DNotes 2.0 - Staking, CRISP Interest, DNotes Pay

[Variant65]

Sorry if this has been asked before but with staking in the wallet, does the wallet have to be online all the time? is the reward proportional to the uptime? what proportion of the month is required to qualify for block reward?
Thanks

Hi Variant65, not a problem. The wallet does need to be up all the time and staking for staking reward. The reward is proportional to the number of coins being staked for that block.

Thank you, so the reward is paid per block? ie every minute? so the monthly reward would then be proportional to the uptime, correct?

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[DNotes]

Sorry if this has been asked before but with staking in the wallet, does the wallet have to be online all the time? is the reward proportional to the uptime? what proportion of the month is required to qualify for block reward?
Thanks

Hi Variant65, not a problem. The wallet does need to be up all the time and staking for staking reward. The reward is proportional to the number of coins being staked for that block.

Thank you, so the reward is paid per block? ie every minute? so the monthly reward would then be proportional to the uptime, correct?

Oh, the CRISP monthly interest doesn't require staking or uptime. You will get that even if you store your DNotes offline in cold storage.

You receive 0.5% of your coins monthly on coins that remain at the same address for the CRISP period (every 30 days).

Additionally there is a staking reward, for active stakers on a block by block basis. The block reward is 2% of total coins yearly, but calculated each block. Currently the block reward is roughly 5.9 DNotes per block with roughly 53 million being staked. So your reward at this rate would be more like 6+% yearly and compounding.

[TeeGee]

Working on a DNotes Pay wordpress plugin for individual digital delivery type products. This will be the minimalist version using shortcodes to create individual payment buttons and automatic delivery. Still working out a few details, but to give you an idea:

Where ever you put that shortcode, your custom purchase button will show up and allow your customer to purchase and receive immediate delivery of the product.

We are also working on a software based pay per use DNotes Pay model, which we will be releasing with a software product to demonstrate the functionality and the use case.

This is super cool! Our release of crucial products is certainly accelerating. Wordpress is used by a massive percentage of websites online, and adding a wordpress plugin to DNotes pay mean that anybody using wordpress will be able to accept DNotes in exchange for online products, and not even need to modify code to do so (which we made super simple in the first place). Users instead can plug in the values with a graphical user interface to set up their DNotes pay scripts.

To think that this is all just in our alpha phase, and no other cryptocurrencies are able to do what we have released for both automated invoicing and automated payments. To copy what we have achieved would probably require an overhaul of a cryptos code and a hard fork because the system relies on being embedded into the networks code itself. We were able to include this feature that will be a mainstay of making cryptocurrency suitable for mass adoption because we had the foresight to plan for it long before we built DNotes 2.0.

[wiser]

This is super cool! Our release of crucial products is certainly accelerating. Wordpress is used by a massive percentage of websites online, and adding a wordpress plugin to DNotes pay mean that anybody using wordpress will be able to accept DNotes in exchange for online products, and not even need to modify code to do so (which we made super simple in the first place). Users instead can plug in the values with a graphical user interface to set up their DNotes pay scripts.

To think that this is all just in our alpha phase, and no other cryptocurrencies are able to do what we have released for both automated invoicing and automated payments. To copy what we have achieved would probably require an overhaul of a cryptos code and a hard fork because the system relies on being embedded into the networks code itself. We were able to include this feature that will be a mainstay of making cryptocurrency suitable for mass adoption because we had the foresight to plan for it long before we built DNotes 2.0.

Congratulations! It is starting to sink in what a BIG deal this is. Great work!

[wiser]

Additionally there is a staking reward, for active stakers on a block by block basis. The block reward is 2% of total coins yearly, but calculated each block. Currently the block reward is roughly 5.9 DNotes per block with roughly 53 million being staked. So your reward at this rate would be more like 6+% yearly and compounding.

I am keeping track of how much my wallet stakes every (approximate) 24 hour period. What I'm finding is the APY ranges from 4.48% to 5.28%, though so far I only have four days of good data. I had two days where the APY was 4.88%. What I mean by APY is that if my wallet were to stake consistently at that exact rate for the entire year, I would get that percentage in staking rewards at the end of that year. But each day, the balance I input increases based on the previous day's staking rewards, and the APY is based on the difference between yesterday and today's wallet balance. So I don't know if it's the same formula a bank would use in calculating compound interest, but it gives me a good idea of what my wallet is doing on a day to day basis.

