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Author Topic: CREDIT REPAIR | USA only | (REAL REMOVAL OF ITEMS FROM REPORTS)  (Read 3008 times)
legendster
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May 19, 2013, 06:40:11 AM
 #21

How is this even possible ?!  Shocked

Oh its possible all right, I worked in a company that did this.

About 2 years ago I was a Jr Loan Modification Officer, well that was the technical term basically I was a Call Center executive calling up people in US who had mortgage & were behind on their payments. Through a law firm in Santa Ana we got people current on their payment plans & a little interest from the bank waived off based on their 'Difficulties'.

My department was in the same floor with the Credit Repair Department so I know it is possible just dont know exactly how.


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StarbucksShop
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May 20, 2013, 01:05:21 AM
 #22

What is your turn around time? How long would it take you to remove an item

It depends on the type of item. Collections, past due accounts, defaulted loans, credit cards etc all have different time frames. I can look at your reports and give you an estimate on how long it would take. PM me if you are interested.

You don't offer sweeps do you? And what are your prices?
willhash4food (OP)
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May 20, 2013, 02:19:12 AM
Last edit: May 20, 2013, 02:51:47 AM by willhash4food
 #23

You don't offer sweeps do you? And what are your prices?

No, I only deal with permanently removing negative accounts because once they are deleted, your credit score immediately jumps up. A credit sweep on a negative account would only prolong that account on your reports, further keeping your score down.

It is a myth that you can just 'pay down' a negative account and it will become positive again. Once you receive a collections or charge off or any sort of negative account, it stays negative even if you pay it completely off. That is why it's important not to waste time paying towards something that will only leave you in the same place where you started out.

Currently, my price is 0.5 BTC per negative item.

They see me minin'... they hatin'...
phr0stbyt3
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May 20, 2013, 03:49:59 AM
 #24

Can you give me details about your level of experience?
How do you compare to companies that specialize in this like Lexington Law?

I am interested in this as I am a current client of Lexington Law. They just want to string me along with a monthly fee in hopes that they may or may not be able to remove negative items. Although they did remove some items the first month and raised my score about 120 points, I've been with them a year and nothing else has really changed.
willhash4food (OP)
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May 20, 2013, 04:36:43 AM
 #25

Can you give me details about your level of experience?
How do you compare to companies that specialize in this like Lexington Law?

I am interested in this as I am a current client of Lexington Law. They just want to string me along with a monthly fee in hopes that they may or may not be able to remove negative items. Although they did remove some items the first month and raised my score about 120 points, I've been with them a year and nothing else has really changed.

I have removed over 30 items (per report) for multiple client's. I have removed credit cards, collections, charge-offs, auto loans, student loans, foreclosures and more.

Other differences between myself and other credit repair businesses:

 - I only charge a one-time fee. My purpose isn't to string you along with a subscription service.

 - I am in regular communication with the 3 credit bureaus, who are always changing their policies. Other repair businesses can only go so far to help you because most of their methods are old and don't apply anymore.

 - There is no certification or schooling for credit repair. Most attorneys don't know any more about how the 3 credit bureaus work than you do. The difference in your results begins with the service that is willing to stay on top of the methods that Equifax/Experian/Transunion use to ignore and elude.

They see me minin'... they hatin'...
phr0stbyt3
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May 20, 2013, 04:47:40 AM
 #26

Can you give me details about your level of experience?
How do you compare to companies that specialize in this like Lexington Law?

I am interested in this as I am a current client of Lexington Law. They just want to string me along with a monthly fee in hopes that they may or may not be able to remove negative items. Although they did remove some items the first month and raised my score about 120 points, I've been with them a year and nothing else has really changed.

I have removed over 30 items (per report) for multiple client's. I have removed credit cards, collections, charge-offs, auto loans, student loans, foreclosures and more.

Other differences between myself and other credit repair businesses:

 - I only charge a one-time fee. My purpose isn't to string you along with a subscription service.

 - I am in regular communication with the 3 credit bureaus, who are always changing their policies. Other repair businesses can only go so far to help you because most of their methods are old and don't apply anymore.

 - There is no certification or schooling for credit repair. Most attorneys don't know any more about how the 3 credit bureaus work than you do. The difference in your results begins with the service that is willing to stay on top of the methods that Equifax/Experian/Transunion use to ignore and elude.
I'm interested. Lets talk. I'll PM you tomorrow around this time.
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