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Author Topic: [ANN][pre-ICO NOW]CREDITS - New Blockchain for financial industry[10 Nov-15 Dec]  (Read 9655 times)
cheus
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November 14, 2017, 10:36:12 AM
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Official CREDITS ANN thread

--------PreICO dates: 10th Nov 2017 - 15th Dec 2017--------
---------ICO dates: 15th Jan 2018 - 15th Feb 2018---------




Other Languages:
------------------
.• Chinese Simplified : (ANN, Whitepaper)
• Korean : (ANN, Whitepaper)
• Japanese : (ANN, Whitepaper)
• Spanish : (ANN, Whitepaper )
• German : (ANN, Whitepaper)
• Indonesian : (ANN, Whitepaper)
• Vietnamese : (ANN, Whitepaper)
• Romanian : (ANN, Whitepaper)
• Portuguese : (ANN, Whitepaper)
• Dutch : (ANN, Whitepaper)
• Italian : (ANN, Whitepaper)
• Bulgarian : (ANN, Whitepaper)
• Slovenian : (ANN, Whitepaper)
• Thai : (ANN, Whitepaper)
• Danish : (ANN, Whitepaper)
• Greek : (ANN, Whitepaper)
• Hindi : (ANN, Whitepaper)
• Polish : (ANN, Whitepaper)
• Russian: (ANN,Whitepaper)
• Swedish: (ANN, Whitepaper)
• Turkish: (ANN, Whitepaper)
• French: (ANN, Whitepaper)
• Filipino: (ANN, Whitepaper)
• Arabic: (ANN, Whitepaper)
• Croatian : (ANN, Whitepaper)




ICO caps
Soft cap $15 mln USD
Hard $20 mln USD
Min cap $1.5 mln USD
1 ETH = 5 000 CREDITS (CS)


Presentation / ICO
______

The first stage is scheduled for December 2017.
Do not miss these opportunities, please stay connected in our social channels, and first let you know about the updates.


.
[Download]

[Download]

[Download]

[Download]

PROBLEM
______

Creation and performance of financial products on the basis of blockchains and smart contracts with quick transactions


GOAL
______

The creation of a decentralized sector of financial services on the basis of the participant(s), bypassing specialized financial institutions such as banks and intermediaries

WHY CAN'T THIS BE DONE NOW?
______

Popular platforms like Ethereum are not ready for financial transactions due to a slow rate of 0.5-15 minutes and a price of about 0.02-0.5 dollars per transaction. This is unacceptable for the financial industry.

CREDITS - creates a new platform for the operation of financial products on a unique scheme of building a blockchain/ledger with smart contracts, which achieves:

• A speed of processing transactions up to 1 million transactions per second
• An average processing time of 3 seconds per transaction
• Very inexpensive processing cost

BITCOIN / ETHEREUM
• Approximately 100 operations per second
• Average processing time of 0.5-15 min
• Cost up to 0.02-0.5 dollars per transaction

CREDITS aims to achieve a performance of 1 million transactions per second, an average processing time of 3 seconds and a mean peak value of 10 seconds.

The system is a distributed database with the principles of a blockchain/ledger - decentralized management and transfer of digital assets, invariability of records.

1. Distributed, decentralized storage and open source.
2. Support for public and private networks
3. Each entry is entered into the database of the blockchain/ledger without Merkle trees and sidechains by the processing of consensual transactions.
4. Coded in C/C++ with OOP principals - has the ability to build other compilers
5. Permissions set at the transaction level
6. The system is scalable (as the number of nodes increases, the number of transactions
processed per unit of time increases)
7. Transactions are added to the block for later consensus
8. Consensus model: federal with a mechanism for resolving most nodes with the permission to make a decision.
9. Virtual machine (VM) is used for executing smart contracts. Each contract executes in a separate isolated environment for increased security in VM, development is allowed in script languages (for example, JavaScript), extended work with the calendar and scheduler
10. PoW (Proof-of-work) + PoC (Proof-of-Capacity). Coins are issued in advance for a certain amount.

Bitcoin - payment system and money unit. The task is only to pass from one user to another. Slow blockchain
Similar: public blockchain/ledger, the internal cryptocurrency
Differences CREDITS: fast blockchain/ledger, the availability of smart contracts, orientation on the financial sector, supports different currencies

Ethereum - emphasis on the creation of smart contracts and recording them in the blockchain. All else is solved through the use of third-party services. Oriented for all industries. Slow blockchain
Similar: smart contracts, internal cryptocurrency
Differences CREDITS: another quick blockchain/ledger, supports different currencies, uses an internal system of calculations, focused on the financial sector

Ripple - only used as a settlement system and currency exchange. Closed for developers and companies
Similar: fast blockchain/ledger, a system settlement for different currencies, focused on the financial sector
Differences CREDITS: the availability of smart contracts, an open developers platform, any company can connect to the platform


What is CREDITS?
______

New open platform CREDITS for creation and management of financial services on the basis of the blockchain/ledger

The unique system of building a blockchain allows you to build financial services with high speed transaction processing up to 1 million per second and average speed transaction processing in 3 seconds. CREDITS truly opens up new opportunities to use the blockchain technology in the financial sector.


