Fishbones78 (OP)
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July 12, 2017, 11:37:32 AM |
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Hi Fishbones78
For every ten loans you make, how many would you say are never repaid? How many would you say are partially repaid? How many would you say are fully repaid?
Just curious
This current loaning service has only seen 4 loans, and I believe my old one also had about 4. At the moment I seem to see about a 30% repayment rate. I don't mind though, that's what collateral is for. In all honesty I can completely see why collateral scamming is a thing, because I often make a significantly larger amount of money from a loan if the person that gave me the collateral doesnt pay back. I assume you want to be a loaner? Try it, just be careful.
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JollyGood
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July 12, 2017, 11:48:52 AM |
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This current loaning service has only seen 4 loans, and I believe my old one also had about 4.
At the moment I seem to see about a 30% repayment rate. I don't mind though, that's what collateral is for. In all honesty I can completely see why collateral scamming is a thing, because I often make a significantly larger amount of money from a loan if the person that gave me the collateral doesnt pay back.
I assume you want to be a loaner? Try it, just be careful. Thank you for the reply. No I have no intention of being a loaner but was curious about the set up. So in essence when the defaulted you sell the collateral (forum ids) and make more in return than the original loan. And in your view many people have no intention of repayment but just want the money knowing they will lose their forum id? It is however a good set up and good business, wish it stays good for you ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif)
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Fishbones78 (OP)
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July 12, 2017, 12:00:58 PM |
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This current loaning service has only seen 4 loans, and I believe my old one also had about 4.
At the moment I seem to see about a 30% repayment rate. I don't mind though, that's what collateral is for. In all honesty I can completely see why collateral scamming is a thing, because I often make a significantly larger amount of money from a loan if the person that gave me the collateral doesnt pay back.
I assume you want to be a loaner? Try it, just be careful. Thank you for the reply. No I have no intention of being a loaner but was curious about the set up. So in essence when the defaulted you sell the collateral (forum ids) and make more in return than the original loan. And in your view many people have no intention of repayment but just want the money knowing they will lose their forum id? It is however a good set up and good business, wish it stays good for you ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif) People see loans as an easy way to sell accounts if they can't sell one. I generally will make more from a collateral sale than their repayment, yes. The dilemma is that selling accounts is risky and fuels crime on this forum.
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JollyGood
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July 12, 2017, 12:03:22 PM |
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Here is the thing... there are so many lenders here, so is there a market to actually make money from the business?
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Fishbones78 (OP)
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July 12, 2017, 12:19:19 PM |
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Here is the thing... there are so many lenders here, so is there a market to actually make money from the business?
Yes. There are likely people cheaper than me, but some lenders don't bother with small amounts or don't have the Bitcoin for larger amounts. Some lenders will deny collateral that I am willing to take. If you ask me, it's about finding the correct lender for BTC, and one that doesn't cost you an arm and a leg. I am always looking for customers, because I love making me some BTC ![Wink](https://bitcointalk.org/Smileys/default/wink.gif)
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Attilaloe
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July 17, 2017, 07:55:54 AM |
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Requested Loan Amount: .01 Collateral To Be Provided: bitcointalk account Proposed Repayment Date: Tuesday, July 19th Reason For Loan: gift BTC Address: 1FQ74kvjCgb99FUb3NZW43Bv6HkRKA2npN
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Fishbones78 (OP)
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July 17, 2017, 01:41:47 PM Last edit: July 17, 2017, 07:39:25 PM by Fishbones78 |
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Requested Loan Amount: .01 Collateral To Be Provided: bitcointalk account Proposed Repayment Date: Tuesday, July 19th Reason For Loan: gift BTC Address: 1FQ74kvjCgb99FUb3NZW43Bv6HkRKA2npN
ACCEPTEDI have received your accont details, but you will need to give me around an hour to access my cold wallet to provide the funds. Please confirm you agree to this, and that your repayment is 0.012. Thanks EDIT: Sorry for the delays, now sent. https://blockchain.info/tx-index/9b43e08654f193d98fa1da6f7c7886b11fb1fad838a47bcec3a3dbe8819e1577Thanks
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Savi50
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July 17, 2017, 02:09:01 PM |
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Hi!
give you a loan to beginners?
