantage DNotes Global will provide in offering services that utilize DNotes.

What’s Next?
Fully compliant Reg D 506 (c) crowdfunding followed by a Reg A+ Mini-IPO.
DNotes Payment Solution Integration into Existing eCommerce Platforms
Cold Staking Implementation & More

Where can I learn more?  
Pitch Deck - https://dnotesglobal.com/PitchDeck.pptx
Pitch Deck Video - https://www.youtube.com/watch?v=XculeWKdbbE
White Paper - https://dnotesglobal.com/white-paper/
Website - http://dnotescoin.com/
Blog - http://dnotescoin.com/blog-main-hub/




DNotes Pay


DNotes Pay Digital

Use: Selling individual products from a website that can be delivered automatically via a download link or directed to a specific webpage without collecting any information from the buyer.
Integration: Can be integrated into any PHP website.
Instructions:
Edit address.txt and add your DNotes addresses, 1 per line.
Edit index.php and change the 6 Config values at the top.
Upload all files to your web site.
Link to this page via hyperlink or button to accept payments.

https://www.youtube.com/watch?v=4tLDY3RPSbc&t=545s

Features:
Universal PHP/Javascript script.
No database required.
Automatic payment confirmation and product delivery.
No buyer information required.

Script:
https://github.com/DNotesCoin/dnotespay-digital-poc


DNotes Pay Digital - Wordpress Plugin

Use: Selling any number of individual products from a Wordpress website that can be delivered automatically via a download link or directed to a specific webpage without collecting any information from the buyer.
Integration: Can be integrated into any Wordpress website.
Instructions:
Download the plugin and install on your Wordpress website.
Configure your DNotes Pay payment button.
Place the shortcode where ever you would like on your Wordpress website to display the purchase button.

https://www.youtube.com/watch?v=OqKmqHiIXGk

Features:
Easily install on any Wordpress website.
Sell any number of individual products.
Automatic payment confirmation and product delivery.
No buyer information required.

Download Plugin:
https://github.com/DNotesCoin/dnotespay-wp-digital-poc/releases

Source:
https://github.com/DNotesCoin/dnotespay-wp-digital-poc


DNotes Pay Software

Use: Selling software on a Pay Per Period or lifetime purchase automatically and without collecting any information from the buyer.
Integration: Can be integrated into any program, C# example provided.
Instructions:
For C# and .NET applications, modify the code example and integrate into your program.

https://www.youtube.com/watch?v=9myDnwR7SF0

Features:
Automatically accept payments for use of your software.
Novel Pay Per Period model.
Add in any additional security your program may require.
No additional requirements.

Script:
https://github.com/DNotesCoin/dnotespay-sw-poc


DNotes Pay Checkout

Use: Selling products and services for DNotes in your own online shopping cart / web store.
Instructions:
https://github.com/DNotesCoin/dnotespay_checkout/blob/master/README.md

Features:
Buyers do not have to wait for blockchain transaction confirmation to finalize their purchase.
Minimal requirements, PHP and database capable hosting.
Flexible solution, integrated with any checkout system including custom carts.

Script:
https://github.com/DNotesCoin/dnotespay_checkout


DNotes Pay Payment Gateway for WooCommerce

Use: Accept payments in your WooCommerce eCommerce website.
Instructions: https://github.com/DNotesCoin/dnotespay_payment_gateway_woocommerce

Features:
WooCommerce is a free and very easy to use and setup eCommerce platform.
DNotes Pay extends the payment functionality to DNotes.
No waiting for transactions, everything is processed on the back end.

Script:
https://wordpress.org/plugins/dnotes-pay-payment-gateway-for-woocommerce/









DNotes 2.0 Frequently Asked Questions:

Q: What is new with DNotes 2.0?

A: DNotes 2.0 is a major improvement on the original DNotes blockchain. The new blockchain will allow DNotes and its partner company DNotes Global to achieve its objective to connect DNotes to the modern world of finance and commerce. The new blockchain is faster, more secure, and consumes only a fraction of the electricity. It also allows custom invoices to be created and attached to transactions, and changes the economic incentives of the network to one that encourages savings with the switch to the Proof-Of-Stake algorithm, and paying 0.5% interest on balances that haven’t moved from a wallet address in a 30 day period (~6% per annum).

Specifications

POS
2% Annualized Staking Reward
Individual blocks reward will be Current Total Coins / 525,600 * 0.02
60 Second Block Target
0.005 Transaction Fee
Source: https://github.com/DNotesCoin/DNotes2.0
Download Wallet: http://dnotescoin.com/#Download
Directory DNotes2 (C:\Users\USERNAME\AppData\Roaming\DNotes2 on Windows)
CONF dnotes.conf (all lower case)

DNotes 2.0 Features
Switch to PoS
CRISP Reward - 0.5% interest every 30 days. Awarded by address. Calculated on a 30 day cycle.
Automated Invoicing (First Phase) - Integrated blockchain invoice number

There will be a soft deadline where DNotes mined after that block will not be redeemable for 2.0 coins:
4/16/2018
Block# 2180897
133,574,552 Will be the total swappable amount of DNotes we create
+20,000,000 Allocated to DNotes Global, Inc for Development & Growth Fund
153,574,552 Total DNotes 2.0 Created

The next update (TBD) will include:
Deferred Staking

Q: How do I swap my coins? (after April 16th)

A: The DNotes coin swap process will now be done through a private fork of the legacy DNotes blockchain. We have created this fork to ensure that legacy DNotes holders are still able to swap their legacy DNotes for DNotes 2.0 long after the deadline, in the event they missed the swap. This also ensures we will not be accepting newly purchased or mined DNotes, protecting our users and network.

