mishrahsigni, do you use windows? 2 factor with android phone?
And this are the most honest terms and conditions with bitcoin related business I've seen:
"1. We (BitFunder) do not accept responsibility for anything.
2. WARNING: Use at your own risk.
3. You must agree to 1 and 2.
Honestly, with the btc community and how btc works, anything other than that, is a lie in our opinion.
We do promise to list all holdings by the shareholders by providing a public btcaddress/asset/shares list live 24/7. (Click Here)
This leaves our liabilities down to just BTC held in accounts with us.
We will do everything in our power to keep things as easy, painless, accurate and as fair as possible.
We promise to deliver the services of this site as accurately as possible and to the best of our ability to the users and to continue to try to grow with the community."
https://bitfunder.com/terms/