NEW GENERATION OF BLOCKCHAIN
______


.


SUPER HIGH SPEED

Blockchain with up to 1 000 000
transaction per second

 

PROCESSING TIME

Average processing time is 3 second
per transaction.

 

VERY LOW PRICE

Very low cost of transaction.

CREDITS platform offers new and unique technical implementation of blockchain technology, smart contracts, data protocol and has its own internal cryptocurrency.

It is a platform with completely new technical network capabilities, speed, cost of transactions and total number of operations per second. It is an open platform which means that users and companies can create online services that implement the blockchain protocol.

We offer a new product for users. We designed new features by creating new algorithm to search for a consensus; a new scheme registry; an algorithm for processing and maintaining transaction - based solutions for finite state machines based on the model of Federal voting nodes.

The CREDITS platform offers a solution to low speeds and high transaction costs. It expands the potential which blockchain technology has for the financial industry and the Internet of Things.


.


Blockchain

Distributed, decentralized storage and open
source code. Support for public and private
networks.


Transactions

Each record is entered into the blockchain of
the block-less database without Merkle trees
and sidechaines by processing consensual
transactions.


Forming of blocks

Set permissions at the transaction level.
Transactions are added to the block for the
subsequent finding of a consensus on the
algorithm for finding the solution of the finite
state machine
.


Consensus model

Consensus model: federal with a mechanism
for resolving most nodes with permission to
make a decision.


Smart contracts

Each smart contract is performed in a
separate isolated virtual machine
environment, allowing development in script
languages ??(JavaScript),
extended work with
the calendar, scheduled


System

The system is scalable (as the number of
nodes increases, the number of transactions
processed per unit of time increases). The
lack of PoW protocol (Proof-of-work). Coins
are issued in advance in a certain amount

Technical features
______

.FeaturesCREDITSBitcoinEthereum
.Blockchain and Smart Contracts
.• Transaction Speed• 1 000 000 transaction per second (up to)• 10 transaction per second• 500 transaction per second (up to)
.• Block Interval• 3 seconds (average)• 10 minutes• 15 seconds
.• Block Size• Dynamic• 1 Mb• Dynamic
.• Consensus Algorithm• modified FA(Federated Agreement + PoW + PoC)• Proof of Work• Proof of Work
.• Flexible configured blockchain• Yes• No• No
.• Coins• CREDITS• Bitcoin• Ether
.• Smart contacts• Yes• No• Yes
.• Blockchain type• public, private• public• public
.• Turing-complete code for developing smart contracts• JS equal language• Non-systematic• Solidity, Serpent,etc
.• Decision Making Process• Democratic Congress (One node=One vote)• Non-systematic• Non-systematic
.• Speed executing contracts• 100 000 transaction per second (up to)• Non-systematic• 100 transaction per second (up to)
.• User technical features
.• Crypto algorithm• Symmetric-key algoritm +• Asymmetric-key algoritm• Asymmetric-key algoritm
.• Asymmetric-key algoritm
.• Using third-party systems• Yes• No• No
.• Allow create own application• Yes• No (very hard)• Yes
.• API• Yes• No• Yes

Roadmap
______


.S1S2S3S4S5
.Pre-AlphaAlphaBetaRelease
candidate
Release
.• Storage, Consensus
  mFA Consensus
• FA : Key Design
  Implementation
• mFA : Key Design
  Implementation,PoW + PoC
• mFA Optimization• optimisation
.• Data Store• Decentralization Ledger, NoSQL
  Store implementation
• MessagePack History• Blockchain backup
.• CVM (Credits virtual
  machine)
• Design and Implementation• Integration witd ecosystem• Optimization• check errors
.• tdird-party system• Design and Implementation• integrate to full system• optimisation
.• Inference Engine• Formal Specification and
  Key Design Elements
• Reasoner Integration with
  Blockchain
• Reasoner Optimization
.• User interface• Implementation• Web UX design
.• Wallet• Wallet Formal specification• UX design Application
  Test
• Android, iOS,
  Desktop Wallets
.• RPC and REST API• Formal specification• Blockchain Explorer• third-party explorer


Project Team
______


.

