Hi Tianyi321 . Thanks for your question. I am the CEO of Swapy Network, and it is a pleasure to talk.
Here are some key differences between us and the other projects:
1)
The founders are from Brazil. In our country, the average loan has a 145% interest rate. We lived the problem of high cost of credit in our own skin. That is why we are so passionate to solve it and we will never give up on it.
2)
We are obsessed with compliance and before proposing our solution, we consulted legal experts in three countries: Brazil, USA and Switzerland. Therefore, many other projects that depend on a pure P2P model will not work in Brazil, for example, because the legislation does not allow it.
3)
We have world class investors and advisors. We have Tim Draper as our early investor and Don Tapscott as our advisor,
4)
Our project is already in public Alpha. You can try it here:
https://www.swapy.network/download 5)
We are the one stop shop for a cheaper credit, and we work with the existing infrastructure. While some other ICO projects work providing the capital for the loans, and other work providing a credit scoring, Swapy Network is a complete solution for both problems.
6)
We are Open Source. Which means that other teams from around the world can join our project and get paid to develop or improve it. We took this decision because we believe that we are #StrongerTogether!
If you have any doubt, please let us know.