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Author Topic: Suggestions for newbies w/ no collateral: asking at risk of eye rolls/snark  (Read 283 times)
stedrick
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November 14, 2017, 11:44:54 PM
 #1

Hi,

I'm new to the board, I have been looking at the threads for the past few days (full disclosure, I am looking for a bitcoin loan, but have not placed a formal request... see below).

One thing I've noticed is that there are hardly any lenders willing to give a loan to a new person without collateral. I get it, and the reasons I have seen given are valid. But at the same time, how can a newbie who has no collateral establish some kind of credibility for lenders? Aside from paying a higher interest rate, what can a newbie do to at least get a second glance or further consideration? ID? Paystubs? A formal contract? Nothing at all?

I realize that this may be a completely idiotic question, but I'm just curious. Thanks for your time.

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Cyberczar
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November 17, 2017, 01:16:50 PM
 #2

There's nothing you can do to establish credibility as a newbie except presenting a collateral. Saying you're credible or even encouraging loans based on credibility is calling boom season for scammers. As it stands, this section is swarming with a lot of dishonest folks trying to reap where they never sowed. So I advise you forget about getting any loans here if you have no collaterals.

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Lone Shark
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November 17, 2017, 01:21:02 PM
 #3

Hi,

I'm new to the board, I have been looking at the threads for the past few days (full disclosure, I am looking for a bitcoin loan, but have not placed a formal request... see below).

One thing I've noticed is that there are hardly any lenders willing to give a loan to a new person without collateral. I get it, and the reasons I have seen given are valid. But at the same time, how can a newbie who has no collateral establish some kind of credibility for lenders? Aside from paying a higher interest rate, what can a newbie do to at least get a second glance or further consideration? ID? Paystubs? A formal contract? Nothing at all?

I realize that this may be a completely idiotic question, but I'm just curious. Thanks for your time.


You know loans are not for people in need. These are for people that don't actually need it and can pay for it. Same with banks, if you are a homeless person do you think the banks will lend you? Of course not. People here on the forum that are actually given loans have collateral because they use the money borrowed for their own businesses or trading so they can produce more money out of the loaned amount.

This is why I don't get people that ask for loan without any collateral (like you). There are a lot of completely new to the forum and the first thing they ever do here is to ask for a loan. Those are the worst. They think this is a charity of sorts and they demand that their request be granted.

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stedrick
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November 17, 2017, 02:57:24 PM
 #4

Thank you for your thoughts and perspective. For the record, I did not make a formal ask in the forum, but given the replies, I will not make that mistake w/o collateral. Thanks again.

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olubams
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November 18, 2017, 07:25:45 AM
 #5

Hi,

I'm new to the board, I have been looking at the threads for the past few days (full disclosure, I am looking for a bitcoin loan, but have not placed a formal request... see below).

One thing I've noticed is that there are hardly any lenders willing to give a loan to a new person without collateral. I get it, and the reasons I have seen given are valid. But at the same time, how can a newbie who has no collateral establish some kind of credibility for lenders? Aside from paying a higher interest rate, what can a newbie do to at least get a second glance or further consideration? ID? Paystubs? A formal contract? Nothing at all?

I realize that this may be a completely idiotic question, but I'm just curious. Thanks for your time.


The basic truth is that there is no second chance again because quite a number of newbies have been extended that courtesy but rather than using it well, they blew it and because no one knows who is behind the account of a newbie there is nothing to be done.

My own question to you is also simple why on earth would you join a community and the only thing you can think of is asking for loan. Its not applicable anywhere in the world whether online or offline.



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nydiacaskey01
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November 18, 2017, 11:42:55 AM
 #6

how can a newbie who has no collateral establish some kind of credibility for lenders?
If you have no collateral to offer theres a very low chance or zero for your loan request to be filled. Its like you are a new kid in town and all of a sudden you started knocking on someones door asking for money. Dont expect them to give you the money you are asking for. 

Aside from paying a higher interest rate, what can a newbie do to at least get a second glance or further consideration? ID? Paystubs? A formal contract? Nothing at all?
What you mentioned and I highlighted is not acceptable form of collateral or form of security that you will pay back. Here's a link of what to offer as collateral when asking for a loan https://bitcointalk.org/index.php?topic=577765.msg6311902#msg6311902

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bennypagulayan
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November 18, 2017, 11:45:32 AM
 #7

Hi,

I'm new to the board, I have been looking at the threads for the past few days (full disclosure, I am looking for a bitcoin loan, but have not placed a formal request... see below).

One thing I've noticed is that there are hardly any lenders willing to give a loan to a new person without collateral. I get it, and the reasons I have seen given are valid. But at the same time, how can a newbie who has no collateral establish some kind of credibility for lenders? Aside from paying a higher interest rate, what can a newbie do to at least get a second glance or further consideration? ID? Paystubs? A formal contract? Nothing at all?

I realize that this may be a completely idiotic question, but I'm just curious. Thanks for your time.

Trying to rank up first, with the higher rank then newbie you could do a lot of things even with loans. Like at least full member you could earn a small loan like 0.003 maybe? Or at full member rank you could have enough conditions to join signature campaign.

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November 18, 2017, 01:04:45 PM
 #8


Trying to rank up first, with the higher rank then newbie you could do a lot of things even with loans. Like at least full member you could earn a small loan like 0.003 maybe? Or at full member rank you could have enough conditions to join signature campaign.


So that's the reason that you are here? Rank up and ask a loan or sell your farmed account?
Nice advices you give here to new members...

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