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RedX
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May 06, 2017, 01:53:25 AM

Did anyone think at this? How would a bank work? How could you loan bitcoins and get interest for them in an economy with just 21 milion BTC limit?

As far as I know, we are the bank of our own bitcoin savings. And if there is someone will establish a bank, I won't entertain their
services anyway, because most bank I mean all banks are regulated industry and while bitcoin was not.


Right, our wallets are already used as our own bank. There are no difference with that. And why do you need a bitcoin bank when there's the usual bank to put all your savings? And I don't think the bank industry wouldn't that because imagine if a lot of people deposit a big chunk of bitcoin and then let's say after a month it's value tripled then those bitcoin bank would be bankrupt. I'm sure that an exchange in fiat for bitcoin will be an automatic features of those banks so sort of that things will  likely to happen.

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May 06, 2017, 02:54:31 AM

Did anyone think at this? How would a bank work? How could you loan bitcoins and get interest for them in an economy with just 21 milion BTC limit?

As far as I know, we are the bank of our own bitcoin savings. And if there is someone will establish a bank, I won't entertain their
services anyway, because most bank I mean all banks are regulated industry and while bitcoin was not.


Right, our wallets are already used as our own bank. There are no difference with that. And why do you need a bitcoin bank when there's the usual bank to put all your savings? And I don't think the bank industry wouldn't that because imagine if a lot of people deposit a big chunk of bitcoin and then let's say after a month it's value tripled then those bitcoin bank would be bankrupt. I'm sure that an exchange in fiat for bitcoin will be an automatic features of those banks so sort of that things will  likely to happen.
Maybe if someone can make a real bitcoin bank it must have a lending feature so that the bitcoin deposited to their bank by the people can grow because of the lending feature of it. But in bitcoin we have no papers so it will be became impossible because the users can run. So by the conclusion of it the best option is the bitcoin wallet that we have right now.

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May 06, 2017, 05:14:44 AM

Did anyone think at this? How would a bank work? How could you loan bitcoins and get interest for them in an economy with just 21 milion BTC limit?

As far as I know, we are the bank of our own bitcoin savings. And if there is someone will establish a bank, I won't entertain their
services anyway, because most bank I mean all banks are regulated industry and while bitcoin was not.

I dont mind bitcoin bank too, I am well satisfied of the wallets we have the online and offline wallets. T!heir services is good enough for me, bank will just add up to our hassleness in life unlike what we have now just an email address and name are enough and also our anonymity will be erase to bitcoin's feature.


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stompix
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May 06, 2017, 01:45:41 PM

Did anyone think at this? How would a bank work? How could you loan bitcoins and get interest for them in an economy with just 21 milion BTC limit?

As far as I know, we are the bank of our own bitcoin savings. And if there is someone will establish a bank, I won't entertain their
services anyway, because most bank I mean all banks are regulated industry and while bitcoin was not.

I dont mind bitcoin bank too, I am well satisfied of the wallets we have the online and offline wallets. T!heir services is good enough for me, bank will just add up to our hassleness in life unlike what we have now just an email address and name are enough and also our anonymity will be erase to bitcoin's feature.

So you don't mind bitcoin banks but you think that banks will erase bitcoin anonymity.

How many times after how many "hacks" have people stated here that once you let a web wallet manage your bitcoins those are not yours anymore?
You like web wallets with no identification?
Then good luck proving that those were your bitcoins that got stolen and good luck getting them back.

You can't have anonymity with a wallet service /  bank and at the same time security.




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May 06, 2017, 11:19:55 PM

I think this idea will inevitably come to reality, only a matter of time.  If we want btc to be a legal tender then i think there's not two ways about it.  It'll certainly be a great thing, i fear though that once regulations and governments get involved on a general scale, it may not be as much fun as it is now.
i do not think that we will ever feel the need for bitcoin banks as the modern people wants change and therefore they are not going to accept any old and traditional way of banking  regarding bitcoin. i think that the wallet system is still the best for holding bitcoin.



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May 07, 2017, 08:12:51 AM

Did anyone think at this? How would a bank work? How could you loan bitcoins and get interest for them in an economy with just 21 milion BTC limit?

As far as I know, we are the bank of our own bitcoin savings. And if there is someone will establish a bank, I won't entertain their
services anyway, because most bank I mean all banks are regulated industry and while bitcoin was not.