Requested Loan Amount: 0.03 Collateral To Be Provided: bitcointalk account Proposed Repayment Date: Tuesday, July 23th Reason For Loan: gift
18mmA1BSXHSBviQaCabc9ZwXkG2nU6dPLf
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Fishbones78 (OP)
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July 17, 2017, 03:18:53 PM |
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Hi!
give you a loan to beginners?
Requested Loan Amount: 0.03 Collateral To Be Provided: bitcointalk account Proposed Repayment Date: Tuesday, July 23th Reason For Loan: gift
18mmA1BSXHSBviQaCabc9ZwXkG2nU6dPLf
DENIEDYour collateral is worth pennies on a good day. Come up with some good collateral and Ill have 0 issues lending to you.
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JollyGood
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July 17, 2017, 03:41:54 PM |
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Requested Loan Amount: 7500 BTC Collateral To Be Provided: My Word Is My (James) Bond Proposed Repayment Date: 1st April 2185 Reason For Loan: Polygamy Support & Travel The World BTC Address: 123456789abcdefghijklmnABCDEFGHIJKLMN Fishbones78 this is a good opportunity for you to widen your business horizons. Please do not say 'no' or I just might have to take my business and reputation elsewhere ![Wink](https://bitcointalk.org/Smileys/default/wink.gif)
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Savi50
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July 17, 2017, 04:09:15 PM |
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Hi!
give you a loan to beginners?
Requested Loan Amount: 0.03 Collateral To Be Provided: bitcointalk account Proposed Repayment Date: Tuesday, July 23th Reason For Loan: gift
18mmA1BSXHSBviQaCabc9ZwXkG2nU6dPLf
DENIEDYour collateral is worth pennies on a good day. Come up with some good collateral and Ill have 0 issues lending to you. what we are tough and witty)) just say denied
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Attilaloe
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July 17, 2017, 05:07:48 PM |
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Requested Loan Amount: .01 Collateral To Be Provided: bitcointalk account Proposed Repayment Date: Tuesday, July 19th Reason For Loan: gift BTC Address: 1FQ74kvjCgb99FUb3NZW43Bv6HkRKA2npN
ACCEPTEDI have received your accont details, but you will need to give me around an hour to access my cold wallet to provide the funds. Please confirm you agree to this, and that your repayment is 0.012. Thanks Ok, i am agree this!
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Fishbones78 (OP)
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
July 17, 2017, 07:37:38 PM Last edit: July 18, 2017, 12:33:09 AM by Fishbones78 |
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Requested Loan Amount: 7500 BTC Collateral To Be Provided: My Word Is My (James) Bond Proposed Repayment Date: 1st April 2185 Reason For Loan: Polygamy Support & Travel The World BTC Address: 123456789abcdefghijklmnABCDEFGHIJKLMN Fishbones78 this is a good opportunity for you to widen your business horizons. Please do not say 'no' or I just might have to take my business and reputation elsewhere ![Wink](https://bitcointalk.org/Smileys/default/wink.gif) At least someone gets it, eh? ![Grin](https://bitcointalk.org/Smileys/default/grin.gif)
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Fishbones78 (OP)
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July 20, 2017, 05:27:28 PM |
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BUMP.
Also a quick note, I will be undervaluing collateral on loans longer than a couple of days due to volatility. This service will also be suspended between 30th of July and 2nd of August due to Segwit boosting BTC price, meaning it would (likely) be more profitable to run with my BTC rather than take your collateral back and sell it. No loans may be across this period.
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BETFAIRPB
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July 20, 2017, 05:56:00 PM |
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I need 0.010 BTC, I am newbie but I can offer my account localbitcoin, neteller verified
Username : betfairpb Amount Required : 0.010 Interest : 5% Re-payment date : 07/25/2017 Collateral : account localbitcoin,neteller verified
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Fishbones78 (OP)
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July 20, 2017, 06:03:26 PM |
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[/color] I need 0.010 BTC, I am newbie but I can offer my account localbitcoin, neteller verified
Username : betfairpb Amount Required : 0.010 Interest : 5% Re-payment date : 07/25/2017 Collateral : account localbitcoin,neteller verified
DENIEDAs you have already been told in a topic you have posted, this is NOT valid collateral. Either: - Get some valid collateral - Quit the scam, because thats what it looks like. If you're here to steal peoples coins, I have no time for you.