[DNotes]

This is super cool! Our release of crucial products is certainly accelerating. Wordpress is used by a massive percentage of websites online, and adding a wordpress plugin to DNotes pay mean that anybody using wordpress will be able to accept DNotes in exchange for online products, and not even need to modify code to do so (which we made super simple in the first place). Users instead can plug in the values with a graphical user interface to set up their DNotes pay scripts.

To think that this is all just in our alpha phase, and no other cryptocurrencies are able to do what we have released for both automated invoicing and automated payments. To copy what we have achieved would probably require an overhaul of a cryptos code and a hard fork because the system relies on being embedded into the networks code itself. We were able to include this feature that will be a mainstay of making cryptocurrency suitable for mass adoption because we had the foresight to plan for it long before we built DNotes 2.0.

Congratulations! It is starting to sink in what a BIG deal this is. Great work!

Thanks wiser, it is a really big deal . Probably easier to realize the benefits if you have gone through the process of trying to simply sell products, or digital products online. There are lots of options but most have a lot of complexity, technical baggage, significant cost, unnecessary requirements, or even tack on so much in fees it becomes nearly impossible. All of which rely on an approval process, having met certain prerequisites, and so on.

Each of the DNotes Pay modules will have their own advantages catering to different needs in the marketplace as well as open up new doors in the marketplace. Open doors to people who may have not been able to particiapte previously, or significantly remove the barriers. The first few are geared more towards creators and digital type products and immediate deliverables. Such as information, books, photos, art, and any other kinds of downloaded product you can imagine.

[DNotes]

Additionally there is a staking reward, for active stakers on a block by block basis. The block reward is 2% of total coins yearly, but calculated each block. Currently the block reward is roughly 5.9 DNotes per block with roughly 53 million being staked. So your reward at this rate would be more like 6+% yearly and compounding.

I am keeping track of how much my wallet stakes every (approximate) 24 hour period. What I'm finding is the APY ranges from 4.48% to 5.28%, though so far I only have four days of good data. I had two days where the APY was 4.88%. What I mean by APY is that if my wallet were to stake consistently at that exact rate for the entire year, I would get that percentage in staking rewards at the end of that year. But each day, the balance I input increases based on the previous day's staking rewards, and the APY is based on the difference between yesterday and today's wallet balance. So I don't know if it's the same formula a bank would use in calculating compound interest, but it gives me a good idea of what my wallet is doing on a day to day basis.

Excellent, thanks wiser, that is helpful to know.

[DNotes]

DNotes 2.0 Frequently Asked Questions:

Q: What is new with DNotes 2.0?

A: DNotes 2.0 is a major improvement on the original DNotes blockchain. The new blockchain will allow DNotes and its partner company DNotes Global to achieve its objective to connect DNotes to the modern world of finance and commerce. The new blockchain is faster, more secure, and consumes only a fraction of the electricity. It also allows custom invoices to be created and attached to transactions, and changes the economic incentives of the network to one that encourages savings with the switch to the Proof-Of-Stake algorithm, and paying 0.5% interest on balances that haven’t moved from a wallet address in a 30 day period (~6% per annum).

Specifications

POS
2% Annualized Staking Reward
Individual blocks reward will be Current Total Coins / 525,600 * 0.02
60 Second Block Target
0.005 Transaction Fee
Source: https://github.com/DNotesCoin/DNotes2.0
Download Wallet: http://dnotescoin.com/#Download
Directory DNotes2 (C:\Users\USERNAME\AppData\Roaming\DNotes2 on Windows)
CONF dnotes.conf (all lower case)

DNotes 2.0 Features
Switch to PoS
CRISP Reward - 0.5% interest every 30 days. Awarded by address. Calculated on a 30 day cycle.
Automated Invoicing (First Phase) - Integrated blockchain invoice number

There will be a soft deadline where DNotes mined after that block will not be redeemable for 2.0 coins:
4/16/2018
Block# 2180897
133,574,552 Will be the total swappable amount of DNotes we create
+20,000,000 Allocated to DNotes Global, Inc for Development & Growth Fund
153,574,552 Total DNotes 2.0 Created

The next update (TBD) will include:
Deferred Staking

Q: How do I swap my coins? (after April 16th)

A: The DNotes coin swap process will now be done through a private fork of the legacy DNotes blockchain. We have created this fork to ensure that legacy DNotes holders are still able to swap their legacy DNotes for DNotes 2.0 long after the deadline, in the event they missed the swap. This also ensures we will not be accepting newly purchased or mined DNotes, protecting our users and network.

