[ANN][PRE-ICO] LoanBit - P2P lending & investment

[MikePerry]

Why not standard bank deposits? What's the differ?

Obviously, the bank deposit is the least risky opportunity. In addition, it hardly pays any income.
Sometimes a deposit does not even generate profitability (the money is simply deposited).

I agree. Nowdays Bank are useless and a lot of them has a high fee for borrowers That is why blockhain and this project so important for the world economy
Thank you Dev

Do you really believe banks? Huh.. One my friend, fell into the trap of loans because of hidden banks contracts. I believe only in future of blockchain decentralized loan system. And I think I have supporters of my opinion Be part of the future dude

Yea, I agree with you. It also need for people who live far away from banks, so they can borrow money online and forget about transport troubles.

Hm... They actually can do this using simple online credit but with the higher tax. This project has a lot of advantages. I hope to see trial version!

I am also looking forward to try this product,  I hope that they will also launch a trial period for their future customers,  so we can have an idea how easy and safe to use LoanBit.

Guys, It will be better if the trial is not a 30 day period access. Much better if anyone can use LoanBit free version which is limited of service while the paid version will be the one with the full benefits and access.

[1714891736]

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[1714891736]

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[zenting]

Hello Dev!

As was said in white paper: "Anyone can become a participant of the LoanBit platform. The only requirement is to register using
an email or Google/Facebook account. Upon registration, the platform assigns a unique ID to each participant, after which all functionality of the
platform becomes accessible, except receiving loans." Did you have the important as for me verification process?

Thank you in advance

Yes, they have.
To obtain the loan, participants must undergo a
verification process, such as to:

• enter their data according to the passport (IDcard)

• attach a scanned copy of passport (in good quality, without using graphic editors)

• provide a contact phone number

• confirm the actual address by providing an invoice for payment of utility services at the address and confirmation of the payment

• provide the place of work, salary and other income

For the initial check is quite good. However, the best indicator of the reliability of the borrower will be its credit rating.

[LuckyNicky]

Tell me, do I understand the idea of the project correctly? If I have free funds, then I can lend to other users of the project and earn on it. Right?

Yes, you can be the creditor and give someone your money and earn % on it.

Interest on the loan will be set by your company or it will be formed under the market?

Thanks for your question and interest in our project.
The interest rate will be set by borrower in loan application, at first. The investors view the loan application and decide whether to invest or not. The borrower can increase interest rate if his application won't be financed. So we can safely say that the interest rate is set by the market.

Dev,  thank you to this project, because it's a big help to all company that need loans, and i know soon it will be succeed, not in this country, but whole world, thats all 

[CanvinGale]

Hello Dev!

As was said in white paper: "Anyone can become a participant of the LoanBit platform. The only requirement is to register using
an email or Google/Facebook account. Upon registration, the platform assigns a unique ID to each participant, after which all functionality of the
platform becomes accessible, except receiving loans." Did you have the important as for me verification process?

Thank you in advance

Yes, they have.
To obtain the loan, participants must undergo a
verification process, such as to:

• enter their data according to the passport (IDcard)

• attach a scanned copy of passport (in good quality, without using graphic editors)

• provide a contact phone number

• confirm the actual address by providing an invoice for payment of utility services at the address and confirmation of the payment

• provide the place of work, salary and other income

For the initial check is quite good. However, the best indicator of the reliability of the borrower will be its credit rating.

Yes, they also have credit rating and repayment of the amount of money in case of not paying the borrower.

[KateMoss]

Hello Dev!

As was said in white paper: "Anyone can become a participant of the LoanBit platform. The only requirement is to register using
an email or Google/Facebook account. Upon registration, the platform assigns a unique ID to each participant, after which all functionality of the
platform becomes accessible, except receiving loans." Did you have the important as for me verification process?

Thank you in advance

Yes, they have.
To obtain the loan, participants must undergo a
verification process, such as to:

• enter their data according to the passport (IDcard)

• attach a scanned copy of passport (in good quality, without using graphic editors)

• provide a contact phone number

• confirm the actual address by providing an invoice for payment of utility services at the address and confirmation of the payment

• provide the place of work, salary and other income

For the initial check is quite good. However, the best indicator of the reliability of the borrower will be its credit rating.

Yes, they also have credit rating and repayment of the amount of money in case of not paying the borrower.

By the way, who knows what is LoanBit platform strength comparing to other P2P platforms?

[DannyOcean]

Hello Dev!

As was said in white paper: "Anyone can become a participant of the LoanBit platform. The only requirement is to register using
an email or Google/Facebook account. Upon registration, the platform assigns a unique ID to each participant, after which all functionality of the
platform becomes accessible, except receiving loans." Did you have the important as for me verification process?

Thank you in advance

Yes, they have.
To obtain the loan, participants must undergo a
verification process, such as to:

• enter their data according to the passport (IDcard)

• attach a scanned copy of passport (in good quality, without using graphic editors)

• provide a contact phone number

• confirm the actual address by providing an invoice for payment of utility services at the address and confirmation of the payment

• provide the place of work, salary and other income

For the initial check is quite good. However, the best indicator of the reliability of the borrower will be its credit rating.

Yes, they also have credit rating and repayment of the amount of money in case of not paying the borrower.

By the way, who knows what is LoanBit platform strength comparing to other P2P platforms?

