... and when you chargeback you are chased by men in a black van who forcefully remove the gum from your mouth.
We're talking about PayPal.
They're "attached" to your bank account (aka a co-owner of your bank account)... which means, they'll simply take the $0.25 out of your bank account -- even if it causes Your SAVINGS account to be overdrawn, and results in $75 in fees from your bank...
Don't worry. PayPal will get their $0.25 every time.
They're evil bastards.
Which is one of the reasons I support Bitcoin so much, and created http://bitcoinme.com
.. because of how evil PayPal is.