In order to swap your coins, you will need the following DNotes v1.3 wallet, which you can download here:
http://dnotescoin.com/DNotes/dnotes-qt1-3.zip
You will need to copy your wallet.dat or wallet backup file to C:\Users\USERNAME\AppData\Roaming\DNotes1-3 directory, open the wallet application and allow it to update.
Next, you will need an address to send your legacy DNotes in to for the coin swap, you can generate a legacy address with the following instructions:
Create a DNotesVault.com account if you don’t already have one.
Login to your DNotesVault.com account, and click the HISTORIC tab at the top.
Click Create Address, and send your DNotes to the address you just created.

Coin swaps will be processed once a month until further notice.

Q: What is the cutoff date for mined DNotes that can be swapped to the new DNotes blockchain?

A: We have set April 16th 2018 as the soft deadline. No DNotes mined after this date will be eligible to be swapped to DNotes running on the new blockchain. We will continue swap DNotes after that date, however the process will not be as easy and will take more time. Any DNotes 1.x purchased on exchanges after the 16th will not be eligible for the swap.

Q: Will DNotes 2.0 be listed on new exchanges?

We are currently listed on:
https://mercatox.com/exchange/NOTE/BTC
https://stocks.exchange/trade/NOTE/BTC
https://dashboard.listex.io/trading/notebtc
https://www.nlexch.com/markets/notebtc
https://bitebtc.com/trade/note_btc

We are actively working with and in active communication:
https://www.coinexchange.io

Beta or Future Exchanges we are working with:
https://blockbid.io/

Q: Are the new DNotes 2.0 coins worth the same as the old coins?

A: Yes, they are worth exactly the same. However we can not predict what price movements will occur at exchanges once DNotes is relisted using the new coins.

Q: I have Mac or Specific Linux OS, will there be wallets for these?  

A: Yes!
We currently have Windows / Mac / Linux Mint / Ubuntu Desktop wallets at DNotesCoin.com. If you need something else, please let us know.

Q: Where is the block explorer?

A: https://chainz.cryptoid.info/note/


Staking

Q: What is Staking?

A: Staking your coins helps to support the DNotes network, and the network currently pays out roughly 5 DNotes every minute to one address on the network based on a probability that centers on how many coins the user is staking with as a percentage of the total number of coins being staked on the network. The DNotes network pays out ~2% of the total number of coins per annum. If 100% of DNotes were being used to stake on the network, then by probability each user could expect 2% growth in the number of coins they have. If only 50% of coins are used to stake, then those users could expect approximately 4% growth that year.

Q: Can I stake my coins on the DNotesVault?

A: You cannot currently stake your coins that are on the DNotesVault, you will need to withdraw your DNotes 2.0 to a local wallet and stake your coins from your local wallet. We will in a future release incorporate cold staking, which will allow you stake your coins while they are safely tucked away inside the DNotesVault. However, we do not have an ETA, it will be one of our highest priorities for next upgrades.

Q: How do I stake?

Disclaimer: It is recommended that you properly secure your computer and wallet, as well as make proper backups, before attempting to run your own staking wallet. Failure to properly secure your DNotes may result in loss or theft. If you are not familiar with the process, please start off small and familiarize yourself with the process.

You will need to download the DNotes QT wallet here: http://dnotescoin.com/#Download

Install the wallet (and we recommend creating a backup, after encrypting your wallet)
Go to settings, and then ‘encrypt wallet’. Enter your password twice (and do NOT forget it, or you will not be able to access the wallet and we can not help you).
Go to settings, and then ‘unlock wallet’, enter your password, and select “for staking only”. This will prevent any transfers from being made from your wallet without the password while you stake your coins.
Soon the arrow at the bottom will turn green. This means that your coins are now staking.
   
Video: https://youtu.be/bR66LWPRzAU

Q: How do I get the most out of my staking efforts?

A: There is no trick to staking efficiently. The factors involved are your coin weight versus the network coin weight and coin weight is the number of coins currently staking. The age does not matter, nor does how you divide or move your coins around.