I dont mind bitcoin bank too, I am well satisfied of the wallets we have the online and offline wallets. T!heir services is good enough for me, bank will just add up to our hassleness in life unlike what we have now just an email address and name are enough and also our anonymity will be erase to bitcoin's feature.

So you don't mind bitcoin banks but you think that banks will erase bitcoin anonymity.

How many times after how many "hacks" have people stated here that once you let a web wallet manage your bitcoins those are not yours anymore?
You like web wallets with no identification?
Then good luck proving that those were your bitcoins that got stolen and good luck getting them back.

You can't have anonymity with a wallet service /  bank and at the same time security.





HaHa . That is so much true buddy. I liked your correlation of bitcoin and its anonymity with wallet/bank services. That is very good assumption but when we put our money on those services we have our transaction confirmation isn't it? They can help us identify our money though. What about some services who provide us with few private keys without which the bitcoins can not be moved from our wallets. It provides security as well as proof of identity without any documents. However it is now ambiguous as some of them doesn't rely on private keys. Hope it will change the face of bitcoin soon by implementing some more identifier kind of widgets.  Cheesy

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May 07, 2017, 11:58:42 AM

HaHa . That is so much true buddy. I liked your correlation of bitcoin and its anonymity with wallet/bank services. That is very good assumption but when we put our money on those services we have our transaction confirmation isn't it? They can help us identify our money though. What about some services who provide us with few private keys without which the bitcoins can not be moved from our wallets. It provides security as well as proof of identity without any documents. However it is now ambiguous as some of them doesn't rely on private keys. Hope it will change the face of bitcoin soon by implementing some more identifier kind of widgets.  Cheesy

Yeah I can imagine how are going to tell your story in court ..

Here is the tx...
Do you have proof this is your transaction?
I have the key from the address that sent the coins
Can you prove that this was a key you acquired yourself?
No but it is only one key...
Does anybody else has the key?
Well, I guess not because you see sha256 the universe possibility numbers.
Yeah , next case.

Has anyone got their money back from inputs.io? Cheesy

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May 07, 2017, 01:13:16 PM

I think this idea will inevitably come to reality, only a matter of time.  If we want btc to be a legal tender then i think there's not two ways about it.  It'll certainly be a great thing, i fear though that once regulations and governments get involved on a general scale, it may not be as much fun as it is now.
To make bitcoin legal. Then there must be a third party that can make a bitcoin user can be controlled. Using bitcoin bank then the user can be in control and it will be a positive signal for the government.


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May 08, 2017, 02:43:16 AM

I think this idea will inevitably come to reality, only a matter of time.  If we want btc to be a legal tender then i think there's not two ways about it.  It'll certainly be a great thing, i fear though that once regulations and governments get involved on a general scale, it may not be as much fun as it is now.
I think this is a trial from the government. If with bitcoin bank the user can be under control by the bank. Then it will make the government sure to be able to legalize bitcoin or receive bitcoin

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May 08, 2017, 06:15:34 AM

I think the existence of the idea bank is a nice, bitcoin distribution bitcoin will more quickly and automatically prices will skyrocket. I agree the idea of the existence of the bitcoin bank.

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May 08, 2017, 02:02:46 PM

MyBitcoin.com is a de facto bitcoin bank.  And it is clearly useful to many people.


So why some other says that be your own bank? if we are going to entrust our bitcoin to them, because I also do believed that it does not make sense at all, because we are really the bank of our own bitcoin due to its decentralization not centralization which is the bank itself was like that. Undecided

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May 08, 2017, 02:18:10 PM

I think this idea will inevitably come to reality, only a matter of time.  If we want btc to be a legal tender then i think there's not two ways about it.  It'll certainly be a great thing, i fear though that once regulations and governments get involved on a general scale, it may not be as much fun as it is now.
To make bitcoin legal. Then there must be a third party that can make a bitcoin user can be controlled. Using bitcoin bank then the user can be in control and it will be a positive signal for the government.



Oh my god, this is how we've turned out?
Wagging our tails to the government?

What happened to anonymity, to avoiding banks and freezing accounts , avoiding government control and liberty of choice?
How about we add inflation to bitcoin and just throw it in the trash.

We should also let the CIA and the NSA to deal with the whole Core Segwit debate.


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May 08, 2017, 02:47:10 PM

The idea of a bank is opposite to the idea of bitcoin itself. This bank would be our wallet, our exchanger, debit and credit card. Everything will be centralized and belong to the bank including our money.
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May 08, 2017, 02:49:36 PM

This topic has a thread before. Not even sure now why OP created another one. This has long been debated and no real winner has emerged, I think there are more people not in favor of this and those that are. This is really why there have been no real attempt to create a bitcoin bank that has surfaced since bitcoin's inception.

