My sepa transfer from bitpand to payoneer EUR bank address got declined and they are saying they will return it to bitpanda which I don't think gonna credit to my account however I will try to convince bitpanda to refund it to my account. Its small amount which I used to test whether it works or not but found that no it will not work.
I also am sure, that they will credit your account. But thank you for warning and smart that you first tried with small amount. Did payoneer tell you the reason, why they declined your payment?
No they have just send me this email without any explanation and suggest me to look at their TOS;
Dear xxxxx,
Coinimal GmbH recently attempted to pay you through Payoneer’s Global Payment Service. Unfortunately, we cannot process payments made by Coinimal GmbH through the Global Payment Service.
Here are the payment details:
Payment ID xxxxxxx
Amount €28.07
This payment will be returned to Coinimal GmbH in the next 1-3 business days, and you will not be charged a fee for it. For a full list of restrictions on using the Global Payment Service, please view our Terms & Conditions.
Thank you,The Payoneer Team
If they don't refund you, it means that they will take the money for themselves just because the transaction failed? It make no sense. They are a reputable company, they are not going to do that. I suggest trying to contact them through the ANN thread for a faster answer:
https://bitcointalk.org/index.php?topic=878725.40Thanks for the link, I will contact them for sure and they might also refund that amount.