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BETFAIRPB
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July 20, 2017, 06:18:27 PM |
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[/color] I need 0.010 BTC, I am newbie but I can offer my account localbitcoin, neteller verified
Username : betfairpb Amount Required : 0.010 Interest : 5% Re-payment date : 07/25/2017 Collateral : account localbitcoin,neteller verified
DENIEDAs you have already been told in a topic you have posted, this is NOT valid collateral. Either: - Get some valid collateral - Quit the scam, because thats what it looks like. If you're here to steal peoples coins, I have no time for you. I'm not here to steal anyone. I work with bitcoin, but I am unreserved to work http://Https://blockchain.info/en/address/1LLNm2HUvzJrSp2pKguaAvXNLM9SEbN4oc
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Fishbones78 (OP)
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
July 20, 2017, 06:30:40 PM |
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[/color] I need 0.010 BTC, I am newbie but I can offer my account localbitcoin, neteller verified
Username : betfairpb Amount Required : 0.010 Interest : 5% Re-payment date : 07/25/2017 Collateral : account localbitcoin,neteller verified
DENIEDAs you have already been told in a topic you have posted, this is NOT valid collateral. Either: - Get some valid collateral - Quit the scam, because thats what it looks like. If you're here to steal peoples coins, I have no time for you. I'm not here to steal anyone. I work with bitcoin, but I am unreserved to work http://Https://blockchain.info/en/address/1LLNm2HUvzJrSp2pKguaAvXNLM9SEbN4ocThis could potentially help you out trustability wise, but just out of interest, sign a message from this address asking for the loan. You will still need collateral - but it will probably help you.
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BETFAIRPB
Newbie
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July 20, 2017, 06:53:29 PM |
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[/color] I need 0.010 BTC, I am newbie but I can offer my account localbitcoin, neteller verified
Username : betfairpb Amount Required : 0.010 Interest : 5% Re-payment date : 07/25/2017 Collateral : account localbitcoin,neteller verified
DENIEDAs you have already been told in a topic you have posted, this is NOT valid collateral. Either: - Get some valid collateral - Quit the scam, because thats what it looks like. If you're here to steal peoples coins, I have no time for you. I'm not here to steal anyone. I work with bitcoin, but I am unreserved to work http://Https://blockchain.info/en/address/1LLNm2HUvzJrSp2pKguaAvXNLM9SEbN4ocI am very newbie, I can not sign a message ... but I can send the password of my wallet blockchain by personal message to you, in case you want to see my history Accepts ? This could potentially help you out trustability wise, but just out of interest, sign a message from this address asking for the loan. You will still need collateral - but it will probably help you.
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Fishbones78 (OP)
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
July 20, 2017, 07:41:49 PM |
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[/color] I need 0.010 BTC, I am newbie but I can offer my account localbitcoin, neteller verified
Username : betfairpb Amount Required : 0.010 Interest : 5% Re-payment date : 07/25/2017 Collateral : account localbitcoin,neteller verified
DENIEDAs you have already been told in a topic you have posted, this is NOT valid collateral. Either: - Get some valid collateral - Quit the scam, because thats what it looks like. If you're here to steal peoples coins, I have no time for you. I'm not here to steal anyone. I work with bitcoin, but I am unreserved to work http://Https://blockchain.info/en/address/1LLNm2HUvzJrSp2pKguaAvXNLM9SEbN4ocI am very newbie, I can not sign a message ... but I can send the password of my wallet blockchain by personal message to you, in case you want to see my history Accepts ? This could potentially help you out trustability wise, but just out of interest, sign a message from this address asking for the loan. You will still need collateral - but it will probably help you. Look up how to sign a message, i dont want your blockchain password haha. Signing messages is important so you should learn how to do it anyway ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif)
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