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Zadicar
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May 08, 2017, 02:55:05 PM

MyBitcoin.com is a de facto bitcoin bank.  And it is clearly useful to many people.


So why some other says that be your own bank? if we are going to entrust our bitcoin to them, because I also do believed that it does not make sense at all, because we are really the bank of our own bitcoin due to its decentralization not centralization which is the bank itself was like that. Undecided
It doesnt really make sense on having bitcoin banks since there are lots of wallets to choose from and if theres a bank then what would be the purpose of those wallets on the market? Thats why they are being created so that we do have the full control of our money and if theres a bank then for sure no one would really chose to put their bitcoin on that one,considering on the tax or fee charged on storing on it there.

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May 08, 2017, 05:01:32 PM

This topic has a thread before. Not even sure now why OP created another one. This has long been debated and no real winner has emerged, I think there are more people not in favor of this and those that are. This is really why there have been no real attempt to create a bitcoin bank that has surfaced since bitcoin's inception

I think this is not quite so

Web wallets can pretty well cut it as Bitcoin banks. Indeed, if you consider as a bank only institutions that loan out money, then this is next to impossible with Bitcoin due to its devastating volatility. On the other hand, some of our regular banks aren't involved in loaning money either, especially banks established by large corporations specifically to process payments and nothing more. So this is not a prerequisite for a bank, at least, these days. Further, web wallets now issue payment cards which is what most fiat banks do. They don't pay interest but in today's perverted world, banks even demand you to pay for just keeping your money in the bank (welcome to negative interest rates). As you can see, there is not much which separates web wallets from what can be loosely called a bank nowadays

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May 08, 2017, 05:05:06 PM

This topic has a thread before. Not even sure now why OP created another one. This has long been debated and no real winner has emerged, I think there are more people not in favor of this and those that are. This is really why there have been no real attempt to create a bitcoin bank that has surfaced since bitcoin's inception

I think this is not quite so

Web wallets can pretty well cut as Bitcoin banks. Indeed, if you consider as bank only institutions that loan out money, this is next to impossible with Bitcoin due to its devastating volatility. On the other hand, some of our regular banks aren't involved in loaning money, especially banks established by large corporations specifically to process payments and nothing more. So this is not a prerequisite for a bank, at least, in these days. Further, web wallets now issue payment cards which what most fiat banks do. They don't pay interest but in today's perverted world, banks even demand you to pay for just keeping your money their (welcome to negative interest rates). As you can see, there is not much which separates web wallets form what can be considered as a bank nowadays
I believe that Bitcoin banks should not exist at all because it does not level the very concept of crypto currency and their capabilities. When I imagine what the current banking system is doing, I do not want to do the same with bitcoin.
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May 08, 2017, 05:12:34 PM

MyBitcoin.com is a de facto bitcoin bank.  And it is clearly useful to many people.


So why some other says that be your own bank? if we are going to entrust our bitcoin to them, because I also do believed that it does not make sense at all, because we are really the bank of our own bitcoin due to its decentralization not centralization which is the bank itself was like that. Undecided
I am agree that the idea of bitcoin bank has no sense. We all can be our own banks, just with such moment that we can't take credits in bitcoin on this sources where we hold our coins.
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May 08, 2017, 11:01:27 PM

In my thinking, maybe to make bitcoin legal. By use of bitcoin bank, the handler can be restraint and it will be a assured signal for the government. It will make the administration sure to be able to autorize bitcoin/cryptocurrency or obtain bitcoin.

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May 08, 2017, 11:26:35 PM

MyBitcoin.com is a de facto bitcoin bank.  And it is clearly useful to many people.


So why some other says that be your own bank? if we are going to entrust our bitcoin to them, because I also do believed that it does not make sense at all, because we are really the bank of our own bitcoin due to its decentralization not centralization which is the bank itself was like that. Undecided
I am agree that the idea of bitcoin bank has no sense. We all can be our own banks, just with such moment that we can't take credits in bitcoin on this sources where we hold our coins.
yeah idea of bitcoin bank is useless because bitcoin have already secured wallet and other system is already stable then we do not need any bank , and bank is just a wastage of time we can easily buy anything by bitcoin on internet so bitcoin is much more better than banks.

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