Chugunov Igor
CEO & Founder

Education: Banking. Experience:
12 years, including IT projects,
bank and credit internet services,
affiliate marketing company for banks
and PDL companies. Experience
withblockchain business: 2 years.
From 2016 working at the CREDITS
platform


Evgeniy Butyaev
CTO

Education: Engineer (software
development). Software
development experience: more than
10 years. Experience with blockchain
more than 3 years, including
European organizations – various
solutions based on blockchain for
different customers including
StateStreet; solutions based on
blockchain in Russia. From 2016 -
working at the CREDITS platform


Valentin Antonov
Team Lead

Education: Programmer. Experience:
more than 10 years as a programmer
and architect building complex and
high-loaded systems for the financial
and banking sectors. In the
blockchain industry for about
2 years. Qualified in platform
Ethereum.


Aleksandr Krasnov
Senior software developer

Big development experience,
including blockchain technology
experience in a secure team for US
company StateStreet. Engineered
development solutions for various
clients and worked on high loaded
systems for orgnisations based in
Europe and USA.
.

Matushkina Elena
PR manager

Experience in PR for over 7 years.
Promotes brands and products in
media and over the Internet.
Participated in development of a
strategy of presence in social
networks, and continues working to
improve the concept. Content
creation (text, photo, video), the
reason for social networks.


Bruce Sadia
Development manager

Education: Master’s in
Communications and International
PR. Working experience over 3 years
in IT sphere with foreign people. She
is responsible for communicating
with foreign partners and
organizations.


Evgeny Romanov
Community manager

Planning and conducting marketing
and PR activities of the company's
online Community management in
social network. In the project
responsible for developing programs
and support bounty team.
Blockchain enthusiast 2014.


David Kolmakhidze
Head of investment
relations department

Six years of experience in
investment in cryptocurrency,
development, consultant in
blockchain projects. Expert in
marketing strategy ICO. Great
experience in building partnerships
with investors and angel investors.


Advisory board
______


.

Kyle Wang
Senior Consultant
IBM
Cleveland, USA

«The team is exceptional!
CREDITS is a novel approach
and cryptoeconomic innovation
within blockchain»


David Drake
Managing Partner
at LDJ Capital
New York, USA

Mr. Drake's investments
currently have 50+ global
directors that maintain relations
with institutions & family offices
with $1.5 trillion in assets.


Christian Ferri
Entrepreneur, Investor
San Francisco, USA

Executive with extensive
experience in blockchain
architecture/DApps/ICOs,
strategic planning, investment
relations for both large blue
chips and nimble start-ups.


Michael Kapilkov
Blockchain Advisement
New York

«I am proud to announce that I
have joined 'CREDITS'​ as an ICO
Advisor» Founder Healthi,
CoFounder Altcoinz, CoFounder
I-virtual.
.

Christophe Ozcan
Blockchain
technical - Expert
France

CEO & Co-founder at Crypto4All,
Blockchain Ecosystem Advisor
at Rockchain, Blockchain
commission member at AFNOR
Group


Elie Galam
Bancor Foundation
Financial Advisor
New York

Chief Investment Officer at
Eastmore Group, Advisor to
Legolas Exchange and Gimli


Artjom Aminov
Blockchain architect
at F&L Galaxy, inc
London, United Kingdom

Developer and architecture of
high-availability server-side
applications based on
blockchain technologies


Tyler Perry-Smith
Investor, Enthusiast
Savitr Capital
San Francisco

«CREDITS can be the catalyst
that takes blockchain
functionality to mainstream
business operations!»
.

Jacob Salvador
Investor & Trader
Blockchain Specialist
Oslo, Norway

Experienced Investment
professional in the venture
capital and private equity
industry. Skilled in Blockchain
technologies


Henrique Centieiro
Business Consultant

A specialist in cryptocurrencies
and blockchain projects,
business planning and
development, corporate finance


Bounty Campaign
______

We are offering our participants a total allocation of 2% from our overall token supply.
The total number of tokens in circulation may vary, depending on the actual amount raised during Token Sale;



But in any case 2% of tokens will still be designated to the bounty campaign
1 600 - 2400 ETH
1 ETH = 5 000 CREDITS (CS)


Bounty Campaign Token Allocation:

Overall Bounty:
4 800 000 - 7 200 000 CS (equals ~ 1 600 - 2 400 ETH)


Signature campaign 30%
1 440 000 - 2 160 000 CS (~ 480 - 720 ETH)

Facebook campaign 15%
720 000 - 1 080 000 CS (~ 240 - 360 ETH)

Twitter campaign 15%
720 000 - 10 80 000 CS (~ 240 - 360 ETH)

Blogs / News / Video Content campaign 20%
960 000 - 1 440 000 CS (~ 320 - 480 ETH)

Translation / Community Admin campaign 15%
720 000 - 1 080 000 CS (~ 240 - 360 ETH)

Telegram campaign 5%
240 000 - 360 000 CS (~ 80 - 120 ETH)

Join us on telegram



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cheus
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November 14, 2017, 10:37:56 AM
 #2

Reserve topic, the original was banned for unknown reasons, we learn in the situation

