I am pretty sure that Inusrepal is next big thing
InsurePal platform brings out out the essence of trust in a smart digital way, improves the segmentation and betters the risk selection process. By enhancing trust among peers, it enables the social proof of an individual to be locked into the ledger. Therefore, it can and will self-regulate without the need of an industry-funded regulatory body, continuously allowing us to create new attractive solutions, addressing both, the insurance challenges of today and those of tomorrow.
TRANSPARENCY
Exposure to loss is reduced, risk is transferred to higher limits and revenues are settled by diversification.
SELF-REGULATION
The platform is self-regulated as the individuals with riskier behavior are eliminated by their social contacts.
PEER-TO-PEER DATA
Assessments among family, friends and colleagues guarantee objective and real-time segmentation.
COST REDUCTION
Distributed model brings significant discounts and is especially alluring to a generation with significantly lower income.
VIRALITY
P2P endorsements reduce customer cost acquisition and the network grows virally with P2P promotion.
https://insurepal.io/platform