As for me I choose four aspekts:

1. They have more transparent transaction history stored in blockchain
2. Their legal structure is clearer comparing to others P2P landing systems
3. Easy to understand with no hidden cost contract system
4. They have their own Guarantee Fund to protect our customers

[1CryptoSmurf]

Hello Dev!

What types of tokens platform is going to issue? - I can't find this information.
It is very important for the customers will be absolutely satisfied with the products.

Thank you in advance

[Naes]

Hello Dev!

As was said in white paper: "Anyone can become a participant of the LoanBit platform. The only requirement is to register using
an email or Google/Facebook account. Upon registration, the platform assigns a unique ID to each participant, after which all functionality of the
platform becomes accessible, except receiving loans." Did you have the important as for me verification process?

Thank you in advance

Yes, they have.
To obtain the loan, participants must undergo a
verification process, such as to:

• enter their data according to the passport (IDcard)

• attach a scanned copy of passport (in good quality, without using graphic editors)

• provide a contact phone number

• confirm the actual address by providing an invoice for payment of utility services at the address and confirmation of the payment

• provide the place of work, salary and other income

For the initial check is quite good. However, the best indicator of the reliability of the borrower will be its credit rating.

To do this, it is necessary that the user has already taken a loan, on the basis of this, he will be credited with a credit rating. But this is not at the first stages of the project. If I understand correctly.

[dimon2307]

Hello Dev!

As was said in white paper: "Anyone can become a participant of the LoanBit platform. The only requirement is to register using
an email or Google/Facebook account. Upon registration, the platform assigns a unique ID to each participant, after which all functionality of the
platform becomes accessible, except receiving loans." Did you have the important as for me verification process?

Thank you in advance

Yes, they have.
To obtain the loan, participants must undergo a
verification process, such as to:

• enter their data according to the passport (IDcard)

• attach a scanned copy of passport (in good quality, without using graphic editors)

• provide a contact phone number

• confirm the actual address by providing an invoice for payment of utility services at the address and confirmation of the payment

• provide the place of work, salary and other income

For the initial check is quite good. However, the best indicator of the reliability of the borrower will be its credit rating.

Yes, they also have credit rating and repayment of the amount of money in case of not paying the borrower.

Well, in any case, the amount will not be fully compensated, but only some part. Well, this is logical, when working with funds, it is necessary to remember the existing risks.

[IMarceline]

Hello Dev!

What types of tokens platform is going to issue? - I can't find this information.
It is very important for the customers will be absolutely satisfied with the products.

Thank you in advance

Loanbit tokens are utility tokens. Your welcome dude

[bervang]

Hello Dev!

As was said in white paper: "Anyone can become a participant of the LoanBit platform. The only requirement is to register using
an email or Google/Facebook account. Upon registration, the platform assigns a unique ID to each participant, after which all functionality of the
platform becomes accessible, except receiving loans." Did you have the important as for me verification process?

Thank you in advance

Yes, they have.
To obtain the loan, participants must undergo a
verification process, such as to:

• enter their data according to the passport (IDcard)

• attach a scanned copy of passport (in good quality, without using graphic editors)

• provide a contact phone number

• confirm the actual address by providing an invoice for payment of utility services at the address and confirmation of the payment

• provide the place of work, salary and other income

For the initial check is quite good. However, the best indicator of the reliability of the borrower will be its credit rating.

Yes, they also have credit rating and repayment of the amount of money in case of not paying the borrower.

By the way, who knows what is LoanBit platform strength comparing to other P2P platforms?

For me, as for many customers, the safety of my funds is important first and then earnings. This project provides both.

[IMarceline]

Can borrower without credit card get a loan?

[bervang]

Can borrower without credit card get a loan?

Certainly. He can receive funds both in Fiat and in crypto-currencies. Certainly. The credit card will not be needed.

[boosteroid8]

Hello Dev! Tell me please, How are you going to use funds received from ICO?

[AlexK1m]

Hello Dev! Tell me please, How are you going to use funds received from ICO?

Take a look at this screenshot

[Kir1to]

Hi all!

I want to ask "What are the investors’ benefits?" and "What is the minimum investment?"

[Naes]

Hello Dev! Tell me please, How are you going to use funds received from ICO?

Take a look at this screenshot

This is not entirely a question of the question posed. This picture shows how the tokens will be distributed. And how will the funds be used?

[AleXcreig]

Hi all!

I want to ask "What are the investors’ benefits?" and "What is the minimum investment?"

There is no minimum. It is up to you how much you would like to invest.

[MikePerry]

I see the founders have a great deal of experience, have a question how Tokens can be used in the system?

Thanks for your question.
Tokens (LBT) will be one of the "working" currencies of the Platform. So you are able to invest or recieve the loan in LBT. All loans in LBT are free of any commission. Availability of LBT also give you access to listing of loans.

Hello! What are the functions of the platform? Can you explain it more detailed?

[DannyOcean]

I see the founders have a great deal of experience, have a question how Tokens can be used in the system?

Thanks for your question.
Tokens (LBT) will be one of the "working" currencies of the Platform. So you are able to invest or recieve the loan in LBT. All loans in LBT are free of any commission. Availability of LBT also give you access to listing of loans.

Hello! What are the functions of the platform? Can you explain it more detailed?

1. Clients scoring and verification
2. Holding clients database and representation clients to each other
3. Offered conditions database
4. Contract creation
5. Contract conditions fulfillment control
6. Guarantee fund function