Q: How much can I earn staking?

A: That depends on how many coins you are staking and how many coins are being staked on the network. The blockchain distributes Current Total Coins / 525,600 * 0.02 every block, or every 60 seconds. You may calculate how often you are chosen to receive the block reward by dividing your network weight verse your weight. If network weight is 100, and your weight is 5, then you would be chosen for block reward 5 blocks out of every 100.



CRISP

Q: Can I get CRISP reward AND stake at the same time?

A: Yes, the system is designed to allow you to receive CRISP on a wallet you are staking

Q: What is the CRISP reward structure?

A: CRISP periods are every 43,200 blocks (30 days). Payments start 10,080 blocks (1 week) from the end of the CRISP period.

Q: What do I need to do to earn CRISP?

A: Keep your coins in the same address for the full CRISP period 30 days, set every 43,200 blocks.

Q: When will I receive CRISP payments?

A: The next payouts are as follows:

May 1 - Ends first CRISP period.
May 8 - Payout starts. (Virtually no one will receive this payout)
June 2 - Ends second CRISP period
June 10 - Payout starts

Roughly.

Q: Do I get CRISP payments at the DNotesVault?

A: Yes! You get CRISP inside the DNotesVault, or at any address you control, such as a Desktop wallet. Though I won't suspect you will be able to get CRISP rewards from the exchanges or other online providers.

Q: Where do the CRISP coins come from?

A: The blockchain, these are newly created coins and have now become part of the new coin distribution, just like the staking reward.

Q: How do I earn the interest reward?

A: Our Cryptocurrency Investment Savings Plan (CRISP) payouts occur approximately once per month. All coins that haven’t moved address during that month period will accrue a 0.5% interest, which compounds to roughly 6.17% per annum. If you move your coins during that time, those coins will not receive the interest for that month.

Wondering what DNotes is all about? Here’s the basics:

What is DNotes?
•   DNotes is a digital currency with a purpose: to serve as a real currency that people can use in their daily lives - unlike other digital currencies that focus on solving niche problems, with no plan to become a real, usable currency.
•   The DNotes goal is simple: achieve mass adoption and become the world’s first accessible, inclusive, and financially empowering digital currency that benefits everyone around the globe.

What are DNotes’ Benefits as a Currency?
•   DNotes is managed as a business – but not controlled as one.
•   DNotes success is driven by a profit-generating company, DNotes Global, created to promote mass adoption, protect the currency, and ensure sustainable growth.
•   DNotes’ unique CRISP savings program rewards DNotes owners with 0.5% interest, every month
•   DNotes offers staking rewards for stakeholders – at 2% a year.
•   DNotes provides blockchain invoicing features to simplify merchant acceptance and adoption of the digital currency.

What Benefits Does DNotes Global Provide?
DNotes Global protects DNotes and its stakeholders, promotes mass adoption, and creates value and utility for the digital currency, including a fully integrated ecosystem.
The company provides a unique cross-ownership model, with DNotes owning 25% of DNotes Global (pre-dilution), while the for-profit business maintains a stake in the digital currency.
DNotes Global generates profit, creating intrinsic value for the DNotes currency to help create a “floor” for the digital currency’s value.
DNotes Global has plans to build a long-term competitive advantage by offering services that utilize DNotes. That strategy will also help to facilitate awareness and adoption of the DNotes currency.
Long term competitive advantage DNotes Global will provide in offering services that utilize DNotes.

What’s Next?
Fully compliant Reg D 506 (c) crowdfunding followed by a Reg A+ Mini-IPO.
DNotes Payment Solution Integration into Existing eCommerce Platforms
Cold Staking Implementation & More

Where can I learn more?  
Pitch Deck - https://dnotesglobal.com/PitchDeck.pptx
Pitch Deck Video - https://www.youtube.com/watch?v=XculeWKdbbE
White Paper - https://dnotesglobal.com/white-paper/
Website - http://dnotescoin.com/
Blog - http://dnotescoin.com/blog-main-hub/

[DNotes]

DNotes Global Inc Launches Reg. D 506 (C) Funding To Raise $5 Million From Accredited Investors In A Series Of Three Funding Rounds

https://dnotesglobal.com/2018/07/12/dnotes-global-inc-launches-reg-d-506-c-funding-to-raise-5-million-from-accredited-investors-in-a-series-of-three-funding-rounds/

[R-J-F]

From DNote Telegram Today:

Shane, [12.07.18 11:58]
[In reply to Tim Gogginnz]
That’s very exciting and thanks for the link to the press release. Will there be updates on the progress (for example - current running total for amounts raised?)

