I'm still holding some XRP because of sentimental value. It was the first coin that I bought which went to the moon. However, I don't think there will be much price movement over the coming years, it seems to be fairly priced at the moment.
With some calculations I have seen, their fair value is approximately $0.70 - $0.80 ifa significant number of large banks start using XRP for their transactions. Given that the potential is there, but not realized, I think the current value is fair and will stay there for a while.
Keep in mind that a significant portion of XRP is being held by the founders, so their company market cap is actually quite high already. It's a gamble, but since the upside is a 3x-5x profit, I prefer to gamble with alt coins that have a 10x - 50x potential.
Still seems like a pretty secure coin to hedge other funds.
If you scroll a little bit down there is your "bUt tHeY hOld a sIgNifIcAnT pOrTiOn" it is not significant. Doublehypocrite
https://ripple.com/xrp/market-performance/Edit: its fair value isnt even on the map yet. You just should check their progress, IMF WEF...they all want a piece of it, but internet expertz are sooo much expert so woow 0.70 is most it can get,because im expert and say so. LoL