In order to swap your coins, you will need the following DNotes v1.3 wallet, which you can download here:
http://dnotescoin.com/DNotes/dnotes-qt1-3.zip
You will need to copy your wallet.dat or wallet backup file to C:\Users\USERNAME\AppData\Roaming\DNotes1-3 directory, open the wallet application and allow it to update.
Next, you will need an address to send your legacy DNotes in to for the coin swap, you can generate a legacy address with the following instructions:
Create a DNotesVault.com account if you don’t already have one.
Login to your DNotesVault.com account, and click the HISTORIC tab at the top.
Click Create Address, and send your DNotes to the address you just created.

Coin swaps will be processed once a month until further notice.

Q: What is the cutoff date for mined DNotes that can be swapped to the new DNotes blockchain?

A: We have set April 16th 2018 as the soft deadline. No DNotes mined after this date will be eligible to be swapped to DNotes running on the new blockchain. We will continue swap DNotes after that date, however the process will not be as easy and will take more time. Any DNotes 1.x purchased on exchanges after the 16th will not be eligible for the swap.

Q: Will DNotes 2.0 be listed on new exchanges?

We are currently listed on:
https://mercatox.com/exchange/NOTE/BTC
https://stocks.exchange/trade/NOTE/BTC
https://www.nlexch.com/markets/notebtc
https://bitebtc.com/trade/note_btc

Beta or Future Exchanges we are working with:
https://blockbid.io/

Q: Are the new DNotes 2.0 coins worth the same as the old coins?

A: Yes, they are worth exactly the same. However we can not predict what price movements will occur at exchanges once DNotes is relisted using the new coins.

Q: I have Mac or Specific Linux OS, will there be wallets for these?  

A: Yes!
We currently have Windows / Mac / Linux Mint / Ubuntu Desktop wallets at DNotesCoin.com. If you need something else, please let us know.

Q: Where is the block explorer?

A: https://chainz.cryptoid.info/note/


Staking

Q: What is Staking?

A: Staking your coins helps to support the DNotes network, and the network currently pays out roughly 5 DNotes every minute to one address on the network based on a probability that centers on how many coins the user is staking with as a percentage of the total number of coins being staked on the network. The DNotes network pays out ~2% of the total number of coins per annum. If 100% of DNotes were being used to stake on the network, then by probability each user could expect 2% growth in the number of coins they have. If only 50% of coins are used to stake, then those users could expect approximately 4% growth that year.

Q: Can I stake my coins on the DNotesVault?

A: You cannot currently stake your coins that are on the DNotesVault, you will need to withdraw your DNotes 2.0 to a local wallet and stake your coins from your local wallet. We will in a future release incorporate cold staking, which will allow you stake your coins while they are safely tucked away inside the DNotesVault. However, we do not have an ETA, it will be one of our highest priorities for next upgrades.

Q: How do I stake?

Disclaimer: It is recommended that you properly secure your computer and wallet, as well as make proper backups, before attempting to run your own staking wallet. Failure to properly secure your DNotes may result in loss or theft. If you are not familiar with the process, please start off small and familiarize yourself with the process.

You will need to download the DNotes QT wallet here: http://dnotescoin.com/#Download

Install the wallet (and we recommend creating a backup, after encrypting your wallet)
Go to settings, and then ‘encrypt wallet’. Enter your password twice (and do NOT forget it, or you will not be able to access the wallet and we can not help you).
Go to settings, and then ‘unlock wallet’, enter your password, and select “for staking only”. This will prevent any transfers from being made from your wallet without the password while you stake your coins.
Soon the arrow at the bottom will turn green. This means that your coins are now staking.
   
Video: https://youtu.be/bR66LWPRzAU

Q: How do I get the most out of my staking efforts?

A: There is no trick to staking efficiently. The factors involved are your coin weight versus the network coin weight and coin weight is the number of coins currently staking. The age does not matter, nor does how you divide or move your coins around.

Q: How much can I earn staking?

A: That depends on how many coins you are staking and how many coins are being staked on the network. The blockchain distributes Current Total Coins / 525,600 * 0.02 every block, or every 60 seconds. You may calculate how often you are chosen to receive the block reward by dividing your network weight verse your weight. If network weight is 100, and your weight is 5, then you would be chosen for block reward 5 blocks out of every 100.



CRISP

Q: Can I get CRISP reward AND stake at the same time?

A: Yes, the system is designed to allow you to receive CRISP on a wallet you are staking

Q: What is the CRISP reward structure?

A: CRISP periods are every 43,200 blocks (30 day target). Payments start 10,080 blocks (1 week target) from the end of the CRISP period.

Q: What do I need to do to earn CRISP?

A: Keep your coins in the same address for the full CRISP period 30 days, set every 43,200 blocks.

Q: When will I receive CRISP payments?

A: The next payouts are as follows:

May 1 - Ends first CRISP period.
May 8 - Payout starts. (Virtually no one will receive this payout)
June 2 - Ends second CRISP period
June 10 - Payout starts

Roughly.

Q: Do I get CRISP payments at the DNotesVault?

A: Yes! You get CRISP inside the DNotesVault, or at any address you control, such as a Desktop wallet. Though I won't suspect you will be able to get CRISP rewards from the exchanges or other online providers.

Q: Where do the CRISP coins come from?

A: The blockchain, these are newly created coins and have now become part of the new coin distribution, just like the staking reward.

Q: How do I earn the interest reward?

A: Our Cryptocurrency Investment Savings Plan (CRISP) payouts occur approximately once per month. All coins that haven’t moved address during that month period will accrue a 0.5% interest, which compounds to roughly 6.17% per annum. If you move your coins during that time, those coins will not receive the interest for that month.







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