Delicieuxz
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November 14, 2017, 10:41:32 AM
 #3

We apologize for the inconvenience. We will try to solve this misunderstanding

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November 14, 2017, 10:46:08 AM
 #4

[ANN] Credits(CRDS): Ease of use, Privacy & Equality | Argon2d PoW - Masternodes
https://bitcointalk.org/index.php?topic=1944858.0

same



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November 14, 2017, 11:05:05 AM
 #5

[ANN] Credits(CRDS): Ease of use, Privacy & Equality | Argon2d PoW - Masternodes
https://bitcointalk.org/index.php?topic=1944858.0

same




Project with a similar name, but it's not us

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November 14, 2017, 12:23:07 PM
 #6

Reserve topic, the original was banned for unknown reasons, we learn in the situation
It is not fair! I wish you to solve this problem as soon as possible  Angry Angry Angry

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November 14, 2017, 10:15:11 PM
 #7

Credits – New Ethereum Сompetitor

The crypto-industry development has reached an unprecedented scale, and even the latest Ethereum platform-based blockchain development (Ether) sometimes takes quite a long time to cope with processing such a large influx of transactions in a few minutes.

The main performance problems with existing blockchains

The steady increase in the number of transactions in the network leads to block overflow and to a delay in the confirmation of transactions for an indefinite time. As a result, participants do not always manage to use payments in everyday life, for example, they have to wait for the payment in a restaurant due to a number of inconveniences because of the constantly arising problems of working with the system:

· Low transaction processing speed;
· Low traffic (the number of transactions per second);
· High transaction commission;

The Credits platform is an original development for a new generation; based on blockchain technology, which is ready to solve the problems of speed and transaction costs which will expand the potential for the use of blockchain in both the financial industry and the Internet of things.

https://coinidol.com/credits-new-ethereum-ompetitor/

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Spectiv VR Crowdsale: 12/08/17


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November 14, 2017, 10:20:27 PM
 #8

where bouunty thread
not explain detail about bounty dev, form spreadsheet in join, spredsheet participant and more


              ▄▄████████████▄▄             
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   ▄██▀░░░░░░░░░░░░░░░▄▄▄▄▄█████████████▄   
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                         [ Website ]                     
     
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November 14, 2017, 10:53:23 PM
 #9

The main objective of the product is to use it in credit institutions? How will the loan agreement be confirmed? Pledge of property? Legality of the transaction? The crisis is not payments?

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November 14, 2017, 11:11:56 PM
 #10

A very interesting project, there is a bounty program but the information is still a little. I will wait for more information bounty.

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November 15, 2017, 06:32:20 AM
 #11

A very interesting project, there is a bounty program but the information is still a little. I will wait for more information bounty.
Hi, look in the first post there is a link to the bounty program

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November 15, 2017, 11:58:01 AM
 #12

Bitcoiner published an article about CREDITS. See the innovative startup of  advanced blockchain with its outstanding features on the cutting edge of tech: https://goo.gl/VRcFst

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November 15, 2017, 01:07:22 PM
 #13

Сoinidol published an article about CREDITS. Our project offers brilliant solution of major blockchain problems. More info here: https://goo.gl/oh6sd4

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November 15, 2017, 01:32:22 PM
 #14

A very interesting project, there is a bounty program but the information is still a little. I will wait for more information bounty.
https://bitcointalk.org/index.php?topic=2241121

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November 15, 2017, 01:34:36 PM
 #15

where bouunty thread
not explain detail about bounty dev, form spreadsheet in join, spredsheet participant and more
https://bitcointalk.org/index.php?topic=2241121
Lazy people  Grin

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November 15, 2017, 05:25:11 PM
 #16

It is a pity that the original ann thread was deleted. There were so much interesting discussions and info there.   Cry  BTW, read that article on coinidol. Yep, CREDITS will beat  them up.

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November 15, 2017, 05:26:22 PM
 #17

A speed of processing transactions up to 1 million transactions per second

Website|Whitepaper
■ ■ ▄  ICO ▲ Nov 18th, 2017
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November 15, 2017, 06:50:02 PM
 #18

Sorry for my skepticism, however, every coin promises "cheap transaction". How will you support this promise and what range of fee will be?
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November 15, 2017, 08:57:06 PM
 #19

It is a pity that the original ann thread was deleted. There were so much interesting discussions and info there.   Cry  BTW, read that article on coinidol. Yep, CREDITS will beat  them up.
Yeah( How do you think, is there a chance to unban it?

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November 16, 2017, 05:21:14 AM
 #20

It is a pity that the original ann thread was deleted. There were so much interesting discussions and info there.   Cry  BTW, read that article on coinidol. Yep, CREDITS will beat  them up.
Yeah( How do you think, is there a chance to unban it?


https://bitcointalk.org/index.php?topic=2401248.0

what information do you see there is the lack of money to pay marketing?
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