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Author Topic: Will there ever be a Bitcoin Bank  (Read 2776 times)
buharikx31
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December 02, 2017, 10:00:12 PM
 #161

It more possible to expect Visa and mastercard to accept bitcoin as a payment method, the same for banks which are intrested on converting bitcoin to cash money with profit, not using exchange

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ezbreezy08
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December 02, 2017, 10:33:02 PM
 #162

It more possible to expect Visa and mastercard to accept bitcoin as a payment method, the same for banks which are intrested on converting bitcoin to cash money with profit, not using exchange
right now i think they are adopting blockchain already but bitcoin as a payment method there are several banks that accept bitcoin already, wait for another year and so on. hope their are no fees or transaction fees that banks needed to it.

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December 02, 2017, 11:09:13 PM
 #163

If there is such bank bitcoin users should regulate it digitally where we shall have a secured wallet and less exchange rates. How ever if  it is a government regulated bank then not a good idea because why to convert decentralized to the centralized one. It highly creates impact in our bitcoin market. Automatically all the bitcoin users stops transactions with bitcoin when they don't see profits, because all the prices for these assets would be controlled by financial system.

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December 03, 2017, 08:11:05 PM
 #164

Bitcoin Bank but for what, Bitcoin is a decentralized system and there is not any need of banks for such system. But there might be Bitcoin Banks where people can know about Bitcoin but that too will be not helpful as banks will not able to maintain their financial conditions. Bitcoin is totally based online portal one don't need banks for that, if government wants they can set up places where people can learn about Bitcoin and exchange their currency for Bitcoin and know the latest updates but still you can' call that place a Bitcoin Bank.

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December 03, 2017, 08:15:31 PM
 #165

Could be but it won't be a new bank that will try to just reach to most countries were bitcoin is used in the most part of economy, for me bitcoin in countries will be going through normal banks.

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awawo
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December 03, 2017, 08:19:02 PM
 #166

Well it will be a good development for there to be bitcoin bank, but it will be a waist of time and resources after all bitcoin is design to exist without the influence of any institution or organization. The blockchains are already serving the services of a bank in the cryptocurrencies world so we don't need any other bank or financial institution of any kind.

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December 04, 2017, 07:38:40 AM
 #167

Does anyone on here think that there is ever going to be Bitcoin Bank, be it something which is centralized or something which isn't really doesn't matter. But I'd think of this as a company, or a union (like one of those credit union banks) where loans would be given out to people with trust, money is held, and so on and so forth.

I know many think that they can escape banks, but they are insanely helpful and trustworthy for many everyday people who we'd want to join into the BTC community.
I do not like the idea of a bitcoin bank but it is very obvious to me that it is going to happen, banks are going to realize at some point they are losing business to bitcoin and they are going to begin to accept bitcoin as a deposit, I do not think it is going to happen yet because most of the people in bitcoin at this time are people that have a strong ideology about what is bitcoin, so most of us have strong feelings against banks, but as bitcoin becomes more popular and everyone begins to use bitcoin then we are going to become a minority and at that point a bitcoin bank will be a real possibility.
good point mate but the problem is we are enjoying our freedom here in cryptoworld and all of a sudden because of this banking system we will be centralized i dont think those whale will agree on this they maybe the first one to oppose on this idea.the decentralization system of this community let us feels that we have freedom over government but thos idea will took that from us.so lets think it over before believing that to happen
The freedom is what makes the difference in the first place. What is the point of having banks in the first place? They are meant to help you save your money, cash it out whenever you want, collect loans if you have collateral and so on and so forth while you are still being controlled at the end of the day with the government's monetary policies.

With Bitcoin wallet, you can perform all the necessary functions of a bank yourself without involving any third party which is why a bitcoin bank does not sound realistic.


 
 
 
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December 04, 2017, 08:10:17 AM
 #168

No i do not think because bitcoin is made out of the fact that people do not trust banks why should we put something like this in a bank i think that is the dumbest question i have ever seen you cannot ask something that is made to never put in a bank to put int in a bank.
Banks suck and they will always suck. The community will not even accept it and there is even no way they can easily operate in the first place. What would be the idea? To help you store your money in their bitcoin wallets and give it to you when you want which you can easily do all by yourself. Or probably to give you loan as the OP mentioned, which is total crap.