Tim Gogginnz, [12.07.18 12:00]
Once we hit certain thresholds I imagine we will let the community know.

Alan Yong, [12.07.18 12:20]
I will provide updates at the appropriate time. It typically takes a lot of ground-work and "hand-holding".  I do not want to build up false expectation or get ahead of "potential".  Be patience. This could take a few months of highly focused efforts.

For anyone in the community, just want to back this up. Having raised VC myself, I can say that it is a stressful, time-consuming, energy-sapping business activity.

Patience is absolutely the watchword. I don't envy the job Alan and team have ahead of them. Raising capital is just painstakingly not-fun.

Amen to that, been there as well. I admire the DNotes team for sticking to their guns and doing this through traditional channels. Don't get me wrong, I love most things about crypto but, the ICO stage isn't quite set and basically, anything could go wrong taking that uncertain route. Hats off to the DNotes team for making this a reality!

[potapo]

It's very interesting for me to follow your news. There is very interesting information here, but it is too much and sometimes the main topic is lost when reading.

[mrbum805]

DNotes Global Inc Launches Reg. D 506 (C) Funding To Raise $5 Million From Accredited Investors In A Series Of Three Funding Rounds

https://dnotesglobal.com/2018/07/12/dnotes-global-inc-launches-reg-d-506-c-funding-to-raise-5-million-from-accredited-investors-in-a-series-of-three-funding-rounds/

I was having a conversation yesterday with a customer and I told them about Dnotes. In the end they were super intrigued and love what they've read since. I Think they definitely qualify as a accredited investor, however not sure if they are. But It was cool to see incredibly high class individuals Read into it and be hooked for more. I knew the minute I dug into dnotes 4+ years ago that I was hooked. You guys are definitely doing things right. Thanks for all the hard work!

[Dyna]

It's very interesting for me to follow your news. There is very interesting information here, but it is too much and sometimes the main topic is lost when reading.

Thank you, Potapo. Your point is well taken. And you are correct.

The DNotes team has been working very hard over the last 4 ½ and provided so much information that it is overwhelming and at times, repetitive. While challenging for those new to DNotes, it is essential and very helpful for those professional investors who want to do very deep research on us before investing.

As expected, that is now becoming an asset as I work with serious investors, dealer brokers, and fund managers. Some may be assigning analysts to do deep research on us before making any recommendations to their clients. This applies to both DNotes and DNotes Global.

An analyst can easily spend a week and not cover more than 50% of the researchable materials available.

Here are my recommendations to get a quick bird’s-eye view:
Must Read:
https://dnotesglobal.com/white-paper/

https://www.youtube.com/watch?v=XculeWKdbbE

https://www.youtube.com/watch?v=QLHLYxq58lI

https://www.crowdfundinsider.com/press-release/dnotes-global-inc-launches-reg-d-506-c-funding-to-raise-5-million-from-accredited-investors-in-a-series-of-three-funding-rounds/

Opitional:

https://fourpillarsofbusinesssuccess.com/the-dnotes-story-an-unfolding-big-bold-idea-of-global-scale/

https://dnotesvault.com/

http://cryptomoms.com/

https://dcebrief.com/


https://dnotescoin.com/

https://bitcointalk.org/index.php?topic=1924858.0

https://bitcointalk.org/index.php?topic=470155.280

https://dnotesedu.com/digital-currency/dnotes/

https://fourpillarsofbusinesssuccess.com/interviews/ceo-cfo-magazine-interview-with-alan-yong-co-founder-ceo-dnotes-global-inc/


++ A whole lot more if you want to keep going.

But then - want to be an inclusive trusted digital currency on a global scale to supplement fiat currency  ..  It is an immensely complex and massive task. We may be the only team committed to that challenge. How much could DNotes and DNotes Global be worth one day? Your guess as as good as mine. But I see this as a generational opportunity not to be missed. And I am eternally grateful to have your support and feel highly privileged to share my knowledge and experience.   

