If you know how btc value plays you will say you will hold your btc. My first year at crypto world i am not hodling my coins if i earn even a little i cash it out immediately to buy things then regret it later looking at btc price on how it increase its value in just few months.
Sadly, most people who owns crypto doesn't know anything about trading and they just simply like the idea of accepting crypto rather than hold it or grows it. If you have invested in a crypto, you should at least learn the basics first e.g. volatility, demand, supply, etc., so at least before you do any trading you will not gonna lose a lot of your investment, but in your case you are not into trading but rather you are into wants/needs and not for business.