Having a bitcoin bank would be so useless and no one will even bother to come up with such an idea in the first place. It is even hard to trust centralized exchanges, let alone a bitcoin bank.

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December 04, 2017, 01:33:39 PM
 #169

It more possible to expect Visa and mastercard to accept bitcoin as a payment method, the same for banks which are intrested on converting bitcoin to cash money with profit, not using exchange
right now i think they are adopting blockchain already but bitcoin as a payment method there are several banks that accept bitcoin already, wait for another year and so on. hope their are no fees or transaction fees that banks needed to it.
So.you think that banks will ever think accepting Bitcoin and acting as an exchange? Funny, cause that pretty much won’t be happening. I’m  not saying on the matter of Bitcoin and Bank being against each others and blablabla. I’m just saying the true fact– and that is that if Banks are going to accept Cryptocurrencies, they will be accepting a cryptocurrency made by the country’s government, which will be made a centralized Investment for the citizens to invest on.

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December 04, 2017, 02:36:33 PM
 #170

I think thats impossible to happen to bitcoin to be manage by a bank even tho it is a Bitcoin Bank,, why? Because Banks can forbid you to receive or disallow you to make a transaction to any if they find out your not eligible to their terms and conditions.

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December 04, 2017, 02:41:58 PM
 #171

It more possible to expect Visa and mastercard to accept bitcoin as a payment method, the same for banks which are intrested on converting bitcoin to cash money with profit, not using exchange
right now i think they are adopting blockchain already but bitcoin as a payment method there are several banks that accept bitcoin already, wait for another year and so on. hope their are no fees or transaction fees that banks needed to it.
So.you think that banks will ever think accepting Bitcoin and acting as an exchange? Funny, cause that pretty much won’t be happening. I’m  not saying on the matter of Bitcoin and Bank being against each others and blablabla. I’m just saying the true fact– and that is that if Banks are going to accept Cryptocurrencies, they will be accepting a cryptocurrency made by the country’s government, which will be made a centralized Investment for the citizens to invest on.
They wont bother to accept bitcoin but rather they would able to accept on the coin being made by government since they do know that people on that place will surely get involve on that one since its being recommended and backed by gov't. I dont see a reason that Banks would decide to tie up with bitcoin since they do know its capabilities and the things that can be done.It can stand alone and be really an enemy against on a centralised system.

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December 04, 2017, 02:51:39 PM
 #172


They wont bother to accept bitcoin but rather they would able to accept on the coin being made by government since they do know that people on that place will surely get involve on that one since its being recommended and backed by gov't. I dont see a reason that Banks would decide to tie up with bitcoin since they do know its capabilities and the things that can be done.It can stand alone and be really an enemy against on a centralised system.
For me it really depends in the country if one country is open for regulating bitcoin or is making bitcoin legal has the possibility that country will open for a bitcoin bank. Banks are intelligent enough actually here in our country they are confused already what bitcoin is because a lot of users are using this one.

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December 04, 2017, 03:01:53 PM
 #173


They wont bother to accept bitcoin but rather they would able to accept on the coin being made by government since they do know that people on that place will surely get involve on that one since its being recommended and backed by gov't. I dont see a reason that Banks would decide to tie up with bitcoin since they do know its capabilities and the things that can be done.It can stand alone and be really an enemy against on a centralised system.
For me it really depends in the country if one country is open for regulating bitcoin or is making bitcoin legal has the possibility that country will open for a bitcoin bank. Banks are intelligent enough actually here in our country they are confused already what bitcoin is because a lot of users are using this one.
Bankers are smart people. You shouldn't underestimate them. The existing banking system may not be the cryptocurrency. This is not because banks do not want to make a profit. They can't come up with a mechanism for the application of cryptocurrency. Banks is one of the tools of the government control finances. Therefore, banks will never use crypto currency which is not controlled by the state.

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December 04, 2017, 03:14:32 PM
 #174

I don't think we need a Bitcoin bank, might as well buy hardware wallet rather than go with the Bank. What i think possible is a ICO Bank. If you heard about a certain lending platform having their own VISA/MasterCard. I think that's a small step on having a ICO Bank.

