To be honest i don't see any ponzi scheme promotion at your topic. I don't know though why Vod tag you for this reason.
The only "mistake" that i see is that you post referral links,which is forbidden here but you don't get a negative for this.
Anyway you offer collateral and your trust doesn't count so much. Ofc if your collateral is more than 120% i guess...
In the post vod referred too, OP stated "INSTANT (
Must send $25 to receive... ask me how you can get it done for free)". When was the last time you had to send money to receive it? Keep in mind, this isnt a bank that is offering a promo (eg deposit so much to get so much). On top of that, he is also using referrals, which while isnt against the rules, also raises questions on his real intent there (eg is there really a promo or is the OP trying to profit from people signing up under a false promise of something in return?). I did read the other post but he never made corrections to his OP, but still have more questions.
To OP, if you want the loan and you have valid collateral and agree to what I stated in my post avoid, let me know. If youre not interested anymore that is also fine.