[DNotes]

I was having a conversation yesterday with a customer and I told them about Dnotes. In the end they were super intrigued and love what they've read since. I Think they definitely qualify as a accredited investor, however not sure if they are. But It was cool to see incredibly high class individuals Read into it and be hooked for more. I knew the minute I dug into dnotes 4+ years ago that I was hooked. You guys are definitely doing things right. Thanks for all the hard work!

Appreciate it mrbum805, it is amazing to still see DNotes supporters that have been here since the very beginning like yourself. This has already been excellent year for DNotes, including a much anticipated blockchain upgrade and wallet, successful coin swap, new features added including CRISP and invoice integration, Electrum, initial DNotes Pay, and the start of our funding efforts among other things. With much more to come, very exciting.

[MiningHabit]

I was having a conversation yesterday with a customer and I told them about Dnotes. In the end they were super intrigued and love what they've read since. I Think they definitely qualify as a accredited investor, however not sure if they are. But It was cool to see incredibly high class individuals Read into it and be hooked for more. I knew the minute I dug into dnotes 4+ years ago that I was hooked. You guys are definitely doing things right. Thanks for all the hard work!

Appreciate it mrbum805, it is amazing to still see DNotes supporters that have been here since the very beginning like yourself. This has already been excellent year for DNotes, including a much anticipated blockchain upgrade and wallet, successful coin swap, new features added including CRISP and invoice integration, Electrum, initial DNotes Pay, and the start of our funding efforts among other things. With much more to come, very exciting.

Best paragraph in the entire 256 pages of this thread! In a few sentences, you encapsulate a mammoth amount of work, and what's more, successful progress. Kudos to you and the team. Personally, over the years, there's been spots where I've been a touch impatient. And yet, no matter what, everyone here from the team is always patient beyond years, laser focused on doing the right things at the proper time.

The patience of Job, you guys.

[DCEBrief]

I was having a conversation yesterday with a customer and I told them about Dnotes. In the end they were super intrigued and love what they've read since. I Think they definitely qualify as a accredited investor, however not sure if they are. But It was cool to see incredibly high class individuals Read into it and be hooked for more. I knew the minute I dug into dnotes 4+ years ago that I was hooked. You guys are definitely doing things right. Thanks for all the hard work!

Appreciate it mrbum805, it is amazing to still see DNotes supporters that have been here since the very beginning like yourself. This has already been excellent year for DNotes, including a much anticipated blockchain upgrade and wallet, successful coin swap, new features added including CRISP and invoice integration, Electrum, initial DNotes Pay, and the start of our funding efforts among other things. With much more to come, very exciting.

Best paragraph in the entire 256 pages of this thread! In a few sentences, you encapsulate a mammoth amount of work, and what's more, successful progress. Kudos to you and the team. Personally, over the years, there's been spots where I've been a touch impatient. And yet, no matter what, everyone here from the team is always patient beyond years, laser focused on doing the right things at the proper time.

The patience of Job, you guys.

I'm sure we can all understand those moments of impatience. Many of us have experienced similar emotions when we look at the slow pace of progress throughout much of the industry. Digital currency's promise has often seemed to be little more than hype, with little visible evidence that anyone has any kind of tangible plan to make mass adoption a reality. That's never been the case with DNotes, though, as the goals and plan have been clear for years now. It's a credit to the DNotes community that they have not only understood why DNotes has taken the methodical, value-driven path to achieve mass adoption, but have embraced it as well. That type of patience is nothing short of astounding when you consider that we live in a time where immediate gratification is the order of the day.

[DCEBrief]

Chinese Police Bust $1.5 Billion World Cup Crypto Gambling Ring

https://dcebrief.com/chinese-police-bust-1-5-billion-world-cup-crypto-gambling-ring/

[doctorlw1]

Very exciting to see all the progress begin to materialize. DNotes has been doing this the right way with organic, natural, sustainable growth. As a result we have a stable price point while all the hype coins pump or bleed excessively with every 2% BTC movement.

[DCEBrief]

House Subcommittee to Hold “The Future of Money: Digital Currency” Hearing on July 18

https://dcebrief.com/house-subcommittee-to-hold-the-future-of-money-digital-currency-hearing-on-july-18/

[DNotesEDU]

DNotes Global - Reg. D 506 (C) Fundraising
https://dnotesedu.com/2018/07/dnotes-global-reg-d-506-c-fundraising/