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December 04, 2017, 04:44:29 PM
 #175

Does anyone on here think that there is ever going to be Bitcoin Bank, be it something which is centralized or something which isn't really doesn't matter. But I'd think of this as a company, or a union (like one of those credit union banks) where loans would be given out to people with trust, money is held, and so on and so forth.

I know many think that they can escape banks, but they are insanely helpful and trustworthy for many everyday people who we'd want to join into the BTC community.

Providing a bitcoin bank to a decentralized currency is impossible and people would rather keep it onto their wallets due to other related banking fees that might escalate in the future. I mean, what's the purpose of the bank anyway? Though one might argue for the enhancement of security but this would only lead to conflict within the government agencies especially when you accept a currency that has been viewed as foreign to other countries as well. Also, accepting bitcoin into a bank where its price is highly volatile would only result to a disruption in the market and has the potential of doing damage in terms of its price.
People would rather store their bitcoins in a hardware wallet rather than storing it into a bank that has potential fees in the future.

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December 05, 2017, 05:25:49 AM
 #176

Does anyone on here think that there is ever going to be Bitcoin Bank, be it something which is centralized or something which isn't really doesn't matter. But I'd think of this as a company, or a union (like one of those credit union banks) where loans would be given out to people with trust, money is held, and so on and so forth.

I know many think that they can escape banks, but they are insanely helpful and trustworthy for many everyday people who we'd want to join into the BTC community.

bitcoin banks may not exist because they are integrated directly with the blockcahin system, if a bitcoin ATM machine may exist in every country. but if the bitcoin bank does not seem to be too in need.
One way or the other, exchanges are centralized and they are pretty much acting like banks right now. It is expected anyway but we cannot directly say they have the same functions as banks. Bitcoin is a decentralized digital currency and the closest we are ever going to have would be exchanges, but having bitcoin banks would not really serve any purpose in the long run.

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December 05, 2017, 05:45:21 AM
 #177

Bitcoin is earliest crypto but it need protocol improvement.forming a bank out of it useless.there are different debit card and virtual wallet available to you but still till bitcoin protocol changes is required.the transaction speed is is quite low and transaction fee is is also high.ripple will take over in crypto bank category and let see what will be the future.but there will be a crypto bank as many project are taking initiative to form one.

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DRAWDE_3691
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December 05, 2017, 06:00:14 AM
 #178

Does anyone on here think that there is ever going to be Bitcoin Bank, be it something which is centralized or something which isn't really doesn't matter. But I'd think of this as a company, or a union (like one of those credit union banks) where loans would be given out to people with trust, money is held, and so on and so forth.

I know many think that they can escape banks, but they are insanely helpful and trustworthy for many everyday people who we'd want to join into the BTC community.

Having a bitcoin bank is not very far to be attained. Since, there are already teller machines for bitcoin. however, crypto worlds purpose is way different contrary to banking, I guess.

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December 05, 2017, 06:55:23 AM
 #179

Does anyone on here think that there is ever going to be Bitcoin Bank, be it something which is centralized or something which isn't really doesn't matter. But I'd think of this as a company, or a union (like one of those credit union banks) where loans would be given out to people with trust, money is held, and so on and so forth.

I know many think that they can escape banks, but they are insanely helpful and trustworthy for many everyday people who we'd want to join into the BTC community.

I think that when this trend about bitcoin continues, people might want to have their very own bitcoin bank account. Probably for the reason that the idea of having a bank makes people feel more secure and comfortable with the things they value the most. I believe one day that there would be such a thing like bitcoin banks.

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Kava
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December 05, 2017, 06:57:53 AM
 #180

Does anyone on here think that there is ever going to be Bitcoin Bank, be it something which is centralized or something which isn't really doesn't matter. But I'd think of this as a company, or a union (like one of those credit union banks) where loans would be given out to people with trust, money is held, and so on and so forth.

I know many think that they can escape banks, but they are insanely helpful and trustworthy for many everyday people who we'd want to join into the BTC community.
While there will be such volatility then the bitcoin of the bank will not be. We need stability and legalization of it so that everything is official and there are minimal risks for placing its profits in such a bank.

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