From the realistic perspective of Ripple, it would be fair that in 10 years it would reach a 10% share of the global transfers, that is, $ 0.270 quadrillion per year (the fourth part that Swift currently has). Therefore, the market to be reached by Ripple in the near future will be $ 270,000,000,000,000 per year.
To obtain the price of XRP we will have to resort to the formula of Irving Fischer of 1911 on the speed of money:
MV = PT
In which:
M = Amount of Money
V = Money speed or velocity (number of turns)
P = Price
T = Number of Transactions
If PT is the total amount of transactions per annum, we will replace it with the market share of Ripple, that is, $ 0,270 billiards per year.
Hence:
$ 0,270 quadrillion = MV
If the Monetary Mass is the number of XRP in the market, which is limited to 38,739,142,811 x Price = M
And the average velocity of XRP is V=46 (average last 3 months)
Applied to the formula:
$ 270,000,000,000,000 = 38,739,142,811 x Price x 46
and Clearing the Price, we get the intrinsic value (ceteris paribus) of XRP:
XRP = $ 151.51
Of course, all this depends IF and HOW FAST will Ripple take 10% market
Analysis is not mine, credit goes to:
https://medium.com/@riadelimpias/xrp-from-a-value-investing-perspective-9bf8c08527af